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Suburb profile ·Cumberland LGA · NSW ·2145

Pemulwuy NSW 2145

Pemulwuy is in Cumberland LGA, NSW, postcode 2145, with population 5,532.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$680/wk
Rising
+4.6% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2145 · May 2026
$680
$640
Mar 2025May 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case.

Median house
$1.3M
House median, latest period
5.9%YoY D8 vs AU
Median rent
$680/wk
Income-stretched rent market
4.6%YoY D10 vs AU
Gross yield
2.8%
Low yield band
D9 vs AU
Population
5,532
6K local footprint
D10 vs AU
Schools
No matched school data
Drive to city
26 min
28 km to Sydney CBD · free-flow
Transit to city
80 min
Public transport to Sydney CBD · weekday 8am
Solar
8,205
590 added 12mo · 61MW
Price cycleRising
LowPeak

5.9% below peak · 400.0% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRising
Low · 2005Peak · 2025

5.9% below peak · 400.0% above its low

Price growth (compound)% per year
3-yr
+1.1%
5-yr
+3.5%
10-yr
+3.4%
Affordability trajectoryWorsening
Price
+5.6%/yr
Income
+3.6%/yr

Growth in median price vs median household income — worsening — prices outgrowing incomes.

Indicative cashflow-$701/wk (-$36,472/yr) · interest-only @ 6.2%, 80% LVR
Market turnover5.9% of homes traded/yr (102 sales · +13% vs 3-yr avg)
Rent stabilitystable — rents vary ±1.1% around trend (short window, 15 pts)
Value vs advantage-20% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 33/100 · top 67% of 3,605AU suburbs
Peer distributionstronger than 33% of AU suburbs
WeakerTypicalStronger
Capital growth31
Rental yield44
Stability32
Volatility-16.6ppCycle+2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Pemulwuy

Owner-occupied 77%Rented 23%
Investor activityATO
Negatively geared10.3%
5,480 of 9,139 landlords
Avg rental loss$9,877/yr
Landlords (rental income)9,139
Reported capital gains3,514
Investor exposure index(moderate vs national)68.6/100
The read

Owner-occupier stronghold

72% of homes here are owner-occupied and 22% rented, with 10% of landlords negatively geared.

Why it fits

72% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.8% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

51%
of household income to service a new loan
11.8 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $6,091/mo vs median rent $2,947/mo (+107% · +$726/wk)

If rates move

At 4.0%: $4,851/mo (-1,241) · at 6.0% (current): $6,091/mo · at 8.0%: $7,455/mo (+1,364)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
8.9x
median home price as a multiple of annual household income
Moderate
Renting
25%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,511/mo, while renters pay about $2,947/mo — renting runs $436/mo higher on these medians.

Median price
$1.27M
Household income · yr
$143K
Median rent · wk
$680
Owner mortgage · mo
$2,511
Gross yield
2.8%

Household income

$143K household · yr+74.2% vs NSW suburb median
Personal
$57K
Family
$152K
Household
$143K
Household income distribution (ABS Census 2021 · weekly)fewer than 25% could service the median house
Under $300
42
$300-649
95
$650-999
106
$1,000-1,499
153
$1,500-1,999
151
$2,000-2,999
336
$3,000-3,999
304
$4,000+
406

Serviceability line: a household needs about $4,686/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 40% of households here would spend more than 30% of income on rent (rent stress line: $2,267/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$58K → $67K

Housing stock and tenure

Tenure (1,681 households)
Owned outright
18%
Owned with mortgage
55%
Rented
22%
Dwelling structure4.6% of dwellings unoccupied on census night
Separate house
74%
Townhouse / semi
6%
Flat / apartment
19%

Getting to work: 43% drive, 1% public transport, 1% walk or cycle, 52% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

42/ 100 livability index

Top 58% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 42% of Australian suburbs
WeakerTypicalStronger
Everyday access65
Public transport (24 stops)60
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
7,070
2,801 per 100k
D4 vs AU

Crime

Rate · per 100k2,801
Total incidents7,070· April 2025 - March 2026
  • Assault1,90563%
  • Sexual Offences44315%
  • Robbery783%
  • Break And Enter57819%

Bushfire exposure

High exposure ~48.2%
~48.2% of the suburb is Bush Fire Prone Land · ~30.1% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone General Industrial
Industrial 16% Residential 6% Public / Open space 4% Other 3% Commercial / Mixed 1%
Residential density: Standard · 1% growth-zoned

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

16 people · 202216 by 2032 (+0.0%)

ABS population projection (2022 base) for the Prospect Reservoir SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Pemulwuy NSW — Property Data and Demographics

Located in New South Wales within the Cumberland local government area, Pemulwuy is a moderately sized suburb (postcode 2145). The area has roughly 5,532 residents and a mix of families and early-career residents, with a median age of 37. Households earn a median income of $143K per year, with an average household size of 3.2 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +1.6% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward healthcare and education. The top ancestries reported are Australian, Indian, English.

Pemulwuy has a median house price of $1.3 million, which has declined by 5.9% year-on-year. Units have a median price of $650,000 (+7% YoY). The current median weekly rent is $680. This gives a gross rental yield of approximately 2.8%. The median monthly mortgage repayment is $2,511.

Public transport access includes 24 bus stops. The crime rate in the Cumberland LGA is below average at 2,801 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 2.8% (low yield). Property prices are near the state median ($1.3M/$1.5M). The price-to-income ratio of 8.9x is considered moderate. House prices have moved -5.9% year-on-year. Population growth of +1.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.8% Low Yield
Price vs State$1.3M/$1.5M· Near Median
Affordability8.9x· Moderate
Price Momentum-5.9% Falling
Pop. Growth+1.6%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,511
Rent · wk(Census)$570
Market rent · wk(2026-05)$680
Gross yield2.3%
Price / income8.9x
Sales vol (latest Q)(2025-Q4)9
Population growth · Cumberland LGAABS ERP
Population (2025)256,906
5-year growth+1.3% CAGR
YoY change+1.6%
20012025
Development · Cumberland LGAABS Approvals
Approvals (2026)921
Houses 40%Units 60%
YoY change+0%
Employment · Cumberland LGASALM
Unemployment (Dec-25)6.9%
YoY change+0.2pp
Dec-10Dec-25
Property investors · Postcode 2145ATO
Negatively geared10.3%
5,480 of filers
Avg rental loss$9,877/yr
Landlords (rental income)9,139
Reported capital gains3,514
People & prosperity
DemographicsCensus 21
Population5,532
Median age37
Household size3.2
HH income · wk$2,758
Personal income · wk$1,098
Persons / bedroom0.9
IncomeATO 22-23
Median income$67,259
Mean income$78,839
Earners6,764
YoY change+7.5%
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)10/10
Economic (IER)10/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$2,396 → $2,758
Change+15.1%
vs NSW median-5.5 pp
Median rent+14.9%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining12
woolworths1
TransportGTFS
Bus stops24
Hospitals · Cumberland LGAAIHW
Public2
Private4
Auburn Hospitalpublic
St Joseph's Hospitalpublic
Healthwoods Endoscopy Centreprivate
Holroyd Private Hospitalprivate
Ramsay Clinic Wentworthvilleprivate
Westmead Rehabilitation Hospitalprivate
Aged care · Cumberland LGAGEN
Facilities16
Residential places1,516
Ashwood Residential Care Service194 places
Genista Aged Care Facility160 places
Estia Health Merrylands131 places
Bolton Clarke Pemulwuy130 places · in suburb
IRT Berala on the Park125 places
Southern Cross Care John Woodward Residential Aged Care118 places
+10 more in Cumberland LGA
Childcare · Cumberland LGAACECQA
Services192
Approved places10,222
Exceeding NQS14
Camp Australia - Girraween Public School OSHC168 places
Little Zak's Academy Auburn164 places
Ambrose School Age Care, Our Lady Queen of Peace, Greystanes156 places
Ambrose School Age Care, St Margaret Mary's Merrylands149 places
Whiz Kidz Early Learning Centre Pendle Hill140 places
Pemulwuy Children's Centre125 places · in suburb
+186 more in Cumberland LGA
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Sources & freshness
Strong evidence

Pemulwuy has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 24 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Pemulwuy FAQ

Common questions
  1. What LGA is Pemulwuy in?

    Pemulwuy is in the Cumberland Local Government Area, NSW, postcode 2145. Council-level context for Cumberland LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Pemulwuy?

    The current median house price in Pemulwuy, NSW is $1.3M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Pemulwuy?

    The median weekly rent in Pemulwuy is $680/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Pemulwuy?

    Income-stretched rent market: Weekly rent screens at about 53% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Pemulwuy a good investment?

    QuickProperty's investment signals for Pemulwuy show: Low Yield, Near Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Pemulwuy?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Pemulwuy data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.