Lake Cathie NSW

Postcode 2445 · Port Macquarie-Hastings LGA

Lake Cathie is a smaller suburb in New South Wales within the Port Macquarie-Hastings local government area (postcode 2445). With a population of 4,296, the suburb has a mature demographic with a median age of 52. Households earn a median income of $66K per year, with an average household size of 2.4 people. The most common occupations are professionals, technicians & trades, community & personal service. The top ancestries reported are English, Australian, Scottish.

The median house price in Lake Cathie is $950,000, having grown strongly 6.1% over the past year. Units have a median price of $650,000 (+1.6% YoY). The current median weekly rent is $700. This gives a gross rental yield of approximately 3.8%. The median monthly mortgage repayment is $1,850.

Lake Cathie is served by 1 school, including 1 primary. The average ICSEA score is 1007, which is around the national average of 1,000. Public transport access includes 35 bus stops. The crime rate in the Port Macquarie-Hastings LGA is below average at 3,538 incidents per 100,000 population.

From an investment perspective, Lake Cathie offers a gross rental yield of 3.8%, rated as moderate yield. Property prices sit below the state median ($950K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 14.3x is considered stretched. House prices have moved +6.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield3.8% Moderate Yield
Price vs State$950K/$1.5M Below Median
Affordability14.3x Stretched
Price Momentum+6.1% Rising
SEIFA INDEX (ABS)
Advantage5/10
Education4/10
Economic5/10
Disadvantage5/10
MEDIAN HOUSE
$950K
6.1% YoY
MEDIAN UNIT
$650K
1.6% YoY
MEDIAN RENT /WK
$380
POPULATION
4,296
DEMOGRAPHICS
Median Age52
Household Size2.4
HH Income /wk$1,275
Personal Income /wk$658
Mortgage /mth$1,850
CRIME (Port Macquarie-Hastings LGA)
Crime Rate (per 100k)3,538
Total Incidents3,214
TRANSPORT
Bus Stops35
SCHOOLS (1)
Avg ICSEA1007
Total Students395
Government1
Lake Cathie Public SchoolPrimary · Government · ICSEA 1007
Data: 2026