Speers Point NSW

Postcode 2284 · Lake Macquarie LGA

Speers Point is a smaller suburb in New South Wales within the Lake Macquarie local government area (postcode 2284). With a population of 3,400, the suburb has a mature demographic with a median age of 45. Households earn a median income of $92K per year, with an average household size of 2.4 people. The most common occupations are professionals, clerical & administrative, managers. The top ancestries reported are English, Australian, Irish.

The median house price in Speers Point is $1.1 million, having declined 6.8% over the past year. Units have a median price of $763,000 (-4.7% YoY). The current median weekly rent is $620. This gives a gross rental yield of approximately 2.9%. The median monthly mortgage repayment is $2,167.

Speers Point is served by 1 school, including 1 primary. The average ICSEA score is 1000, which is around the national average of 1,000. Public transport access includes 19 bus stops. The crime rate in the Lake Macquarie LGA is below average at 3,396 incidents per 100,000 population.

From an investment perspective, Speers Point offers a gross rental yield of 2.9%, rated as low yield. Property prices are near the state median ($1.1M/$1.5M). The price-to-income ratio of 11.9x is considered stretched. House prices have moved -6.8% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.9% Low Yield
Price vs State$1.1M/$1.5M Near Median
Affordability11.9x Stretched
Price Momentum-6.8% Falling
SEIFA INDEX (ABS)
Advantage6/10
Education7/10
Economic5/10
Disadvantage7/10
MEDIAN HOUSE
$1.1M
-6.8% YoY
MEDIAN UNIT
$763K
-4.7% YoY
MEDIAN RENT /WK
$393
POPULATION
3,400
DEMOGRAPHICS
Median Age45
Household Size2.4
HH Income /wk$1,766
Personal Income /wk$851
Mortgage /mth$2,167
CRIME (Lake Macquarie LGA)
Crime Rate (per 100k)3,396
Total Incidents7,534
TRANSPORT
Bus Stops19
SCHOOLS (1)
Avg ICSEA1000
Total Students256
Government1
Speers Point Public SchoolPrimary · Government · ICSEA 1000
Data: 2026