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Suburb profile ·Queanbeyan-Palerang Regional LGA · NSW ·2622

Harolds Cross NSW 2622

Harolds Cross is in Queanbeyan-Palerang Regional LGA, NSW, postcode 2622, with population 79.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$470/wk
-1.1% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2622 · Apr 2026
$538
$420
Mar 2025Apr 2026
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$625K
House median, latest period
26.5%YoY D3 vs AU
Median rent
$470/wk
Rent context available
1.1%YoY D10 vs AU
Gross yield
3.9%
Below investor band
D10 vs AU
Population
79
79 local footprint
D4 vs AU
Schools
No matched school data
Solar
1,322
109 added 12mo · 9MW

Price history

HousesUnits

Trend & investor depth

Cycle positionCorrecting
Low · 2009Peak · 2017

26.5% below peak · 60.3% above its low

Price growth (compound)3-yr +17.0%/yr
Indicative cashflow-$234/wk (-$12,170/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
5.1x
median home price as a multiple of annual household income
Affordable
Renting
20%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,275/mo, while renters pay about $2,037/mo — owning runs $238/mo higher on these medians.

Median price
$625K
Household income · yr
$123K
Median rent · wk
$470
Owner mortgage · mo
$2,275
Gross yield
3.9%

Household income

$123K household · yr+50% vs NSW suburb median
Personal
$59K
Family
$169K
Household
$123K
Crime January 2025 - December 2025
1,750
2,677 per 100k
D4 vs AU

Crime

Rate · per 100k2,677
Total incidents1,750· January 2025 - December 2025
  • Assault41660%
  • Sexual Offences12418%
  • Robbery30%
  • Break And Enter15322%

Full data detail

Harolds Cross NSW — Property Data and Demographics

Harolds Cross (postcode 2622) is a quiet locality in New South Wales within the Queanbeyan-Palerang Regional local government area. It is home to about 79 residents, with a mature demographic and a median age of 50. Households earn a median income of $123K per year, with an average household size of 2.3 people. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are clerical & administrative, professionals, managers. Employment in the area leans toward public admin & safety and agriculture. The top ancestries reported are English, Australian, Irish.

Harolds Cross has a median house price of $625,000, which has declined steeply by 26.5% year-on-year. The current median weekly rent is $470. This gives a gross rental yield of approximately 3.9%. The median monthly mortgage repayment is $2,275.

Public transport access includes 8 bus stops. The crime rate in the Queanbeyan-Palerang Regional LGA is below average at 2,677 incidents per 100,000 population.

On the investment side, Harolds Cross shows a gross rental yield of approximately 3.9%, rated as moderate yield. Property prices sit below the state median ($625K/$1.5M), which can point to relative value. The price-to-income ratio of 5.1x is considered affordable. House prices have moved -26.5% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield3.9%· Moderate Yield
Price vs State$625K/$1.5M Below Median
Affordability5.1x Affordable
Price Momentum-26.5% Falling
InvestmentNSW
Mortgage · mth$2,275
Rent · wk(Census)$320
Market rent · wk(2026-04)$470
Gross yield2.7%
Price / income5.1x
Property investors · Postcode 2622ATO
Negatively geared121 (4.8% of filers)
Avg rental loss$5,638/yr
Landlords (rental income)411
Reported capital gains234
People & prosperity
DemographicsCensus 21
Population79
Median age50
Household size2.3
HH income · wk$2,374
Personal income · wk$1,140
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)9/10
Economic (IER)8/10
Disadvantage (IRSD)8/10
Area & amenity
TransportGTFS
Bus stops8
Shortlist workspace

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Current status
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Sources & freshness
Usable evidence

Harolds Cross works as a starting read but still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2020 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 8 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Harolds Cross is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, population trend data, and building approvals.

The lighter areas here are school matches, hospital coverage, population trend data, and building approvals, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Harolds Cross feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Charleys Forest most similar
similar price band similar rent profile similar suburb scale

pop same · house +$160K · rent -$195/wk

Similar local read: useful for context, but still compare the actual market signals.

Nerriga most similar
similar price band similar rent profile similar suburb scale

pop same · house +$75K · rent -$270/wk

Similar local read: useful for context, but still compare the actual market signals.

Boro most similar
similar price band similar rent profile similar suburb scale

pop same · house +$105K · rent -$2/wk

Similar local read: useful for context, but still compare the actual market signals.

Harolds Cross FAQ

Common questions
  1. What LGA is Harolds Cross in?

    Harolds Cross is in the Queanbeyan-Palerang Regional Local Government Area, NSW, postcode 2622. Council-level context for Queanbeyan-Palerang Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Harolds Cross?

    The current median house price in Harolds Cross, NSW is $625K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Harolds Cross?

    The median weekly rent in Harolds Cross is $470/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Harolds Cross?

    Rent context available: Harolds Cross has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Harolds Cross a good investment?

    QuickProperty's investment signals for Harolds Cross show: Moderate Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Harolds Cross?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Harolds Cross data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.