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Suburb profile ·Western Downs LGA · QLD ·4421

Tara QLD 4421

Tara is in Western Downs LGA, QLD, postcode 4421, with population 1,980.

The read

Verify-first

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$180K
+11.1% YoY
2019 → 2024 · 6 periods
ABS + state medians
$180K
$95K
2019 2024
Why it fits

Gross yield screens at about 5.2%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional.

Median house
$180K
House median, latest period
11.1%YoY D1 vs AU
Median rent
$180/wk
Market rent signal
D2 vs AU
Gross yield
5.2%
Strong yield band
D10 vs AU
Population
1,980
2K local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
3h 58m
302.7 km to Brisbane CBD · free-flow
Solar
544
50 added 12mo · 4MW

Price history

Trend & investor depth

Indicative cashflow-$42/wk (-$2,196/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-65% vs suburbs of similar SEIFA advantage (decile 1)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Agrade · 97/100 · top 3% of 3,604AU suburbs
Peer distributionstronger than 97% of AU suburbs
WeakerTypicalStronger
Capital growth87
Rental yield94
Stability70
Volatility-10.8ppCycle-2.0Affordability+1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Tara

Owner-occupied 74%Rented 26%
Investor activityATO
Negatively geared2.9%
34 of 97 landlords
Avg rental loss$4,052/yr
Landlords (rental income)97
Reported capital gains71
The read

Mixed owner-renter market

70% of homes here are owner-occupied and 24% rented, with 3% of landlords negatively geared.

Why it fits

A balanced 70% owner-occupier / 24% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

23%
of household income to service a new loan
5.3 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyRoughly even

New-loan repayment $882/mo vs median rent $780/mo (+13% · +$24/wk)

If rates move

At 4.2%: $704/mo (-178) · at 6.2% (current): $882/mo · at 8.2%: $1,077/mo (+195)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
4.0x
median home price as a multiple of annual household income
Affordable
Renting
21%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $758/mo, while renters pay about $780/mo — renting runs $22/mo higher on these medians.

Median price
$180K
Household income · yr
$45K
Median rent · wk
$180
Owner mortgage · mo
$758
Gross yield
5.2%

Household income

$45K household · yr-43.4% vs QLD suburb median
Personal
$25K
Family
$56K
Household
$45K
Household income distribution (ABS Census 2021 · weekly)64% could service the median house
Under $300
35
$300-649
197
$650-999
176
$1,000-1,499
99
$1,500-1,999
74
$2,000-2,999
72
$3,000-3,999
17
$4,000+
25

Serviceability line: a household needs about $678/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 31% of households here would spend more than 30% of income on rent (rent stress line: $600/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$34K → $40K

Housing stock and tenure

Tenure (765 households)2.7% social housing
Owned outright
54%
Owned with mortgage
16%
Rented
24%
Dwelling structure29.4% of dwellings unoccupied on census night
Separate house
94%
Townhouse / semi
2%
Flat / apartment
1%

Getting to work: 69% drive, 1% public transport, 14% walk or cycle, 12% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total2
Avg ICSEA842
Students405
Catholic1
Government1
  • Tara Shire State CollegeCombined · Government · ICSEA 842
  • St Joseph's SchoolPrimary · Catholic · ICSEA 843

Livability

57/ 100 livability index

Top 43% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 57% of Australian suburbs
WeakerTypicalStronger
Everyday access62
Public transport0
Schools & hospitals71

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending May 2026
6,244
6,244 per 100k
D7 vs AU

Crime

Rate · per 100k6,244
Total incidents6,244· Year ending May 2026
  • Assault1,08321%
  • Break And Enter64412%
  • Drug Offences3,12660%
  • Fraud3336%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Low broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: State rental-law changes allow secondary dwellings to be rented more broadly, but implementation depends on an approved lawful dwelling and local planning/building requirements.

Open official policy source

Separate houses

66.1%

Suburb share of occupied private dwellings recorded as separate houses.

13.2 pp below the state median

State median 79.3% · 838 valid suburbs

Residential-zone context

Not staged

A comparable planning-zone layer is not staged for this state.

Rental households

23.9%

Demand context only; it does not establish permission to rent a secondary dwelling.

5.8 pp below the state median

State median 29.7% · 838 valid suburbs

Mapped hazards

Not staged

No broad-area layer staged for this suburb. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current secondary dwelling / granny flat position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Tara unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Tara, QLD 4421 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Population outlook

3,930 people · 20223,851 by 2032 (-2.0%)

ABS population projection (2022 base) for the Tara SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Tara QLD — Property Data and Demographics

Tara (postcode 4421) is a close-knit residential community in Queensland within the Western Downs local government area. The area has roughly 1,980 residents and a settled, mature resident base, with a median age of 48. Households earn a median income of $45K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. QLD employment has moved +1.5% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. QLD also had 35 Commonwealth-backed major projects under construction, 16 underway, and 30 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, community & personal service. Employment in the area leans toward agriculture and education. The top ancestries reported are Australian, English, Scottish.

Tara has a median house price of $180,000, which has jumped by 11.1% year-on-year. The median weekly rent is $180 (Census 2021). This gives a gross rental yield of approximately 5.2%. The median monthly mortgage repayment is $758.

Tara is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 842, which is well below the national average of 1,000. Healthcare facilities include 1 public hospital. The crime rate in the Western Downs LGA is moderate at 6,244 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 5.2% (high yield). Property prices sit below the state median ($180K/$1.1M), which can point to relative value. The price-to-income ratio of 4.0x is considered affordable. House prices have moved +11.1% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.2% High Yield
Price vs State$180K/$1.1M Below Median
Affordability4.0x Affordable
Price Momentum+11.1% Rising
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentQLD
Mortgage · mth$758
Rent · wk(Census)$180
Gross yield5.2%
Price / income4.0x
Population growth · Western Downs LGAABS ERP
Population (2025)35,452
5-year growth+0.6% CAGR
YoY change+0.6%
20012025
Development · Western Downs LGAABS Approvals
Approvals (2026)56
Houses 89%Units 11%
YoY change+0%
Employment · Western Downs LGASALM
Unemployment (Dec-25)4.5%
YoY change+1.7pp
Dec-10Dec-25
Property investors · Postcode 4421ATO
Negatively geared2.9%
34 of filers
Avg rental loss$4,052/yr
Landlords (rental income)97
Reported capital gains71
People & prosperity
DemographicsCensus 21
Population1,980
Median age48
Household size2.2
HH income · wk$867
Personal income · wk$479
Persons / bedroom0.9
IncomeATO 22-23
Median income$39,943
Mean income$54,314
Earners2,187
YoY change+1.1%
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$780 → $867
Change+11.2%
vs QLD median-6.8 pp
Median rent+20%
softeningvs QLD 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics1
Fuel stations2
Cafes & dining2
Hospitals · Western Downs LGAAIHW
Public5
Private0
Chinchilla Hospitalpublic
Dalby Hospitalpublic
Jandowae Hospitalpublic
Miles Hospitalpublic
Tara Hospitalpublic · in suburb
Aged care · Western Downs LGAGEN
Facilities8
Residential places302
Southern Cross Care Chinchilla - Illoura Village81 places
Karingal Nursing Home80 places
Ningana48 places
Southern Cross Care Tara - Tarcoola30 places · in suburb
Taralga Retirement Village Hostel22 places
Southern Cross Care Miles - Carinya20 places
+2 more in Western Downs LGA
Childcare · Western Downs LGAACECQA
Services30
Approved places1,265
Exceeding NQS3
Grow Early Education Dalby104 places
Dalby State School OSHC80 places
Kids Club Dalby80 places
Milestones Early Learning Dalby80 places
Our Lady of the Southern Cross Outside School Hours Care, Dalby80 places
Busy Bees at Chinchilla75 places
+24 more in Western Downs LGA
Shortlist workspace

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Current status
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Sources & freshness
Verify-heavy evidence

Much of Tara rests on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

Annual SA2 price series matched to suburb pages as fallback coverage

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
ABS Data by Region · 2024 · Annual SA2 price series matched to suburb pages as fallback coverage
medium stability · manual file · snapshot · release-based
Verify
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
State crime dataset · Year ending May 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Tara FAQ

Common questions
  1. What LGA is Tara in?

    Tara is in the Western Downs Local Government Area, QLD, postcode 4421. Council-level context for Western Downs LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Tara?

    The current median house price in Tara, QLD is $180K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Tara?

    The median weekly rent in Tara is $180/wk, based on ABS Census 2021 rent fallback.

  4. Is Tara a good investment?

    QuickProperty's investment signals for Tara show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Tara?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Tara data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.