Swansea Heads NSW

Postcode 2281 · Lake Macquarie LGA

Swansea Heads is a small community in New South Wales within the Lake Macquarie local government area (postcode 2281). With a population of 609, the suburb has a mature demographic with a median age of 46. Households earn a median income of $108K per year, with an average household size of 2.7 people. The most common occupations are professionals, technicians & trades, managers. The top ancestries reported are English, Australian, Irish.

The median house price in Swansea Heads is $1.5 million, having surged 17.3% over the past year. Units have a median price of $772,000 (+33.1% YoY). The current median weekly rent is $675. This gives a gross rental yield of approximately 2.3%. The median monthly mortgage repayment is $1,992.

Public transport access includes 4 bus stops. The crime rate in the Lake Macquarie LGA is below average at 3,396 incidents per 100,000 population.

From an investment perspective, Swansea Heads offers a gross rental yield of 2.3%, rated as low yield. Property prices are near the state median ($1.5M/$1.5M). The price-to-income ratio of 14.2x is considered stretched. House prices have moved +17.3% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.3% Low Yield
Price vs State$1.5M/$1.5M Near Median
Affordability14.2x Stretched
Price Momentum+17.3% Rising
SEIFA INDEX (ABS)
Advantage8/10
Education8/10
Economic8/10
Disadvantage9/10
MEDIAN HOUSE
$1.5M
17.3% YoY
MEDIAN UNIT
$772K
33.1% YoY
MEDIAN RENT /WK
$380
POPULATION
609
DEMOGRAPHICS
Median Age46
Household Size2.7
HH Income /wk$2,083
Personal Income /wk$804
Mortgage /mth$1,992
CRIME (Lake Macquarie LGA)
Crime Rate (per 100k)3,396
Total Incidents7,534
TRANSPORT
Bus Stops4
Data: 2025