Shoal Bay NSW

Postcode 2315 · Port Stephens LGA

Shoal Bay is a small community in New South Wales within the Port Stephens local government area (postcode 2315). With a population of 1,815, the suburb has an older demographic with a median age of 59. Households earn a median income of $52K per year, with an average household size of 2 people. The most common occupations are technicians & trades, professionals, community & personal service. The top ancestries reported are English, Australian, Irish.

The median house price in Shoal Bay is $1.4 million, having increased 4.4% over the past year. Units have a median price of $585,000 (-25.6% YoY). The current median weekly rent is $650. This gives a gross rental yield of approximately 2.4%. The median monthly mortgage repayment is $1,700.

Shoal Bay is served by 1 school, including 1 primary. The average ICSEA score is 962, which is around the national average of 1,000. Public transport access includes 16 bus stops. The crime rate in the Port Stephens LGA is below average at 3,106 incidents per 100,000 population.

From an investment perspective, Shoal Bay offers a gross rental yield of 2.4%, rated as low yield. Property prices are near the state median ($1.4M/$1.5M). The price-to-income ratio of 26.4x is considered stretched. House prices have moved +4.4% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.4% Low Yield
Price vs State$1.4M/$1.5M Near Median
Affordability26.4x Stretched
Price Momentum+4.4% Stable
SEIFA INDEX (ABS)
Advantage3/10
Education4/10
Economic2/10
Disadvantage3/10
MEDIAN HOUSE
$1.4M
4.4% YoY
MEDIAN UNIT
$585K
-25.6% YoY
MEDIAN RENT /WK
$338
POPULATION
1,815
DEMOGRAPHICS
Median Age59
Household Size2
HH Income /wk$1,007
Personal Income /wk$623
Mortgage /mth$1,700
CRIME (Port Stephens LGA)
Crime Rate (per 100k)3,106
Total Incidents2,451
TRANSPORT
Bus Stops16
SCHOOLS (1)
Avg ICSEA962
Total Students237
Government1
Shoal Bay Public SchoolPrimary · Government · ICSEA 962
Data: 2026