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Suburb profile ·Eurobodalla LGA · NSW ·2537

Tomakin NSW 2537

Tomakin is in Eurobodalla LGA, NSW, postcode 2537, with population 1,233.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$565/wk
Rising
+3.7% YoY
Mar 2025 → May 2026 · 15 periods
NSW Fair Trading · postcode 2537 · May 2026
$580
$505
Mar 2025May 2026
Why it fits

Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case.

Median house
$960K
House median, latest period
1.1%YoY D6 vs AU
Median rent
$565/wk
Rent context available
3.7%YoY D10 vs AU
Gross yield
3.1%
Low yield band
D9 vs AU
Population
1,233
1K local footprint
D8 vs AU
Schools
No matched school data
Drive to city
5h 1m
321.4 km to Sydney CBD · free-flow
Solar
3,464
205 added 12mo · 21MW
Price cycleRising
LowPeak

8.6% below peak · 237.4% above its low

See trend depth →

Price history

Houses to Q4'25 · Units to 2025 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionRising
Low · 2005Peak · 2022

8.6% below peak · 237.4% above its low

Price growth (compound)% per year
3-yr
-2.9%
5-yr
+10.6%
10-yr
+10.5%
Indicative cashflow-$492/wk (-$25,581/yr) · interest-only @ 6.2%, 80% LVR
Market turnover5.2% of homes traded/yr (29 sales · -16% vs 3-yr avg)
Rent stabilitytypical — rents vary ±4.0% around trend (short window, 15 pts)
Value vs advantage+9% vs suburbs of similar SEIFA advantage (decile 5)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Bgrade · 66/100 · top 34% of 3,605AU suburbs
Peer distributionstronger than 66% of AU suburbs
WeakerTypicalStronger
Capital growth62
Rental yield54
Stability66
Volatility-13.6ppCycle+2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Tomakin

Owner-occupied 79%Rented 21%
Investor activityATO
Negatively geared5.4%
402 of 1,160 landlords
Avg rental loss$5,773/yr
Landlords (rental income)1,160
Reported capital gains678
Investor exposure index(moderate vs national)61.2/100
The read

Owner-occupier stronghold

76% of homes here are owner-occupied and 20% rented, with 5% of landlords negatively geared.

Why it fits

76% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 3.1% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

84%
of household income to service a new loan
19.5 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,605/mo vs median rent $2,448/mo (+88% · +$498/wk)

If rates move

At 4.0%: $3,667/mo (-938) · at 6.0% (current): $4,605/mo · at 8.0%: $5,635/mo (+1,031)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
14.7x
median home price as a multiple of annual household income
Stretched
Renting
45%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,517/mo, while renters pay about $2,448/mo — renting runs $931/mo higher on these medians.

Median price
$960K
Household income · yr
$66K
Median rent · wk
$565
Owner mortgage · mo
$1,517
Gross yield
3.1%

Household income

$66K household · yr-20.4% vs NSW suburb median
Personal
$36K
Family
$84K
Household
$66K
Household income distribution (ABS Census 2021 · weekly)8% could service the median house
Under $300
15
$300-649
89
$650-999
98
$1,000-1,499
92
$1,500-1,999
54
$2,000-2,999
72
$3,000-3,999
37
$4,000+
28

Serviceability line: a household needs about $3,542/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 69% of households here would spend more than 30% of income on rent (rent stress line: $1,883/wk income).

Housing stock and tenure

Tenure (513 households)0.8% social housing
Owned outright
52%
Owned with mortgage
23%
Rented
20%
Dwelling structure32.7% of dwellings unoccupied on census night
Separate house
79%
Townhouse / semi
3%
Flat / apartment
3%

Getting to work: 79% drive, 1% public transport, 4% walk or cycle, 15% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

43/ 100 livability index

Top 57% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 43% of Australian suburbs
WeakerTypicalStronger
Everyday access49
Public transport (33 stops)71
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
1,326
3,223 per 100k
D5 vs AU

Crime

Rate · per 100k3,223
Total incidents1,326· April 2025 - March 2026
  • Assault38961%
  • Sexual Offences10416%
  • Robbery41%
  • Break And Enter14022%

Bushfire exposure

High exposure ~63.6%
~63.6% of the suburb is Bush Fire Prone Land · ~29.4% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Environmental Conservation
Public / Open space 31% Residential 25% Rural / Green wedge 23% Other 13%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

3,829 people · 20224,694 by 2032 (+22.6%)

ABS population projection (2022 base) for the Broulee - Tomakin SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Tomakin NSW — Property Data and Demographics

Tomakin is a small locality in New South Wales within the Eurobodalla local government area (postcode 2537). It is home to about 1,233 residents, with an older-leaning population and a median age of 54. Households earn a median income of $66K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.5% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, community & personal service. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Irish.

The median house price in Tomakin is $960,000, having risen modestly by 1.1% over the past year. Units have a median price of $659,000 (+23.2% YoY). The current median weekly rent is $565. This gives a gross rental yield of approximately 3.1%. The median monthly mortgage repayment is $1,517.

Public transport access includes 33 bus stops. The crime rate in the Eurobodalla LGA is below average at 3,223 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 3.1%, which reads as moderate yield. Property prices sit below the state median ($960K/$1.5M), which can point to relative value. The price-to-income ratio of 14.7x is considered stretched. House prices have moved +1.1% year-on-year. Population growth of +0.5% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.1%· Moderate Yield
Price vs State$960K/$1.5M Below Median
Affordability14.7x Stretched
Price Momentum+1.1%· Stable
Pop. Growth+0.5%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,517
Rent · wk(Census)$350
Market rent · wk(2026-05)$565
Gross yield1.9%
Price / income14.7x
Sales vol (latest Q)(2025-Q4)5
Population growth · Eurobodalla LGAABS ERP
Population (2025)41,309
5-year growth+0.7% CAGR
YoY change+0.5%
20012025
Development · Eurobodalla LGAABS Approvals
Approvals (2026)179
Houses 72%Units 28%
YoY change+0%
Employment · Eurobodalla LGASALM
Unemployment (Dec-25)4.2%
YoY change-0.7pp
Dec-10Dec-25
Property investors · Postcode 2537ATO
Negatively geared5.4%
402 of filers
Avg rental loss$5,773/yr
Landlords (rental income)1,160
Reported capital gains678
People & prosperity
DemographicsCensus 21
Population1,233
Median age54
Household size2.2
HH income · wk$1,260
Personal income · wk$685
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)5/10
Economic (IER)4/10
Disadvantage (IRSD)5/10
Income momentumCensus 16→21
HH income · wk$1,018 → $1,260
Change+23.8%
vs NSW median+3.2 pp
Median rent+32.6%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining3
iga1
TransportGTFS
Bus stops33
Hospitals · Eurobodalla LGAAIHW
Public2
Private1
Batemans Bay Hospitalpublic
Moruya Hospitalpublic
Mogo Day Surgeryprivate
Aged care · Eurobodalla LGAGEN
Facilities8
Residential places673
Denhams Beach Care Community130 places
Estia Health Dalmeny115 places
Catholic Healthcare Maranatha Lodge95 places
The Glen Residential Care Service92 places
IRT Dalmeny90 places
Banksia Lodge80 places
+2 more in Eurobodalla LGA
Childcare · Eurobodalla LGAACECQA
Services23
Approved places985
Exceeding NQS3
Sunshine Bay Early Learning Centre100 places
Broulee Early Learning Centre Pty Ltd98 places
Northside Early Learning Centre69 places
Batehaven Early Learning Service59 places
Batemans Bay Out of School Hours Care50 places
Little Gumnuts Moruya50 places
+17 more in Eurobodalla LGA
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Current status
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Sources & freshness
Strong evidence

Tomakin has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-05 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 33 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Tomakin FAQ

Common questions
  1. What LGA is Tomakin in?

    Tomakin is in the Eurobodalla Local Government Area, NSW, postcode 2537. Council-level context for Eurobodalla LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Tomakin?

    The current median house price in Tomakin, NSW is $960K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Tomakin?

    The median weekly rent in Tomakin is $565/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Tomakin?

    Rent context available: Tomakin has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Tomakin a good investment?

    QuickProperty's investment signals for Tomakin show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Tomakin?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Tomakin data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.