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Suburb profile ·Mid-Coast LGA · NSW ·2312

Nabiac NSW 2312

Nabiac is in Mid-Coast LGA, NSW, postcode 2312, with population 1,294.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$600/wk
Mar 2025 → Apr 2026 · 11 periods
NSW Fair Trading · postcode 2312 · Apr 2026 · sparse signal
$695
$250
Mar 2025Apr 2026
Why it fits

Gross yield screens at about 5.0%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

Median house
$625K
House median, latest period
15.3%YoY D3 vs AU
Median rent
$600/wk
Rent-led investor candidate
D10 vs AU
Gross yield
5.0%
Strong yield band
D10 vs AU
Population
1,294
1K local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Solar
395
19 added 12mo · 3MW

Price history

HousesUnits

Houses to Q3'25 · Units to 2016 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionCorrecting
Low · 2005Peak · 2021

16.9% below peak · 155.1% above its low

Price growth (compound)3-yr -3.0%/yr · 5-yr +4.2%/yr · 10-yr +3.9%/yr
Indicative cashflow-$137/wk (-$7,100/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
9.6x
median home price as a multiple of annual household income
Moderate
Renting
48%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,517/mo, while renters pay about $2,600/mo — renting runs $1,083/mo higher on these medians.

Median price
$625K
Household income · yr
$65K
Median rent · wk
$600
Owner mortgage · mo
$1,517
Gross yield
5.0%

Household income

$65K household · yr-20.8% vs NSW suburb median
Personal
$29K
Family
$72K
Household
$65K

Schools

Total1
Avg ICSEA938
Students165
Government1
  • Nabiac Public SchoolPrimary · Government · ICSEA 938
Crime January 2025 - December 2025
3,700
3,779 per 100k
D6 vs AU

Crime

Rate · per 100k3,779
Total incidents3,700· January 2025 - December 2025
  • Assault1,13359%
  • Sexual Offences30616%
  • Robbery101%
  • Break And Enter46324%

Full data detail

Nabiac NSW — Property Data and Demographics

Nabiac (postcode 2312) is a close-knit residential community in New South Wales within the Mid-Coast local government area. With a population of 1,294, the suburb has a settled, mature resident base with a median age of 48. Households earn a median income of $65K per year, with an average household size of 2.6 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, labourers, managers. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are Australian, English, Irish.

Median house prices in Nabiac stand at $625,000, having declined steeply by 15.3% over the last twelve months. Units have a median price of $285,000. The current median weekly rent is $600. This gives a gross rental yield of approximately 5.0%. The median monthly mortgage repayment is $1,517.

Nabiac is served by 1 school, including 1 primary. The average ICSEA score is 938, which is below the national average of 1,000. Public transport access includes 1 rail station, 2 ferry wharfves, 46 bus stops. The crime rate in the Mid-Coast LGA is below average at 3,779 incidents per 100,000 population.

Looking at the investment signals, Nabiac shows a gross rental yield of approximately 5.0%, rated as moderate yield. Property prices sit below the state median ($625K/$1.5M), which can point to relative value. The price-to-income ratio of 9.6x is considered moderate. House prices have moved -15.3% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.0%· Moderate Yield
Price vs State$625K/$1.5M Below Median
Affordability9.6x· Moderate
Price Momentum-15.3% Falling
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,517
Rent · wk(Census)$330
Market rent · wk(2026-04)$600
Gross yield2.7%
Price / income9.6x
Sales vol (latest Q)(2025-Q3)5
Population growth · Mid-Coast LGAABS ERP
Population (2025)99,448
5-year growth+0.8% CAGR
YoY change+0.7%
20012025
Development · Mid-Coast LGAABS Approvals
Approvals (2026)426
Houses372
Units54
YoY change+0%
Employment · Mid-Coast LGASALM
Unemployment (Dec-25)4.7%
YoY change+0.8pp
Dec-10Dec-25
Property investors · Postcode 2312ATO
Negatively geared40 (4.7% of filers)
Avg rental loss$5,733/yr
Landlords (rental income)125
Reported capital gains67
People & prosperity
DemographicsCensus 21
Population1,294
Median age48
Household size2.6
HH income · wk$1,253
Personal income · wk$562
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)1/10
Economic (IER)5/10
Disadvantage (IRSD)2/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations2
Cafes & dining2
TransportGTFS
Rail stations1
Bus stops46
Ferry wharves2
Clarkson St Opp Nabiac Police Station
Wharf St At Robertson St
Wharf St Turnaround
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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Nabiac for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 49 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Nabiac FAQ

Common questions
  1. What LGA is Nabiac in?

    Nabiac is in the Mid-Coast Local Government Area, NSW, postcode 2312. Council-level context for Mid-Coast LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Nabiac?

    The current median house price in Nabiac, NSW is $625K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Nabiac?

    The median weekly rent in Nabiac is $600/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Nabiac?

    Rent-led investor candidate: Gross rent yield screens at about 5.0%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Nabiac a good investment?

    QuickProperty's investment signals for Nabiac show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Nabiac?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Nabiac data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.