Bermagui NSW

Postcode 2546 · Bega Valley LGA

Bermagui is a small community in New South Wales within the Bega Valley local government area (postcode 2546). With a population of 1,865, the suburb has an older demographic with a median age of 58. Households earn a median income of $53K per year, with an average household size of 2.1 people. The most common occupations are technicians & trades, professionals, community & personal service. The top ancestries reported are English, Australian, Scottish.

The median house price in Bermagui is $830,000, having declined 5.1% over the past year. Units have a median price of $900,000 (+44% YoY). The current median weekly rent is $435. This gives a gross rental yield of approximately 2.7%. The median monthly mortgage repayment is $1,517.

Bermagui is served by 1 school, including 1 primary. The average ICSEA score is 944, which is below the national average of 1,000. Public transport access includes 2 rail stations, 71 bus stops. The crime rate in the Bega Valley LGA is below average at 2,293 incidents per 100,000 population.

From an investment perspective, Bermagui offers a gross rental yield of 2.7%, rated as low yield. Property prices sit below the state median ($830K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 15.6x is considered stretched. House prices have moved -5.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.7% Low Yield
Price vs State$830K/$1.5M Below Median
Affordability15.6x Stretched
Price Momentum-5.1% Falling
SEIFA INDEX (ABS)
Advantage4/10
Education5/10
Economic3/10
Disadvantage3/10
MEDIAN HOUSE
$830K
-5.1% YoY
MEDIAN UNIT
$900K
44% YoY
MEDIAN RENT /WK
$310
POPULATION
1,865
DEMOGRAPHICS
Median Age58
Household Size2.1
HH Income /wk$1,022
Personal Income /wk$602
Mortgage /mth$1,517
CRIME (Bega Valley LGA)
Crime Rate (per 100k)2,293
Total Incidents839
TRANSPORT
Rail Stations2
Bus Stops71
Bermagui Police Station, Young St
Young St Opp Bermagui Police Station
SCHOOLS (1)
Avg ICSEA944
Total Students165
Government1
Bermagui Public SchoolPrimary · Government · ICSEA 944
Data: 2026