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Suburb profile ·Mackay LGA · QLD ·4740

Mackay Harbour QLD 4740

Mackay Harbour is in Mackay LGA, QLD, postcode 4740, with population 686.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$880/wk
+35.4% YoY
Jun 2019 → Mar 2026 · 20 periods
Queensland RTA · suburb grain · Mar 2026
$880
$470
Jun 2019Mar 2026
Why it fits

Gross yield screens at about 9.2%. Entry price sits in the lower-cost range for a first-pass screen.

What to check

Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$880/wk
Rent-led investor candidate
35.4%YoY D10 vs AU
Gross yield
Need rent + price
Population
686
686 local footprint
D7 vs AU
Schools
No matched school data
Solar
18,739
1,433 added 12mo · 148MW

Price history

HousesUnits

Affordability

Buying
4.6x
median home price as a multiple of annual household income
Affordable
Renting
42%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $3,813/mo — renting runs $1,646/mo higher on these medians.

Median price
$498K
Household income · yr
$108K
Median rent · wk
$880
Owner mortgage · mo
$2,167

Household income

$108K household · yr+35.8% vs QLD suburb median
Personal
$56K
Family
$128K
Household
$108K
Crime Year ending Apr 2026
6,570
6,570 per 100k
D8 vs AU

Crime

Rate · per 100k6,570
Total incidents6,570· Year ending Apr 2026
  • Assault1,23432%
  • Break And Enter70018%
  • Drug Offences1,59842%
  • Fraud2657%

Full data detail

Mackay Harbour QLD — Property Data and Demographics

Mackay Harbour is a small locality in Queensland within the Mackay local government area (postcode 4740). The area has roughly 686 residents and a settled, mature resident base, with a median age of 50. Households earn a median income of $108K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.9% year-on-year at the LGA level. QLD employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. QLD also had 32 Commonwealth-backed major projects under construction, 12 underway, and 50 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward mining and healthcare. The top ancestries reported are English, Australian, Scottish.

Units have a median price of $498,000 (-1% YoY). The current median weekly rent is $880. This gives a gross rental yield of approximately 9.2%. The median monthly mortgage repayment is $2,167.

The crime rate in the Mackay LGA is moderate at 6,570 incidents per 100,000 population.

From an investment perspective, Mackay Harbour shows a gross rental yield of approximately 9.2%, rated as high yield. Property prices sit below the state median ($498K/$1.1M), which can point to relative value. The price-to-income ratio of 4.6x is considered affordable. House prices have moved -1.0% year-on-year. Population growth of +0.9% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield9.2% High Yield
Price vs State$498K/$1.1M Below Median
Affordability4.6x Affordable
Price Momentum-1.0% Falling
Pop. Growth+0.9%· Stable
Development+0%· Steady
InvestmentQLD
Mortgage · mth$2,167
Rent · wk(Census)$500
Market rent · wk(Q1 2026)$880
Gross yield5.2%
Price / income4.6x
Population growth · Mackay LGAABS ERP
Population (2025)129,253
5-year growth+1.3% CAGR
YoY change+0.9%
20012025
Development · Mackay LGAABS Approvals
Approvals (2026)438
Houses402
Units36
YoY change+0%
Employment · Mackay LGASALM
Unemployment (Dec-25)2.8%
YoY change+0.4pp
Dec-10Dec-25
Property investors · Postcode 4740ATO
Negatively geared3,072 (5.5% of filers)
Avg rental loss$7,214/yr
Landlords (rental income)5,864
Reported capital gains4,538
People & prosperity
DemographicsCensus 21
Population686
Median age50
Household size2.1
HH income · wk$2,079
Personal income · wk$1,074
Persons / bedroom0.9
IncomeATO 22-23
Median income$83,321
Mean income$111,208
Earners422
YoY change-3.5%
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)5/10
Economic (IER)3/10
Disadvantage (IRSD)7/10
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining3
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Current status
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Sources & freshness
Strong evidence

Mackay Harbour carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
QGSO Housing Profiles · 2024 · QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages
medium stability · automated · every update · quarterly
Available
Market rent
Queensland RTA · Q1 2026 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
State crime dataset · Year ending Apr 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Mackay Harbour FAQ

Common questions
  1. What LGA is Mackay Harbour in?

    Mackay Harbour is in the Mackay Local Government Area, QLD, postcode 4740. Council-level context for Mackay LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Mackay Harbour?

    The median weekly rent in Mackay Harbour is $880/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  3. What does the rent signal say about Mackay Harbour?

    Rent-led investor candidate: Gross rent yield screens at about 9.2%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Mackay Harbour a good investment?

    QuickProperty's investment signals for Mackay Harbour show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Mackay Harbour?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Mackay Harbour data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.