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Suburb profile ·Nambucca Valley LGA · NSW ·2447

Thumb Creek NSW 2447

Thumb Creek is in Nambucca Valley LGA, NSW, postcode 2447, with population 36.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$500/wk
-7.4% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2447 · Apr 2026
$615
$450
Mar 2025Apr 2026
Why it fits

Gross yield screens at about 12.1%. Entry price sits in the lower-cost range for a first-pass screen.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$215K
House median, latest period
41.9%YoY D1 vs AU
Median rent
$500/wk
Rent-led investor candidate
7.4%YoY D10 vs AU
Gross yield
Need rent + price
Population
21,237
21K via Nambucca Valley LGA · SAL undercount
Schools
No matched school data
Solar
2,056
115 added 12mo · 13MW

Price history

HousesUnits

Trend & investor depth

Indicative cashflow$173/wk ($9,008/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
5.7x
median home price as a multiple of annual household income
Affordable
Renting
69%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,834/mo, while renters pay about $2,167/mo — renting runs $333/mo higher on these medians.

Median price
$215K
Household income · yr
$38K
Median rent · wk
$500
Owner mortgage · mo
$1,834

Household income

$38K household · yr-54.2% vs NSW suburb median
Personal
$23K
Family
$94K
Household
$38K
Crime January 2025 - December 2025
884
4,255 per 100k
D6 vs AU

Crime

Rate · per 100k4,255
Total incidents884· January 2025 - December 2025
  • Assault24958%
  • Sexual Offences8319%
  • Robbery31%
  • Break And Enter9722%

Full data detail

Thumb Creek NSW — Property Data and Demographics

Located in New South Wales within the Nambucca Valley local government area, Thumb Creek is a small, quiet locality (postcode 2447). The area has roughly 36 residents and an older-leaning population, with a median age of 53. Households earn a median income of $38K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.9% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The top ancestries reported are English, Australian, Irish.

Median house prices in Thumb Creek stand at $215,000, having dropped significantly by 41.9% over the last twelve months. The current median weekly rent is $500. This gives a gross rental yield of approximately 12.1%. The median monthly mortgage repayment is $1,834.

Public transport access includes 1 bus stop. The crime rate in the Nambucca Valley LGA is moderate at 4,255 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 12.1% (high yield). Property prices sit below the state median ($215K/$1.5M), which can point to relative value. The price-to-income ratio of 5.7x is considered affordable. House prices have moved -41.9% year-on-year. Population growth of +0.9% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield12.1% High Yield
Price vs State$215K/$1.5M Below Median
Affordability5.7x Affordable
Price Momentum-41.9% Falling
Pop. Growth+0.9%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,834
Rent · wk(Census)$95
Market rent · wk(2026-04)$500
Gross yield2.3%
Price / income5.7x
Population growth · Nambucca Valley LGAABS ERP
Population (2025)21,237
5-year growth+0.9% CAGR
YoY change+0.9%
20012025
Development · Nambucca Valley LGAABS Approvals
Approvals (2026)109
Houses97
Units12
YoY change+0%
Employment · Nambucca Valley LGASALM
Unemployment (Dec-25)5.7%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 2447ATO
Negatively geared162 (3.7% of filers)
Avg rental loss$5,525/yr
Landlords (rental income)545
Reported capital gains307
People & prosperity
DemographicsCensus 21
Population36
Median age53
Household size2.1
HH income · wk$725
Personal income · wk$450
Persons / bedroom1.1
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Area & amenity
TransportGTFS
Bus stops1
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Thumb Creek if it deserves a shortlist slot.

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Sources & freshness
Strong evidence

There is enough direct local evidence on Thumb Creek for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2010 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Thumb Creek is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

The lighter areas here are school matches and hospital coverage, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Read it as a direction-setter rather than a final answer: frame the locality, then verify with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Thumb Creek feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Girralong most similar
similar suburb scale

pop same · house +$265K · rent -$304/wk

Similar local read: useful for context, but still compare the actual market signals.

Buckra Bendinni most similar
similar price band

pop +100 · house +$35K · rent -$240/wk

Similar local read: useful for context, but still compare the actual market signals.

Bakers Creek most similar
similar rent profile similar suburb scale

pop same · rent -$400/wk

Similar local read: useful for context, but still compare the actual market signals.

Thumb Creek FAQ

Common questions
  1. What LGA is Thumb Creek in?

    Thumb Creek is in the Nambucca Valley Local Government Area, NSW, postcode 2447. Council-level context for Nambucca Valley LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Thumb Creek?

    The current median house price in Thumb Creek, NSW is $215K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Thumb Creek?

    The median weekly rent in Thumb Creek is $500/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Thumb Creek?

    Rent-led investor candidate: Gross rent yield screens at about 12.1%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Thumb Creek a good investment?

    QuickProperty's investment signals for Thumb Creek show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Thumb Creek?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Thumb Creek data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.