Smithtown NSW

Postcode 2440 · Kempsey LGA

Smithtown is a small community in New South Wales within the Kempsey local government area (postcode 2440). With a population of 625, the suburb has an established demographic with a median age of 43. Households earn a median income of $61K per year, with an average household size of 2.4 people. The most common occupations are labourers, community & personal service, technicians & trades. The top ancestries reported are English, Australian, Irish.

The median house price in Smithtown is $435,000, having dipped slightly 1.1% over the past year. The current median weekly rent is $460. This gives a gross rental yield of approximately 5.5%. The median monthly mortgage repayment is $1,244.

Smithtown is served by 1 school, including 1 primary. The average ICSEA score is 885, which is well below the national average of 1,000. Public transport access includes 6 bus stops. The crime rate in the Kempsey LGA is moderate at 7,195 incidents per 100,000 population.

From an investment perspective, Smithtown offers a gross rental yield of 5.5%, rated as high yield. Property prices sit below the state median ($435K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 7.1x is considered moderate. House prices have moved -1.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield5.5% High Yield
Price vs State$435K/$1.5M Below Median
Affordability7.1x Moderate
Price Momentum-1.1% Falling
SEIFA INDEX (ABS)
Advantage2/10
Education1/10
Economic2/10
Disadvantage1/10
MEDIAN HOUSE
$435K
-1.1% YoY
MEDIAN RENT /WK
$320
POPULATION
625
DEMOGRAPHICS
Median Age43
Household Size2.4
HH Income /wk$1,178
Personal Income /wk$662
Mortgage /mth$1,244
CRIME (Kempsey LGA)
Crime Rate (per 100k)7,195
Total Incidents2,282
TRANSPORT
Bus Stops6
SCHOOLS (1)
Avg ICSEA885
Total Students54
Government1
Smithtown Public SchoolPrimary · Government · ICSEA 885
Data: 2026