Kempsey NSW

Postcode 2440 · Kempsey LGA

Kempsey is a quiet locality in New South Wales within the Kempsey local government area (postcode 2440). With a population of 483, the suburb has an established demographic with a median age of 43. Households earn a median income of $46K per year, with an average household size of 2 people. The most common occupations are community & personal service, labourers, technicians & trades. The top ancestries reported are English, Australian, Aboriginal Australian.

The median house price in Kempsey is $60,000, having dropped significantly 86.3% over the past year. Units have a median price of $310,000 (+37.8% YoY). The current median weekly rent is $460. This gives a gross rental yield of approximately 39.9%. The median monthly mortgage repayment is $1,170.

Kempsey is served by 5 schools, including 2 primary, 2 secondary, 1 combined. The average ICSEA score is 858, which is well below the national average of 1,000. Public transport access includes 1 rail station, 12 bus stops. The crime rate in the Kempsey LGA is moderate at 7,195 incidents per 100,000 population.

From an investment perspective, Kempsey offers a gross rental yield of 39.9%, rated as high yield. Property prices sit below the state median ($60K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 1.3x is considered affordable. House prices have moved -86.3% year-on-year.

INVESTMENT SIGNALS
Rental Yield39.9% High Yield
Price vs State$60K/$1.5M Below Median
Affordability1.3x Affordable
Price Momentum-86.3% Falling
INCOME (ATO 2022-23)
Median Income$45,499
Mean Income$51,473
Earners7,763
YoY Change+7%
SEIFA INDEX (ABS)
Advantage1/10
Education1/10
Economic1/10
Disadvantage1/10
MEDIAN HOUSE
$60K
-86.3% YoY
MEDIAN UNIT
$310K
37.8% YoY
MEDIAN RENT /WK
$253
POPULATION
483
DEMOGRAPHICS
Median Age43
Household Size2
HH Income /wk$881
Personal Income /wk$519
Mortgage /mth$1,170
CRIME (Kempsey LGA)
Crime Rate (per 100k)7,195
Total Incidents2,282
TRANSPORT
Rail Stations1
Bus Stops12
Kempsey Station, Coach Stop
SCHOOLS (5)
Avg ICSEA858
Total Students1,706
Government4
Independent1
Kempsey High SchoolSecondary · Government · ICSEA 848
Kempsey Adventist SchoolCombined · Independent · ICSEA 953
Melville High SchoolSecondary · Government · ICSEA 849
Kempsey East Public SchoolPrimary · Government · ICSEA 875
Kempsey South Public SchoolPrimary · Government · ICSEA 767
Data: 2026