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Suburb profile ·Sutherland Shire LGA · NSW ·2225

Oyster Bay NSW 2225

Oyster Bay is in Sutherland Shire LGA, NSW, postcode 2225, with population 5,689.

The read

Premium-market

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$1000/wk
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2225 · Apr 2026 · sparse signal
$1400
$780
Mar 2025Apr 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.9M
House median, latest period
3.5%YoY D9 vs AU
Median rent
$1000/wk
Income-stretched rent market
D10 vs AU
Gross yield
2.7%
Low yield band
D8 vs AU
Population
5,689
6K local footprint
D10 vs AU
Schools
1
Matched school context
D1 vs AU
Solar
662
59 added 12mo · 5MW

Price history

HousesUnits

Houses to Q4'25 · Units to Q4'24 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2005Peak · 2025

At / near its all-time high

Price growth (compound)3-yr +6.9%/yr · 5-yr +9.0%/yr · 10-yr +5.2%/yr
Affordability trajectoryprice +6.3%/yr vs income +4.8%/yr — worsening — prices outgrowing incomes
Indicative cashflow-$1,052/wk (-$54,696/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
11.8x
median home price as a multiple of annual household income
Stretched
Renting
32%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $3,190/mo, while renters pay about $4,333/mo — renting runs $1,143/mo higher on these medians.

Median price
$1.92M
Household income · yr
$163K
Median rent · wk
$1,000
Owner mortgage · mo
$3,190
Gross yield
2.7%

Household income

$163K household · yr+98.2% vs NSW suburb median
Personal
$57K
Family
$177K
Household
$163K

Schools

Total1
Avg ICSEA1098
Students416
Government1
  • Oyster Bay Public SchoolPrimary · Government · ICSEA 1098
Crime January 2025 - December 2025
4,174
1,776 per 100k
D2 vs AU

Crime

Rate · per 100k1,776
Total incidents4,174· January 2025 - December 2025
  • Assault1,24767%
  • Sexual Offences31417%
  • Robbery191%
  • Break And Enter27615%

Full data detail

Oyster Bay NSW — Property Data and Demographics

Oyster Bay is a medium-sized suburb in New South Wales within the Sutherland Shire local government area (postcode 2225). It is home to about 5,689 residents, with a settled mid-life population and a median age of 40. Households earn a median income of $163K per year, with an average household size of 3.1 people. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward professional services and construction. The top ancestries reported are English, Australian, Irish.

Oyster Bay has a median house price of $1.9 million, which has risen by 3.5% year-on-year. Units have a median price of $1.3 million (-2% YoY). The current median weekly rent is $1000. This gives a gross rental yield of approximately 2.7%. The median monthly mortgage repayment is $3,190.

Oyster Bay is served by 1 school, including 1 primary. The average ICSEA score is 1098, which is above the national average of 1,000. Public transport access includes 32 bus stops. The crime rate in the Sutherland Shire LGA is low at 1,776 incidents per 100,000 population.

On the investment side, Oyster Bay shows a gross rental yield of approximately 2.7%, rated as low yield. Property prices are near the state median ($1.9M/$1.5M). The price-to-income ratio of 11.8x is considered stretched. House prices have moved +3.5% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield2.7% Low Yield
Price vs State$1.9M/$1.5M· Near Median
Affordability11.8x Stretched
Price Momentum+3.5%· Stable
InvestmentNSW
Mortgage · mth$3,190
Rent · wk(Census)$620
Market rent · wk(2026-04)$1000
Gross yield1.7%
Price / income11.8x
Sales vol (latest Q)(2025-Q4)10
Property investors · Postcode 2225ATO
Negatively geared395 (11.1% of filers)
Avg rental loss$9,551/yr
Landlords (rental income)766
Reported capital gains482
People & prosperity
DemographicsCensus 21
Population5,689
Median age40
Household size3.1
HH income · wk$3,137
Personal income · wk$1,096
Persons / bedroom0.8
IncomeATO 22-23
Median income$72,401
Mean income$93,971
Earners15,158
YoY change+6.2%
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)10/10
Economic (IER)10/10
Disadvantage (IRSD)10/10
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies1
GP / clinics0
Fuel stations1
Cafes & dining1
TransportGTFS
Bus stops32
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Current status
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Sources & freshness
Strong evidence

Oyster Bay carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 32 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Oyster Bay FAQ

Common questions
  1. What LGA is Oyster Bay in?

    Oyster Bay is in the Sutherland Shire Local Government Area, NSW, postcode 2225. Council-level context for Sutherland Shire LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Oyster Bay?

    The current median house price in Oyster Bay, NSW is $1.9M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Oyster Bay?

    The median weekly rent in Oyster Bay is $1000/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Oyster Bay?

    Income-stretched rent market: Weekly rent screens at about 72% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Oyster Bay a good investment?

    QuickProperty's investment signals for Oyster Bay show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Oyster Bay?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Oyster Bay data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.