Shallow Bay NSW

Postcode 2428 · Mid-Coast LGA

Shallow Bay is a quiet locality in New South Wales within the Mid-Coast local government area (postcode 2428). With a population of 68, the suburb has a mature demographic with a median age of 50. Households earn a median income of $61K per year, with an average household size of 2.4 people. The most common occupations are clerical & administrative, managers, professionals. The top ancestries reported are Australian, English, Italian.

The median house price in Shallow Bay is $1.5 million, having dropped significantly 30.7% over the past year. The current median weekly rent is $500. This gives a gross rental yield of approximately 1.7%. The median monthly mortgage repayment is $1,450.

The crime rate in the Mid-Coast LGA is below average at 3,753 incidents per 100,000 population.

From an investment perspective, Shallow Bay offers a gross rental yield of 1.7%, rated as low yield. Property prices are near the state median ($1.5M/$1.5M). The price-to-income ratio of 25.2x is considered stretched. House prices have moved -30.7% year-on-year.

INVESTMENT SIGNALS
Rental Yield1.7% Low Yield
Price vs State$1.5M/$1.5M Near Median
Affordability25.2x Stretched
Price Momentum-30.7% Falling
SEIFA INDEX (ABS)
Advantage6/10
Education4/10
Economic6/10
Disadvantage5/10
MEDIAN HOUSE
$1.5M
-30.7% YoY
MEDIAN RENT /WK
$350
POPULATION
68
DEMOGRAPHICS
Median Age50
Household Size2.4
HH Income /wk$1,166
Personal Income /wk$487
Mortgage /mth$1,450
CRIME (Mid-Coast LGA)
Crime Rate (per 100k)3,753
Total Incidents3,700
Data: 2025