Middle Cove NSW

Postcode 2068 · Willoughby LGA

Middle Cove is a small community in New South Wales within the Willoughby local government area (postcode 2068). With a population of 1,327, the suburb has a mature demographic with a median age of 45. Households earn a median income of $231K per year, with an average household size of 3 people. The most common occupations are professionals, managers, clerical & administrative. The top ancestries reported are English, Australian, Chinese.

The median house price in Middle Cove is $3.4 million, having grown strongly 8% over the past year. Units have a median price of $1.1 million (-34.4% YoY). The current median weekly rent is $905. This gives a gross rental yield of approximately 1.4%. The median monthly mortgage repayment is $4,000.

Middle Cove is served by 1 school, including 1 combined. The average ICSEA score is 1148, which is well above the national average of 1,000. Public transport access includes 15 bus stops. The crime rate in the Willoughby LGA is below average at 2,156 incidents per 100,000 population.

From an investment perspective, Middle Cove offers a gross rental yield of 1.4%, rated as low yield. Property prices are above the state median ($3.4M/$1.5M), placing it in the premium segment. The price-to-income ratio of 14.7x is considered stretched. House prices have moved +8.0% year-on-year.

INVESTMENT SIGNALS
Rental Yield1.4% Low Yield
Price vs State$3.4M/$1.5M Above Median
Affordability14.7x Stretched
Price Momentum+8.0% Rising
SEIFA INDEX (ABS)
Advantage10/10
Education10/10
Economic10/10
Disadvantage10/10
MEDIAN HOUSE
$3.4M
8% YoY
MEDIAN UNIT
$1.1M
-34.4% YoY
MEDIAN RENT /WK
$930
POPULATION
1,327
DEMOGRAPHICS
Median Age45
Household Size3
HH Income /wk$4,446
Personal Income /wk$1369
Mortgage /mth$4,000
CRIME (Willoughby LGA)
Crime Rate (per 100k)2,156
Total Incidents1,717
TRANSPORT
Bus Stops15
SCHOOLS (1)
Avg ICSEA1148
Total Students405
Independent1
Glenaeon Rudolf Steiner SchoolCombined · Independent · ICSEA 1148
Data: 2025