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Suburb profile ·Townsville LGA · QLD ·4814

Annandale QLD 4814

Annandale is in Townsville LGA, QLD, postcode 4814, with population 8,376.

The read

Growth-momentum

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$580/wk
Flat
+0.0% YoY
Jun 2021 → Mar 2026 · 20 periods
Queensland RTA · suburb grain · Mar 2026
$620
$410
Jun 2021Mar 2026
Why it fits

Gross yield screens at about 5.5%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

Median house
$550K
House median, latest period
18.2%YoY D3 vs AU
Median rent
$580/wk
Income-stretched rent market
0.0%YoY D10 vs AU
Gross yield
5.5%
Strong yield band
D10 vs AU
Population
8,376
8K local footprint
D10 vs AU
Schools
4
Matched school context
D10 vs AU
Drive to city
17h 23m
1353 km to Brisbane CBD · free-flow
Solar
10,810
637 added 12mo · 75MW

Price history

Trend & investor depth

Indicative cashflow-$107/wk (-$5,540/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilitystable — rents vary ±5.1% around trend
Value vs advantage-52% vs suburbs of similar SEIFA advantage (decile 8)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Agrade · 84/100 · top 16% of 3,604AU suburbs
Peer distributionstronger than 84% of AU suburbs
WeakerTypicalStronger
Capital growth36
Rental yield95
Stability68
Volatility-8.0ppCycle-2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Annandale

Owner-occupied 76%Rented 24%
Investor activityATO
Negatively geared5.8%
1,590 of 2,943 landlords
Avg rental loss$6,218/yr
Landlords (rental income)2,943
Reported capital gains2,103
The read

Owner-occupier stronghold

75% of homes here are owner-occupied and 24% rented, with 6% of landlords negatively geared.

Why it fits

75% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

28%
of household income to service a new loan
6.3 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyRoughly even

New-loan repayment $2,695/mo vs median rent $2,513/mo (+7% · +$42/wk)

If rates move

At 4.2%: $2,152/mo (-543) · at 6.2% (current): $2,695/mo · at 8.2%: $3,290/mo (+595)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
4.7x
median home price as a multiple of annual household income
Affordable
Renting
26%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,625/mo, while renters pay about $2,513/mo — renting runs $888/mo higher on these medians.

Median price
$550K
Household income · yr
$116K
Median rent · wk
$580
Owner mortgage · mo
$1,625
Gross yield
5.5%

Household income

$116K household · yr+46.2% vs QLD suburb median
Personal
$48K
Family
$126K
Household
$116K
Household income distribution (ABS Census 2021 · weekly)55% could service the median house
Under $300
79
$300-649
159
$650-999
204
$1,000-1,499
348
$1,500-1,999
305
$2,000-2,999
595
$3,000-3,999
396
$4,000+
450

Serviceability line: a household needs about $2,073/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 42% of households here would spend more than 30% of income on rent (rent stress line: $1,933/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$57K → $66K

Housing stock and tenure

Tenure (2,778 households)0.6% social housing
Owned outright
36%
Owned with mortgage
39%
Rented
24%
Dwelling structure5.9% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 87% drive, 1% public transport, 3% walk or cycle, 5% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total4
Avg ICSEA1023
Students3,750
Catholic1
Government2
Independent1
  • Annandale State SchoolPrimary · Government · ICSEA 1019
  • William Ross State High SchoolSecondary · Government · ICSEA 955
  • Southern Cross Catholic CollegeCombined · Catholic · ICSEA 1048
  • Annandale Christian CollegeCombined · Independent · ICSEA 1069

Livability

64/ 100 livability index

Top 36% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 64% of Australian suburbs
WeakerTypicalStronger
Everyday access56
Public transport0
Schools & hospitals81

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending May 2026
10,565
10,565 per 100k
D9 vs AU

Crime

Rate · per 100k10,565
Total incidents10,565· Year ending May 2026
  • Assault2,34833%
  • Break And Enter1,54321%
  • Drug Offences2,92140%
  • Fraud4046%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Low broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: State rental-law changes allow secondary dwellings to be rented more broadly, but implementation depends on an approved lawful dwelling and local planning/building requirements.

Open official policy source

Separate houses

94.1%

Suburb share of occupied private dwellings recorded as separate houses.

14.8 pp above the state median

State median 79.3% · 838 valid suburbs

Residential-zone context

42.8%

Broad suburb sampling only; the property zoning and overlays can differ.

9.2 pp below the state median

State median 52.0% · 443 valid suburbs

Rental households

24.1%

Demand context only; it does not establish permission to rent a secondary dwelling.

5.6 pp below the state median

State median 29.7% · 838 valid suburbs

Mapped hazards

Not staged

No broad-area layer staged for this suburb. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current secondary dwelling / granny flat position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Annandale unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Annandale, QLD 4814 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Planning zones

Dominant zone Recreation and open space
Public / Open space 28% Residential 21%
Residential density: Standard

Land-use mix estimated by point-sampling the suburb against Queensland council planning-scheme zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

10,290 people · 202210,289 by 2032 (-0.0%)

ABS population projection (2022 base) for the Annandale (Qld) SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Annandale QLD — Property Data and Demographics

Annandale (postcode 4814) is a moderately sized suburb in Queensland within the Townsville local government area. The area has roughly 8,376 residents and an established demographic, with a median age of 40. Households earn a median income of $116K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. QLD employment has moved +1.5% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. QLD also had 35 Commonwealth-backed major projects under construction, 16 underway, and 30 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, clerical & administrative. Employment in the area leans toward healthcare and public admin & safety. The top ancestries reported are English, Australian, Irish.

The median house price in Annandale is $550,000, having jumped by 18.2% over the past year. The current median weekly rent is $580. This gives a gross rental yield of approximately 5.5%. The median monthly mortgage repayment is $1,625.

Annandale is served by 4 schools, including 1 primary, 1 secondary, 2 combined. The average ICSEA score is 1023, which is around the national average of 1,000. The crime rate in the Townsville LGA is higher than average at 10,565 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 5.5% (high yield). Property prices sit below the state median ($550K/$1.1M), which can point to relative value. The price-to-income ratio of 4.7x is considered affordable. House prices have moved +18.2% year-on-year. Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.5% High Yield
Price vs State$550K/$1.1M Below Median
Affordability4.7x Affordable
Price Momentum+18.2% Rising
Pop. Growth+1.1%· Stable
Development+0%· Steady
InvestmentQLD
Mortgage · mth$1,625
Rent · wk(Census)$380
Market rent · wk(Q1 2026)$580
Gross yield3.6%
Price / income4.7x
Population growth · Townsville LGAABS ERP
Population (2025)206,260
5-year growth+1.2% CAGR
YoY change+1.1%
20012025
Development · Townsville LGAABS Approvals
Approvals (2026)1,023
Houses 87%Units 13%
YoY change+0%
Employment · Townsville LGASALM
Unemployment (Dec-25)5%
YoY change+1pp
Dec-10Dec-25
Property investors · Postcode 4814ATO
Negatively geared5.8%
1,590 of filers
Avg rental loss$6,218/yr
Landlords (rental income)2,943
Reported capital gains2,103
People & prosperity
DemographicsCensus 21
Population8,376
Median age40
Household size2.8
HH income · wk$2,238
Personal income · wk$931
Persons / bedroom0.7
IncomeATO 22-23
Median income$65,767
Mean income$79,896
Earners5,784
YoY change+5.5%
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)8/10
Economic (IER)8/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,981 → $2,238
Change+13%
vs QLD median-5 pp
Median rent+2.7%
stablevs QLD 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations0
Cafes & dining3
coles1
Hospitals · Townsville LGAAIHW
Public1
Private4
Kirwan Rehabilitation Unitpublic
Icon Cancer Centre Townsvilleprivate
Mater Private Hospital Townsvilleprivate
North Queensland Day Surgical Centreprivate
Townsville Private Clinicprivate
Aged care · Townsville LGAGEN
Facilities15
Residential places1,281
The Good Shepherd Nursing Home246 places · in suburb
Ozcare Villa Vincent175 places
Ozcare Douglas140 places
Regis Kirwan127 places
Bolton Clarke Rowes Bay102 places
Carinity Fairfield Grange96 places
+9 more in Townsville LGA
Childcare · Townsville LGAACECQA
Services136
Approved places11,155
Exceeding NQS5
The Cathedral School Early Learning Centre188 places
Holy Spirit Outside School Hours Care180 places
St Anthony's Catholic College Outside School Hours Care180 places
St Clare's Catholic School Outside School Hours Care180 places
Mundingburra State School Outside School Hours Care169 places
PCYC Annandale Fun Squad165 places · in suburb
+130 more in Townsville LGA
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Current status
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Sources & freshness
Strong evidence

Annandale has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

Annual SA2 price series matched to suburb pages as fallback coverage

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
ABS Data by Region · 2024 · Annual SA2 price series matched to suburb pages as fallback coverage
medium stability · manual file · snapshot · release-based
Verify
Market rent
Queensland RTA · Q1 2026 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
State crime dataset · Year ending May 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 4 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Annandale FAQ

Common questions
  1. What LGA is Annandale in?

    Annandale is in the Townsville Local Government Area, QLD, postcode 4814. Council-level context for Townsville LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Annandale?

    The current median house price in Annandale, QLD is $550K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Annandale?

    The median weekly rent in Annandale is $580/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Annandale?

    Income-stretched rent market: Weekly rent screens at about 46% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Annandale a good investment?

    QuickProperty's investment signals for Annandale show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Annandale?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Annandale data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.