Karuah NSW

Postcode 2324 · Port Stephens LGA

Karuah is a small community in New South Wales within the Port Stephens local government area (postcode 2324). With a population of 1,618, the suburb has a mature demographic with a median age of 50. Households earn a median income of $55K per year, with an average household size of 2.3 people. The most common occupations are technicians & trades, labourers, community & personal service. The top ancestries reported are Australian, English, Irish.

The median house price in Karuah is $369,000, having declined 4.3% over the past year. Units have a median price of $500,000 (+2.6% YoY). The current median weekly rent is $578. This gives a gross rental yield of approximately 8.2%. The median monthly mortgage repayment is $1,444.

Karuah is served by 1 school, including 1 primary. The average ICSEA score is 875, which is well below the national average of 1,000. Public transport access includes 21 bus stops. The crime rate in the Port Stephens LGA is below average at 3,106 incidents per 100,000 population.

From an investment perspective, Karuah offers a gross rental yield of 8.2%, rated as high yield. Property prices sit below the state median ($369K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 6.7x is considered moderate. House prices have moved -4.3% year-on-year.

INVESTMENT SIGNALS
Rental Yield8.2% High Yield
Price vs State$369K/$1.5M Below Median
Affordability6.7x Moderate
Price Momentum-4.3% Falling
SEIFA INDEX (ABS)
Advantage1/10
Education1/10
Economic2/10
Disadvantage1/10
MEDIAN HOUSE
$369K
-4.3% YoY
MEDIAN UNIT
$500K
2.6% YoY
MEDIAN RENT /WK
$300
POPULATION
1,618
DEMOGRAPHICS
Median Age50
Household Size2.3
HH Income /wk$1,061
Personal Income /wk$555
Mortgage /mth$1,444
CRIME (Port Stephens LGA)
Crime Rate (per 100k)3,106
Total Incidents2,451
TRANSPORT
Bus Stops21
SCHOOLS (1)
Avg ICSEA875
Total Students157
Government1
Karuah Public SchoolPrimary · Government · ICSEA 875
Data: 2026