Scotland Island NSW

Postcode 2105 · Northern Beaches LGA

Scotland Island is a small community in New South Wales within the Northern Beaches local government area (postcode 2105). With a population of 711, the suburb has a mature demographic with a median age of 48. Households earn a median income of $125K per year, with an average household size of 2.5 people. The most common occupations are professionals, managers, technicians & trades. The top ancestries reported are English, Australian, Irish.

The median house price in Scotland Island is $1.5 million, having grown strongly 9.8% over the past year. The current median weekly rent is $1325. This gives a gross rental yield of approximately 4.5%. The median monthly mortgage repayment is $2,600.

Public transport access includes 4 ferry wharfves. The crime rate in the Northern Beaches LGA is low at 1,499 incidents per 100,000 population.

From an investment perspective, Scotland Island offers a gross rental yield of 4.5%, rated as moderate yield. Property prices are near the state median ($1.5M/$1.5M). The price-to-income ratio of 12.3x is considered stretched. House prices have moved +9.8% year-on-year.

INVESTMENT SIGNALS
Rental Yield4.5% Moderate Yield
Price vs State$1.5M/$1.5M Near Median
Affordability12.3x Stretched
Price Momentum+9.8% Rising
SEIFA INDEX (ABS)
Advantage9/10
Education10/10
Economic8/10
Disadvantage10/10
MEDIAN HOUSE
$1.5M
9.8% YoY
MEDIAN RENT /WK
$490
POPULATION
711
DEMOGRAPHICS
Median Age48
Household Size2.5
HH Income /wk$2,397
Personal Income /wk$1101
Mortgage /mth$2,600
CRIME (Northern Beaches LGA)
Crime Rate (per 100k)1,499
Total Incidents4,058
TRANSPORT
Ferry Wharves4
Scotland Island, Bells Wharf
Scotland Island, Carols Wharf
Scotland Island, Eastern Wharf
Scotland Island, Tennis Wharf
Data: 2025