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Suburb profile ·Wagga Wagga LGA · NSW ·2652

Ladysmith NSW 2652

Ladysmith is in Wagga Wagga LGA, NSW, postcode 2652, with population 339.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$365/wk
-6.4% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2652 · Apr 2026
$500
$350
Mar 2025Apr 2026
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$579K
House median, latest period
19.4%YoY D3 vs AU
Median rent
$365/wk
Rent context available
6.4%YoY D8 vs AU
Gross yield
3.3%
Below investor band
D9 vs AU
Population
69,108
69K via Wagga Wagga LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Solar
1,091
53 added 12mo · 8MW

Price history

HousesUnits

Trend & investor depth

Cycle positionRecovering
Low · 2009Peak · 2022

16.1% below peak · 191.0% above its low

Price growth (compound)3-yr -5.7%/yr · 5-yr +11.4%/yr · 10-yr +6.8%/yr
Indicative cashflow-$270/wk (-$14,020/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
6.2x
median home price as a multiple of annual household income
Moderate
Renting
20%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,300/mo, while renters pay about $1,582/mo — renting runs $282/mo higher on these medians.

Median price
$579K
Household income · yr
$93K
Median rent · wk
$365
Owner mortgage · mo
$1,300
Gross yield
3.3%

Household income

$93K household · yr+13.1% vs NSW suburb median
Personal
$46K
Family
$109K
Household
$93K

Schools

Total1
Avg ICSEA987
Students33
Government1
  • Ladysmith Public SchoolPrimary · Government · ICSEA 987
Crime January 2025 - December 2025
3,693
5,374 per 100k
D7 vs AU

Crime

Rate · per 100k5,374
Total incidents3,693· January 2025 - December 2025
  • Assault90955%
  • Sexual Offences26116%
  • Robbery211%
  • Break And Enter44727%

Full data detail

Ladysmith NSW — Property Data and Demographics

Located in New South Wales within the Wagga Wagga local government area, Ladysmith is a quiet locality (postcode 2652). With a population of 339, the suburb has a settled mid-life population with a median age of 42. Households earn a median income of $93K per year, with an average household size of 2.7 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.0% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, managers, labourers. Employment in the area leans toward education and retail trade. The top ancestries reported are Australian, English, Scottish.

Median house prices in Ladysmith stand at $579,000, having risen steeply by 19.4% over the last twelve months. The current median weekly rent is $365. This gives a gross rental yield of approximately 3.3%. The median monthly mortgage repayment is $1,300.

Ladysmith is served by 1 school, including 1 primary. The average ICSEA score is 987, which is around the national average of 1,000. Public transport access includes 8 bus stops. The crime rate in the Wagga Wagga LGA is moderate at 5,374 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 3.3% (moderate yield). Property prices sit below the state median ($579K/$1.5M), which can point to relative value. The price-to-income ratio of 6.2x is considered moderate. House prices have moved +19.4% year-on-year. Population growth of +0.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.3%· Moderate Yield
Price vs State$579K/$1.5M Below Median
Affordability6.2x· Moderate
Price Momentum+19.4% Rising
Pop. Growth+0.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,300
Rent · wk(Census)$265
Market rent · wk(2026-04)$365
Gross yield2.4%
Price / income6.2x
Sales vol (latest Q)(2007-Q3)5
Population growth · Wagga Wagga LGAABS ERP
Population (2025)69,108
5-year growth+0.5% CAGR
YoY change+0%
20012025
Development · Wagga Wagga LGAABS Approvals
Approvals (2026)386
Houses254
Units132
YoY change+0%
Employment · Wagga Wagga LGASALM
Unemployment (Dec-25)3.6%
YoY change+0.3pp
Dec-10Dec-25
Property investors · Postcode 2652ATO
Negatively geared163 (5.3% of filers)
Avg rental loss$8,170/yr
Landlords (rental income)404
Reported capital gains206
People & prosperity
DemographicsCensus 21
Population339
Median age42
Household size2.7
HH income · wk$1,791
Personal income · wk$887
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)4/10
Economic (IER)9/10
Disadvantage (IRSD)6/10
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops8
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Current status
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Sources & freshness
Strong evidence

Ladysmith has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2007-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 8 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Ladysmith FAQ

Common questions
  1. What LGA is Ladysmith in?

    Ladysmith is in the Wagga Wagga Local Government Area, NSW, postcode 2652. Council-level context for Wagga Wagga LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Ladysmith?

    The current median house price in Ladysmith, NSW is $579K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Ladysmith?

    The median weekly rent in Ladysmith is $365/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Ladysmith?

    Rent context available: Ladysmith has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Ladysmith a good investment?

    QuickProperty's investment signals for Ladysmith show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Ladysmith?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Ladysmith data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.