Tea Gardens NSW

Postcode 2324 · Mid-Coast LGA

Tea Gardens is a smaller suburb in New South Wales within the Mid-Coast local government area (postcode 2324). With a population of 3,288, the suburb has an older demographic with a median age of 69. Households earn a median income of $52K per year, with an average household size of 1.9 people. The most common occupations are community & personal service, technicians & trades, labourers. The top ancestries reported are English, Australian, Irish.

The median house price in Tea Gardens is $710,000, having dropped significantly 24.1% over the past year. Units have a median price of $560,000 (-0.4% YoY). The current median weekly rent is $578. This gives a gross rental yield of approximately 4.2%. The median monthly mortgage repayment is $1,420.

Tea Gardens is served by 1 school, including 1 primary. The average ICSEA score is 934, which is below the national average of 1,000. Public transport access includes 18 bus stops. The crime rate in the Mid-Coast LGA is below average at 3,753 incidents per 100,000 population.

From an investment perspective, Tea Gardens offers a gross rental yield of 4.2%, rated as moderate yield. Property prices sit below the state median ($710K/$1.5M), suggesting a potential value opportunity. The price-to-income ratio of 13.8x is considered stretched. House prices have moved -24.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield4.2% Moderate Yield
Price vs State$710K/$1.5M Below Median
Affordability13.8x Stretched
Price Momentum-24.1% Falling
INCOME (ATO 2022-23)
Median Income$33,567
Mean Income$52,295
Earners3,180
YoY Change+8.8%
SEIFA INDEX (ABS)
Advantage5/10
Education2/10
Economic4/10
Disadvantage3/10
MEDIAN HOUSE
$710K
-24.1% YoY
MEDIAN UNIT
$560K
-0.4% YoY
MEDIAN RENT /WK
$365
POPULATION
3,288
DEMOGRAPHICS
Median Age69
Household Size1.9
HH Income /wk$991
Personal Income /wk$529
Mortgage /mth$1,420
CRIME (Mid-Coast LGA)
Crime Rate (per 100k)3,753
Total Incidents3,700
TRANSPORT
Bus Stops18
SCHOOLS (1)
Avg ICSEA934
Total Students130
Government1
Tea Gardens Public SchoolPrimary · Government · ICSEA 934
Data: 2026