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Suburb profile ·Upper Hunter Shire LGA · NSW ·2329

Merriwa NSW 2329

Merriwa is in Upper Hunter Shire LGA, NSW, postcode 2329, with population 1,825.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$440/wk
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2329 · Apr 2026 · sparse signal
$600
$280
Mar 2025Apr 2026
Why it fits

Gross yield screens at about 6.3%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

Median house
$361K
House median, latest period
14.0%YoY D1 vs AU
Median rent
$440/wk
Rent-led investor candidate
D9 vs AU
Gross yield
6.3%
Strong yield band
D10 vs AU
Population
1,825
2K local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Solar
437
42 added 12mo · 4MW

Price history

HousesUnits

Trend & investor depth

Cycle positionCorrecting
Low · 2006Peak · 2025

14.0% below peak · 123.5% above its low

Price growth (compound)3-yr -4.3%/yr · 5-yr +6.4%/yr · 10-yr +4.5%/yr
Indicative cashflow-$9/wk (-$457/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
5.7x
median home price as a multiple of annual household income
Affordable
Renting
36%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,235/mo, while renters pay about $1,907/mo — renting runs $672/mo higher on these medians.

Median price
$361K
Household income · yr
$63K
Median rent · wk
$440
Owner mortgage · mo
$1,235
Gross yield
6.3%

Household income

$63K household · yr-23.7% vs NSW suburb median
Personal
$31K
Family
$76K
Household
$63K

Schools

Total2
Avg ICSEA940
Students270
Catholic1
Government1
  • Merriwa Central SchoolCombined · Government · ICSEA 879
  • St Joseph's Primary SchoolPrimary · Catholic · ICSEA 1000
Crime January 2025 - December 2025
483
3,369 per 100k
D5 vs AU

Crime

Rate · per 100k3,369
Total incidents483· January 2025 - December 2025
  • Assault13862%
  • Sexual Offences3516%
  • Robbery10%
  • Break And Enter5022%

Full data detail

Merriwa NSW — Property Data and Demographics

Located in New South Wales within the Upper Hunter Shire local government area, Merriwa is a small community (postcode 2329). The area has roughly 1,825 residents and an older-leaning population, with a median age of 45. Households earn a median income of $63K per year, with an average household size of 2.4 people. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, machinery operators & drivers. Employment in the area leans toward agriculture and education. The top ancestries reported are Australian, English, Irish.

The median house price in Merriwa is $361,000, having fallen sharply by 14% over the past year. The current median weekly rent is $440. This gives a gross rental yield of approximately 6.3%. The median monthly mortgage repayment is $1,235.

Merriwa is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 940, which is below the national average of 1,000. Public transport access includes 4 rail stations, 48 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Upper Hunter Shire LGA is below average at 3,369 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 6.3%, which reads as high yield. Property prices sit below the state median ($361K/$1.5M), which can point to relative value. The price-to-income ratio of 5.7x is considered affordable. House prices have moved -14.0% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield6.3% High Yield
Price vs State$361K/$1.5M Below Median
Affordability5.7x Affordable
Price Momentum-14.0% Falling
InvestmentNSW
Mortgage · mth$1,235
Rent · wk(Census)$245
Market rent · wk(2026-04)$440
Gross yield3.5%
Price / income5.7x
Sales vol (latest Q)(2025-Q4)10
Property investors · Postcode 2329ATO
Negatively geared49 (4.2% of filers)
Avg rental loss$5,794/yr
Landlords (rental income)166
Reported capital gains93
People & prosperity
DemographicsCensus 21
Population1,825
Median age45
Household size2.4
HH income · wk$1,208
Personal income · wk$593
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)1/10
Economic (IER)3/10
Disadvantage (IRSD)2/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations2
Cafes & dining4
iga1
TransportGTFS
Rail stations4
Bus stops48
Coulsons Creek Rd At Mountain Station Rd
Mountain Station Rd At Coulsons Creek Rd
Mountain Station Rd At Gummun Rd
Mountain Station Rd Opp Mountain Station
Hospitals · 1AIHW
Public1
Private0
Merriwa Multi Purpose Servicepublic
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Current status
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Sources & freshness
Strong evidence

Merriwa carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 52 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Merriwa FAQ

Common questions
  1. What LGA is Merriwa in?

    Merriwa is in the Upper Hunter Shire Local Government Area, NSW, postcode 2329. Council-level context for Upper Hunter Shire LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Merriwa?

    The current median house price in Merriwa, NSW is $361K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Merriwa?

    The median weekly rent in Merriwa is $440/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Merriwa?

    Rent-led investor candidate: Gross rent yield screens at about 6.3%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Merriwa a good investment?

    QuickProperty's investment signals for Merriwa show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Merriwa?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Merriwa data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.