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Suburb profile ·Bega Valley LGA · NSW ·2549

Pambula NSW 2549

Pambula is in Bega Valley LGA, NSW, postcode 2549, with population 1,002.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$516/wk
+29.6% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2549 · Apr 2026
$672
$375
Mar 2025Apr 2026
Why it fits

Transport coverage adds a practical access signal.

Median house
$675K
House median, latest period
28.2%YoY D4 vs AU
Median rent
$516/wk
Rent context available
29.6%YoY D10 vs AU
Gross yield
4.0%
Below investor band
D10 vs AU
Population
1,002
1K local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Solar
965
47 added 12mo · 6MW

Price history

HousesUnits

Houses to Q4'25 · Units to Q1'20 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionCorrecting
Low · 2008Peak · 2024

28.2% below peak · 145.5% above its low

Price growth (compound)3-yr -1.2%/yr · 5-yr +7.9%/yr · 10-yr +7.1%/yr
Indicative cashflow-$246/wk (-$12,816/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
11.6x
median home price as a multiple of annual household income
Stretched
Renting
46%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,300/mo, while renters pay about $2,236/mo — renting runs $936/mo higher on these medians.

Median price
$675K
Household income · yr
$58K
Median rent · wk
$516
Owner mortgage · mo
$1,300
Gross yield
4.0%

Household income

$58K household · yr-29.4% vs NSW suburb median
Personal
$26K
Family
$74K
Household
$58K

Schools

Total2
Avg ICSEA941
Students309
Government1
Independent1
  • Pambula Public SchoolPrimary · Government · ICSEA 994
  • Pambula Beach Flexible SchoolSpecial · Independent · ICSEA 888
Crime January 2025 - December 2025
839
2,313 per 100k
D4 vs AU

Crime

Rate · per 100k2,313
Total incidents839· January 2025 - December 2025
  • Assault21562%
  • Sexual Offences7020%
  • Robbery10%
  • Break And Enter6318%

Full data detail

Pambula NSW — Property Data and Demographics

Located in New South Wales within the Bega Valley local government area, Pambula is a small locality (postcode 2549). The area has roughly 1,002 residents and a mature demographic, with a median age of 54. Households earn a median income of $58K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, technicians & trades, community & personal service. Employment in the area leans toward construction and accommodation & food. The top ancestries reported are Australian, English, Irish.

Median house prices in Pambula stand at $675,000, having declined steeply by 28.2% over the last twelve months. Units have a median price of $530,000 (+0.5% YoY). The current median weekly rent is $516. This gives a gross rental yield of approximately 4.0%. The median monthly mortgage repayment is $1,300.

Pambula is served by 2 schools, including 1 primary, 1 special. The average ICSEA score is 941, which is below the national average of 1,000. Public transport access includes 24 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Bega Valley LGA is below average at 2,313 incidents per 100,000 population.

On the investment side, Pambula shows a gross rental yield of approximately 4.0%, rated as moderate yield. Property prices sit below the state median ($675K/$1.5M), which can point to relative value. The price-to-income ratio of 11.6x is considered stretched. House prices have moved -28.2% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.0%· Moderate Yield
Price vs State$675K/$1.5M Below Median
Affordability11.6x Stretched
Price Momentum-28.2% Falling
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,300
Rent · wk(Census)$313
Market rent · wk(2026-04)$516
Gross yield2.4%
Price / income11.6x
Sales vol (latest Q)(2025-Q4)5
Population growth · Bega Valley LGAABS ERP
Population (2025)36,921
5-year growth+0.8% CAGR
YoY change+0.6%
20012025
Development · Bega Valley LGAABS Approvals
Approvals (2026)89
Houses72
Units17
YoY change+0%
Employment · Bega Valley LGASALM
Unemployment (Dec-25)3.4%
YoY change-0.4pp
Dec-10Dec-25
Property investors · Postcode 2549ATO
Negatively geared119 (4.9% of filers)
Avg rental loss$5,924/yr
Landlords (rental income)361
Reported capital gains211
People & prosperity
DemographicsCensus 21
Population1,002
Median age54
Household size2.2
HH income · wk$1,117
Personal income · wk$507
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)2/10
Economic (IER)3/10
Disadvantage (IRSD)2/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics1
Fuel stations1
Cafes & dining10
TransportGTFS
Bus stops24
Hospitals · 1AIHW
Public1
Private0
Pambula Hospitalpublic
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Current status
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Sources & freshness
Strong evidence

Pambula carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 24 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Pambula FAQ

Common questions
  1. What LGA is Pambula in?

    Pambula is in the Bega Valley Local Government Area, NSW, postcode 2549. Council-level context for Bega Valley LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Pambula?

    The current median house price in Pambula, NSW is $675K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Pambula?

    The median weekly rent in Pambula is $516/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Pambula?

    Rent context available: Pambula has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Pambula a good investment?

    QuickProperty's investment signals for Pambula show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Pambula?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Pambula data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.