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Suburb profile ·Brisbane LGA · QLD ·4154

Gumdale QLD 4154

Gumdale is in Brisbane LGA, QLD, postcode 4154, with population 2,298.

The read

Premium-market

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.6M
House median, latest period
0.0%YoY D9 vs AU
Median rent
$585/wk
Market rent signal
D10 vs AU
Gross yield
1.9%
Low yield band
D5 vs AU
Population
2,298
2K local footprint
D9 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
23 min
17.9 km to Brisbane CBD · free-flow
Transit to city
83 min
Public transport to Brisbane CBD · weekday 8am
Solar
3,006
218 added 12mo · 21MW

Price history

Trend & investor depth

Indicative cashflow-$1,146/wk (-$59,617/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage+11% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Gumdale

Owner-occupied 92%Rented 8%
Investor activityATO
Negatively geared8.2%
602 of 1,127 landlords
Avg rental loss$8,829/yr
Landlords (rental income)1,127
Reported capital gains865
The read

Owner-occupier stronghold

92% of homes here are owner-occupied and 8% rented, with 8% of landlords negatively geared.

Why it fits

92% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 1.9% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

53%
of household income to service a new loan
12.1 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $7,889/mo vs median rent $2,535/mo (+211% · +$1235/wk)

If rates move

At 4.2%: $6,299/mo (-1,590) · at 6.2% (current): $7,889/mo · at 8.2%: $9,631/mo (+1,742)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
9.1x
median home price as a multiple of annual household income
Moderate
Renting
17%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,669/mo, while renters pay about $2,535/mo — owning runs $134/mo higher on these medians.

Median price
$1.61M
Household income · yr
$177K
Median rent · wk
$585
Owner mortgage · mo
$2,669
Gross yield
1.9%

Household income

$177K household · yr+122.4% vs QLD suburb median
Personal
$61K
Family
$178K
Household
$177K
Household income distribution (ABS Census 2021 · weekly)fewer than 41% could service the median house
Under $300
7
$300-649
22
$650-999
26
$1,000-1,499
46
$1,500-1,999
50
$2,000-2,999
101
$3,000-3,999
111
$4,000+
251

Serviceability line: a household needs about $6,068/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 24% of households here would spend more than 30% of income on rent (rent stress line: $1,950/wk income).

Housing stock and tenure

Tenure (666 households)
Owned outright
36%
Owned with mortgage
56%
Rented
8%
Dwelling structure3.2% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
1%

Getting to work: 66% drive, 3% public transport, 1% walk or cycle, 27% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA1060
Students1,152
Government1
  • Gumdale State SchoolPrimary · Government · ICSEA 1060

Livability

44/ 100 livability index

Top 56% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 44% of Australian suburbs
WeakerTypicalStronger
Everyday access54
Public transport (14 stops)42
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending May 2026
6,299
6,299 per 100k
D8 vs AU

Crime

Rate · per 100k6,299
Total incidents6,299· Year ending May 2026
  • Assault70321%
  • Break And Enter70921%
  • Drug Offences1,49745%
  • Fraud41312%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Medium broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: State rental-law changes allow secondary dwellings to be rented more broadly, but implementation depends on an approved lawful dwelling and local planning/building requirements.

Open official policy source

Separate houses

96.2%

Suburb share of occupied private dwellings recorded as separate houses.

17.0 pp above the state median

State median 79.3% · 838 valid suburbs

Residential-zone context

7.7%

Broad suburb sampling only; the property zoning and overlays can differ.

44.3 pp below the state median

State median 52.0% · 443 valid suburbs

Rental households

8.1%

Demand context only; it does not establish permission to rent a secondary dwelling.

21.6 pp below the state median

State median 29.7% · 838 valid suburbs

Mapped hazards

bushfire high

The staged suburb layer indicates a broad-area constraint that needs address-level checking. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current secondary dwelling / granny flat position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Gumdale unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Gumdale, QLD 4154 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 76.8% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~76.8%
~76.8% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Environmental management and conservation
Public / Open space 76% Other 4% Residential 2% Rural / Green wedge 1%
Residential density: Standard

Land-use mix estimated by point-sampling the suburb against Queensland council planning-scheme zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

7,685 people · 20227,686 by 2032 (+0.0%)

ABS population projection (2022 base) for the Belmont - Gumdale SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Gumdale QLD — Property Data and Demographics

Located in Queensland within the Brisbane local government area, Gumdale is a compact suburb (postcode 4154). With a population of 2,298, the suburb has an established demographic with a median age of 38. Households earn a median income of $177K per year, with an average household size of 3.4 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +1.6% year-on-year at the LGA level. QLD employment has moved +1.5% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. QLD also had 35 Commonwealth-backed major projects under construction, 16 underway, and 30 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward construction and professional services. The top ancestries reported are English, Australian, Irish.

Gumdale has a median house price of $1.6 million, holding roughly steady year-on-year. The median weekly rent is $585 (Census 2021). This gives a gross rental yield of approximately 1.9%. The median monthly mortgage repayment is $2,669.

Gumdale is served by 1 school, including 1 primary. The average ICSEA score is 1060, which is above the national average of 1,000. Public transport access includes 14 bus stops. The crime rate in the Brisbane LGA is moderate at 6,299 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 1.9%, which reads as low yield. Property prices are above the state median ($1.6M/$1.1M), placing it in the premium segment. The price-to-income ratio of 9.1x is considered moderate. House prices have moved +0.0% year-on-year. Population growth of +1.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.9% Low Yield
Price vs State$1.6M/$1.1M Above Median
Affordability9.1x· Moderate
Price Momentum+0.0%· Stable
Pop. Growth+1.6%· Stable
Development+0%· Steady
InvestmentQLD
Mortgage · mth$2,669
Rent · wk(Census)$585
Gross yield1.9%
Price / income9.1x
Sales vol (latest Q)(31 December 2025)84
Population growth · Brisbane LGAABS ERP
Population (2025)1,375,301
5-year growth+1.7% CAGR
YoY change+1.6%
20012025
Development · Brisbane LGAABS Approvals
Approvals (2026)7,814
Houses 32%Units 68%
YoY change+0%
Employment · Brisbane LGASALM
Unemployment (Dec-25)3.9%
YoY change+0.2pp
Dec-10Dec-25
Property investors · Postcode 4154ATO
Negatively geared8.2%
602 of filers
Avg rental loss$8,829/yr
Landlords (rental income)1,127
Reported capital gains865
People & prosperity
DemographicsCensus 21
Population2,298
Median age38
Household size3.4
HH income · wk$3,405
Personal income · wk$1,164
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)10/10
Economic (IER)10/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$2,808 → $3,405
Change+21.3%
vs QLD median+3.3 pp
Median rent+17%
stablevs QLD 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations1
Cafes & dining2
iga1
TransportGTFS
Bus stops14
Hospitals · Brisbane LGAAIHW
Public11
Private32
Ellen Barron Family Centrepublic
Jacaranda Place Queensland Adolescent Extended Treatment Centrepublic
Mater Adult Hospitalpublic
Mater Mothers' Hospitalpublic
Princess Alexandra Hospitalpublic
Queen Elizabeth II Jubilee Hospitalpublic
+37 more in Brisbane LGA
Aged care · Brisbane LGAGEN
Facilities102
Residential places10,276
Regis Sandgate - Musgrave272 places
Portofino Hamilton225 places
Mercy Community Services - Emmaus209 places
St Vincent Care Services Carseldine179 places
St Vincent's Care Services Mitchelton176 places
Regis Sandgate - Lucinda162 places
+96 more in Brisbane LGA
Childcare · Brisbane LGAACECQA
Services769
Approved places71,059
Exceeding NQS121
Sunnybank Hills State School OSHC470 places
West End State School OSHC400 places
McDowall State School Outside School Hours Care Program350 places
Gumdale OSHC345 places · in suburb
Rochedale Outside School Hours Care Association (Roshca)330 places
Helping Hands Pallara320 places
+763 more in Brisbane LGA
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Current status
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Sources & freshness
Strong evidence

Gumdale carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
QGSO Housing Profiles · 31 December 2025 · QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages
medium stability · automated · every update · quarterly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
State crime dataset · Year ending May 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 14 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Gumdale FAQ

Common questions
  1. What LGA is Gumdale in?

    Gumdale is in the Brisbane Local Government Area, QLD, postcode 4154. Council-level context for Brisbane LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Gumdale?

    The current median house price in Gumdale, QLD is $1.6M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Gumdale?

    The median weekly rent in Gumdale is $585/wk, based on ABS Census 2021 rent fallback.

  4. Is Gumdale a good investment?

    QuickProperty's investment signals for Gumdale show: Low Yield, Above Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Gumdale?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Gumdale data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.