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Suburb profile ·Upper Lachlan Shire LGA · NSW ·2580

Golspie NSW 2580

Golspie is in Upper Lachlan Shire LGA, NSW, postcode 2580, with population 81.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$515/wk
Rising
+5.1% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2580 · Jun 2026
$520
$480
Jun 2025Jun 2026
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$615K
House median, latest period
92.2%YoY D3 vs AU
Median rent
$515/wk
Rent-led investor candidate
5.1%YoY D10 vs AU
Gross yield
4.4%
Moderate yield band
D10 vs AU
Population
81
81 local footprint
D4 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
5,567
346 added 12mo · 40MW

Price history

Trend & investor depth

Indicative cashflow-$219/wk (-$11,403/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilitystable — rents vary ±1.6% around trend (short window, 13 pts)
Value vs advantage-38% vs suburbs of similar SEIFA advantage (decile 6)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Golspie

Owner-occupied 90%Rented 10%
Investor activityATO
Negatively geared4.6%
831 of 1,974 landlords
Avg rental loss$7,670/yr
Landlords (rental income)1,974
Reported capital gains1,154
The read

Owner-occupier stronghold

73% of homes here are owner-occupied and 8% rented, with 5% of landlords negatively geared.

Why it fits

73% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

45%
of household income to service a new loan
10.1 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,013/mo vs median rent $2,232/mo (+35% · +$180/wk)

If rates move

At 4.2%: $2,406/mo (-607) · at 6.2% (current): $3,013/mo · at 8.2%: $3,679/mo (+666)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
7.6x
median home price as a multiple of annual household income
Moderate
Renting
33%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,994/mo, while renters pay about $2,232/mo — renting runs $238/mo higher on these medians.

Median price
$615K
Household income · yr
$81K
Median rent · wk
$515
Owner mortgage · mo
$1,994
Gross yield
4.4%

Household income

$81K household · yr-1.3% vs NSW suburb median
Personal
$39K
Family
$97K
Household
$81K

Housing stock and tenure

Tenure (37 households)
Owned outright
57%
Owned with mortgage
16%
Rented
8%
Dwelling structure46.9% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 49% drive, 0% public transport, 0% walk or cycle, 46% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
136
1,532 per 100k
D2 vs AU

Crime

Rate · per 100k1,532
Total incidents136· April 2025 - March 2026
  • Assault3556%
  • Sexual Offences1524%
  • Robbery00%
  • Break And Enter1219%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Moderate broad-area context

About 25.3% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Moderate exposure ~25.3%
~25.3% of the suburb is Bush Fire Prone Land · ~10.8% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Rural Landscape
Rural / Green wedge 100%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

13,946 people · 202215,916 by 2032 (+14.1%)

ABS population projection (2022 base) for the Goulburn Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Golspie NSW — Property Data and Demographics

Golspie (postcode 2580) is a sparsely populated locality in New South Wales within the Upper Lachlan Shire local government area. With a population of 81, the suburb has an older-leaning population with a median age of 51. Households earn a median income of $81K per year, with an average household size of 2.2 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, community & personal service, clerical & administrative. Employment in the area leans toward agriculture and professional services. The top ancestries reported are Australian, English, Irish.

The median house price in Golspie is $615,000, having risen steeply by 92.2% over the past year. The current median weekly rent is $515. This gives a gross rental yield of approximately 4.4%. The median monthly mortgage repayment is $1,994.

Public transport access includes 4 bus stops. The crime rate in the Upper Lachlan Shire LGA is low at 1,532 incidents per 100,000 population.

Looking at the investment signals, Golspie shows a gross rental yield of approximately 4.4%, rated as moderate yield. Property prices sit below the state median ($615K/$1.5M), which can point to relative value. The price-to-income ratio of 7.6x is considered moderate. House prices have moved +92.2% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield4.4%· Moderate Yield
Price vs State$615K/$1.5M Below Median
Affordability7.6x· Moderate
Price Momentum+92.2% Rising
InvestmentNSW
Mortgage · mth$1,994
Rent · wk(Census)$365
Market rent · wk(2026-06)$515
Gross yield3.1%
Price / income7.6x
Property investors · Postcode 2580ATO
Negatively geared4.6%
831 of filers
Avg rental loss$7,670/yr
Landlords (rental income)1,974
Reported capital gains1,154
People & prosperity
DemographicsCensus 21
Population81
Median age51
Household size2.2
HH income · wk$1,562
Personal income · wk$752
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)8/10
Economic (IER)8/10
Disadvantage (IRSD)7/10
Income momentumCensus 16→21
HH income · wk$1,062 → $1,562
Change+47.1%
vs NSW median+26.5 pp
gentrifyingvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops4
Hospitals · Upper Lachlan Shire LGAAIHW
Public1
Private0
Crookwell District Hospitalpublic
Aged care · Upper Lachlan Shire LGAGEN
Facilities2
Residential places68
Uniting Crookwell45 places
Uniting Taralga23 places
Childcare · Upper Lachlan Shire LGAACECQA
Services7
Approved places222
Exceeding NQS2
MINDCHAMPS EARLY LEARNING @ BROADWAY53 places
Gunning Early Learning Centre35 places
SDN Crookwell Preschool35 places
Paradise 4 Kids30 places
Crookwell Early Learning29 places
Crookwell Neighbourhood Centre - Combined OOSH20 places
+1 more in Upper Lachlan Shire LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
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Sources & freshness
Usable evidence

Golspie is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 4 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Golspie is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, population trend data, and building approvals.

The lighter areas here are school matches, hospital coverage, population trend data, and building approvals, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Golspie feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Pejar most similar
similar price band similar rent profile similar suburb scale

pop same · house +$25K · rent -$215/wk

Similar local read: useful for context, but still compare the actual market signals.

Biala most similar
similar price band similar rent profile similar suburb scale

pop same · house +$290K · rent -$285/wk

Similar local read: useful for context, but still compare the actual market signals.

Chatsbury most similar
similar price band similar suburb scale

pop same · house -$150K · rent +$152/wk

Similar local read: useful for context, but still compare the actual market signals.

Golspie FAQ

Common questions
  1. What LGA is Golspie in?

    Golspie is in the Upper Lachlan Shire Local Government Area, NSW, postcode 2580. Council-level context for Upper Lachlan Shire LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Golspie?

    The current median house price in Golspie, NSW is $615K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Golspie?

    The median weekly rent in Golspie is $515/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Golspie?

    Rent-led investor candidate: Gross rent yield screens at about 4.4%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Golspie a good investment?

    QuickProperty's investment signals for Golspie show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Golspie?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Golspie data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.