Cudmirrah NSW

Postcode 2540 · Shoalhaven LGA

Cudmirrah is a quiet locality in New South Wales within the Shoalhaven local government area (postcode 2540). With a population of 284, the suburb has an older demographic with a median age of 56. Households earn a median income of $57K per year, with an average household size of 2 people. The most common occupations are technicians & trades, community & personal service, professionals. The top ancestries reported are English, Australian, Irish.

The median house price in Cudmirrah is $1.0 million, having surged 27.1% over the past year. Units have a median price of $430,000 (-18.9% YoY). The current median weekly rent is $600. This gives a gross rental yield of approximately 3.0%. The median monthly mortgage repayment is $1,300.

Public transport access includes 7 bus stops. The crime rate in the Shoalhaven LGA is below average at 3,609 incidents per 100,000 population.

From an investment perspective, Cudmirrah offers a gross rental yield of 3.0%, rated as moderate yield. Property prices sit below the state median ($1.0M/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 18.2x is considered stretched. House prices have moved +27.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.0% Moderate Yield
Price vs State$1.0M/$1.5M Below Median
Affordability18.2x Stretched
Price Momentum+27.1% Rising
SEIFA INDEX (ABS)
Advantage6/10
Education5/10
Economic2/10
Disadvantage4/10
MEDIAN HOUSE
$1.0M
27.1% YoY
MEDIAN UNIT
$430K
-18.9% YoY
MEDIAN RENT /WK
$280
POPULATION
284
DEMOGRAPHICS
Median Age56
Household Size2
HH Income /wk$1,093
Personal Income /wk$654
Mortgage /mth$1,300
CRIME (Shoalhaven LGA)
Crime Rate (per 100k)3,609
Total Incidents3,999
TRANSPORT
Bus Stops7
Data: 2026