Terara NSW

Postcode 2540 · Shoalhaven LGA

Terara is a quiet locality in New South Wales within the Shoalhaven local government area (postcode 2540). With a population of 305, the suburb has an older demographic with a median age of 59. Households earn a median income of $43K per year, with an average household size of 1.8 people. The most common occupations are technicians & trades, professionals, managers. The top ancestries reported are Australian, English, Scottish.

The median house price in Terara is $2.4 million, having surged 238.3% over the past year. The current median weekly rent is $600. This gives a gross rental yield of approximately 1.3%. The median monthly mortgage repayment is $1,600.

Terara is served by 1 school, including 1 primary. The average ICSEA score is 1009, which is around the national average of 1,000. Public transport access includes 5 bus stops. The crime rate in the Shoalhaven LGA is below average at 3,609 incidents per 100,000 population.

From an investment perspective, Terara offers a gross rental yield of 1.3%, rated as low yield. Property prices are above the state median ($2.4M/$1.5M), placing it in the premium segment. The price-to-income ratio of 55.6x is considered stretched. House prices have moved +238.3% year-on-year.

INVESTMENT SIGNALS
Rental Yield1.3% Low Yield
Price vs State$2.4M/$1.5M Above Median
Affordability55.6x Stretched
Price Momentum+238.3% Rising
SEIFA INDEX (ABS)
Advantage4/10
Education4/10
Economic3/10
Disadvantage4/10
MEDIAN HOUSE
$2.4M
238.3% YoY
MEDIAN RENT /WK
$210
POPULATION
305
DEMOGRAPHICS
Median Age59
Household Size1.8
HH Income /wk$825
Personal Income /wk$558
Mortgage /mth$1,600
CRIME (Shoalhaven LGA)
Crime Rate (per 100k)3,609
Total Incidents3,999
TRANSPORT
Bus Stops5
SCHOOLS (1)
Avg ICSEA1009
Total Students96
Government1
Terara Public SchoolPrimary · Government · ICSEA 1009
Data: 2025