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Suburb profile ·Blue Mountains LGA · NSW ·2786

Mount Victoria NSW 2786

Mount Victoria is in Blue Mountains LGA, NSW, postcode 2786, with population 945.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$450/wk
Jul 2025 → Jun 2026 · 10 periods
NSW Fair Trading · postcode 2786 · Jun 2026 · sparse signal
$752
$380
Jul 2025Jun 2026
Why it fits

Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Read full evidence → Compare suburb Run calculator
Median house
$835K
House median, latest period
↑4.9%YoY D5 vs AU
Median rent
$450/wk
Rent context available
≈D10 vs AU
Gross yield
2.8%
Low yield band
D9 vs AU
Population
945
945 local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
—
Not in commute dataset
Solar
292
28 added 12mo · 2MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

House and unit medians · ABS + state datasets

Trend & investor depth

Derived from this suburb's own price, rent and income history
Cycle positionAt its peak
Low · 2009Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+7.6%
5-yr
+5.1%
10-yr
+6.2%
Indicative cashflow-$485/wk (-$25,202/yr) · interest-only @ 6.4%, 80% LVR
Market turnover7.6% of homes traded/yr (34 sales · -11% vs 3-yr avg)
Value vs advantage-6% vs suburbs of similar SEIFA advantage (decile 5)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Mount Victoria

Owner-occupied 82%Rented 18%
Investor activityATO
Negatively geared4.7%
35 of 131 landlords
Avg rental loss$9,974/yr
Landlords (rental income)131
Reported capital gains72
Investor exposure index(moderate vs national)62.4/100
The read

Owner-occupier stronghold

81% of homes here are owner-occupied and 17% rented, with 5% of landlords negatively geared.

Why it fits

81% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.8% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

RBA rate · ABS Census 2021 household income
79%
of household income to service a new loan
17.9 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,091/mo vs median rent $1,950/mo (+110% · +$494/wk)

If rates move

At 4.2%: $3,267/mo (-825) · at 6.2% (current): $4,091/mo · at 8.2%: $4,995/mo (+904)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Similar-priced suburbs in other council areas that rate higher on a metric.

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying & renting · ABS Census + state data
Buying
13.4x
median home price as a multiple of annual household income
Stretched
Renting
38%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,625/mo, while renters pay about $1,950/mo — renting runs $325/mo higher on these medians.

Median price
$835K
Household income · yr
$62K
Median rent · wk
$450
Owner mortgage · mo
$1,625
Gross yield
2.8%

Household income

ABS Census · ATO
$62K household · yr-24.4% vs NSW suburb median
Personal
$35K
Family
$90K
Household
$62K
Household income distribution (ABS Census 2021 · weekly)13% could service the median house
Under $300
33
$300-649
75
$650-999
81
$1,000-1,499
72
$1,500-1,999
45
$2,000-2,999
66
$3,000-3,999
22
$4,000+
39

Serviceability line: a household needs about $3,147/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 60% of households here would spend more than 30% of income on rent (rent stress line: $1,500/wk income).

Housing stock and tenure

ABS Census 2021
Tenure (432 households)0.7% social housing
Owned outright
47%
Owned with mortgage
35%
Rented
17%
Dwelling structure24.8% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
1%
Flat / apartment
0%

Getting to work: 48% drive, 3% public transport, 5% walk or cycle, 40% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

ACARA 2025
Total2
Avg ICSEA1008
Students143
Government1
Independent1
  • Mount Victoria Public SchoolPrimary · Government · ICSEA 1039
  • OneSchool Global NSW - Mount VictoriaCombined · Independent · ICSEA 976

Livability

OSM · GTFS · schools + hospitals
48/ 100 livability index

Top 52% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 48% of Australian suburbs
WeakerTypicalStronger
Everyday access32
Public transport (13 stops)40
Schools & hospitals56

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
1,525
1,933 per 100k
D3 vs AU

Crime

lga
Rate · per 100k1,933
Total incidents1,525· April 2025 - March 2026
  • Assault37553%
  • Sexual Offences20028%
  • Robbery101%
  • Break And Enter12918%

Building due diligence

Construction requirements can change by location.

1 broad-area layer staged

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 93.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

NSW RFS Bush Fire Prone Land
Severe exposure ~93.5%
~93.5% of the suburb is Bush Fire Prone Land · ~80.4% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

NSW Land Zoning (EPI)
Dominant zone Environmental Conservation
Public / Open space 77% Residential 10% Other 10% Rural / Green wedge 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

ABS projection · Blackheath - Megalong Valley SA2 area · 2022 base
5,800 people · 20225,897 by 2032 (+1.7%)

ABS population projection (2022 base) for the Blackheath - Megalong Valley SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Mount Victoria NSW — Property Data and Demographics

Mount Victoria is a small community in New South Wales within the Blue Mountains local government area (postcode 2786). With a population of 945, the suburb has a mature demographic with a median age of 49. Households earn a median income of $62K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.5% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, managers. Employment in the area leans toward education and healthcare. The top ancestries reported are English, Australian, Irish.

The median house price in Mount Victoria is $835,000, having moved higher by 4.9% over the past year. The current median weekly rent is $450. This gives a gross rental yield of approximately 2.8%. The median monthly mortgage repayment is $1,625.

Mount Victoria is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 1008, which is around the national average of 1,000. Public transport access includes 1 rail station, 12 bus stops. The crime rate in the Blue Mountains LGA is low at 1,933 incidents per 100,000 population.

Looking at the investment signals, Mount Victoria shows a gross rental yield of approximately 2.8%, rated as low yield. Property prices sit below the state median ($835K/$1.5M), which can point to relative value. The price-to-income ratio of 13.4x is considered stretched. House prices have moved +4.9% year-on-year. Population growth of +0.5% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.8%↓ Low Yield
Price vs State$835K/$1.5M↑ Below Median
Affordability13.4x↓ Stretched
Price Momentum+4.9%· Stable
Pop. Growth+0.5%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,625
Rent · wk(Census)$380
Market rent · wk(2026-06)$450
Gross yield2.4%
Price / income13.4x
Sales vol (latest Q)(2025-Q4)7
Population growth · Blue Mountains LGAABS ERP
Population (2025)79,236
5-year growth+0.1% CAGR
YoY change+0.5%
20012025
Development · Blue Mountains LGAABS Approvals
Approvals (2026)115
Houses 94%Units 6%
YoY change+0%
Employment · Blue Mountains LGASALM
Unemployment (Dec-25)2.3%
YoY change-0.3pp
Dec-10Dec-25
Property investors · Postcode 2786ATO
Negatively geared4.7%
35 of filers
Avg rental loss$9,974/yr
Landlords (rental income)131
Reported capital gains72
People & prosperity
DemographicsCensus 21
Population945
Median age49
Household size2.1
HH income · wk$1,197
Personal income · wk$680
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)9/10
Economic (IER)3/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,065 → $1,197
Change+12.4%
vs NSW median-8.2 pp
Median rent+26.7%
softeningvs NSW 2016–21
Top occupationsCensus
Professionals116Community & Personal Service57Managers56Technicians & Trades55Clerical & Administrative44
Top industriesCensus
Education55Healthcare55Public Admin & Safety44Retail Trade43Professional Services30
Top ancestryCensus
English432Australian331Irish156Scottish133German58
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining3
TransportGTFS
Rail stations1
Bus stops12
Mount Victoria Station, Platform 1
Hospitals · Blue Mountains LGAAIHW
Public2
Private0
Blue Mountains Hospitalpublic
Springwood Hospitalpublic
Aged care · Blue Mountains LGAGEN
Facilities7
Residential places693
Buckland149 places
Uniting Springwood136 places
Catholic Healthcare Bodington120 places
Springwood Greens Care Community100 places
BaptistCare Morven Gardens Centre72 places
Katoomba Views Care Community70 places
+1 more in Blue Mountains LGA
Childcare · Blue Mountains LGAACECQA
Services60
Approved places3,093
Exceeding NQS11
Greenwood Katoomba120 places
Pinnaroo OOSH110 places
Faulconbridge OSHC95 places
Milestones Early Learning Blaxland92 places
Ambrose School Age Care, St Thomas Aquinas, Springwood90 places
MMOOSH90 places
+54 more in Blue Mountains LGA
Nearby in Blue Mountains LGA12
Bullaburra$913K · 1,300Valley Heights$1.0M · 1,188Medlow Bath$795K · 569Lapstone$1.3M · 948Woodford$925K · 1,953Lawson$900K · 2,651Linden$1.1M · 471Warrimoo$1.1M · 2,452Blackheath$940K · 4,672Hawkesbury Heights$1.3M · 468Hazelbrook$1.0M · 5,077Springwood$1.1M · 8,423
Tax calculatorsaustax.tools
Stamp Duty CalculatorNSW ↗Land Tax CalculatorNSW ↗Capital Gains Tax↗Depreciation Calculator↗Investment Property Tax↗
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Sources & freshness
Strong evidence

Mount Victoria has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 13 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Greater Sydney

Mount Victoria sits in Sydney — explore the metro.

Mount Victoria FAQ

Common questions
  1. What LGA is Mount Victoria in?

    Mount Victoria is in the Blue Mountains Local Government Area, NSW, postcode 2786. Council-level context for Blue Mountains LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Mount Victoria?

    The current median house price in Mount Victoria, NSW is $835K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Mount Victoria?

    The median weekly rent in Mount Victoria is $450/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Mount Victoria?

    Rent context available: Mount Victoria has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Mount Victoria a good investment?

    QuickProperty's investment signals for Mount Victoria show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Mount Victoria?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Mount Victoria data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.