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Suburb profile ·Lower Eyre Peninsula LGA · SA ·5631

Cummins SA 5631

Cummins is in Lower Eyre Peninsula LGA, SA, postcode 5631, with population 981.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$380/wk
Rising
+36.4% YoY
Mar 2025 → Mar 2026 · 5 periods
SA private rent report · suburb grain · Mar 2026
$450
$190
Mar 2025Mar 2026
What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

See what’s missing → Compare suburb Run calculator
Median house
—
No local house series
Median rent
$380/wk
Rent context available
↑36.4%YoY D8 vs AU
Gross yield
—
Need rent + price
Population
981
981 local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
—
Not in commute dataset
Solar
325
12 added 12mo · 2MW

Price history

House and unit medians · ABS + state datasets
No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,083
Median rent · wk$180
Investor profile

Who invests in Cummins

Owner-occupied 76%Rented 24%
Investor activityATO
Negatively geared6.7%
49 of 104 landlords
Avg rental loss$5,910/yr
Landlords (rental income)104
Reported capital gains105
The read

Owner-occupier stronghold

72% of homes here are owner-occupied and 23% rented, with 7% of landlords negatively geared.

Why it fits

72% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

Buying & renting · ABS Census + state data
25%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,083/mo, while renters pay about $1,647/mo — renting runs $564/mo higher on these medians.

Household income · yr
$79K
Median rent · wk
$380
Owner mortgage · mo
$1,083

Household income

ABS Census · ATO
$79K household · yr+5.4% vs SA suburb median
Personal
$44K
Family
$100K
Household
$79K
Household income distribution (ABS Census 2021 · weekly)
Under $300
11
$300-649
50
$650-999
38
$1,000-1,499
67
$1,500-1,999
48
$2,000-2,999
70
$3,000-3,999
35
$4,000+
19

At the median asking rent, about 37% of households here would spend more than 30% of income on rent (rent stress line: $1,267/wk income).

Housing stock and tenure

ABS Census 2021
Tenure (372 households)3.8% social housing
Owned outright
44%
Owned with mortgage
27%
Rented
23%
Dwelling structure12.6% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
3%
Flat / apartment
0%

Getting to work: 72% drive, 0% public transport, 13% walk or cycle, 14% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

ACARA 2025
Total1
Avg ICSEA994
Students382
Government1
  • Cummins Area SchoolCombined · Government · ICSEA 994

Livability

OSM · GTFS · schools + hospitals
43/ 100 livability index

Top 57% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 43% of Australian suburbs
WeakerTypicalStronger
Everyday access52
Public transport0
Schools & hospitals56

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime 2024-25
26
2,650 per 100k
D4 vs AU

Crime

suburb
Rate · per 100k2,650
Total incidents26· 2024-25
  • Assault1165%
  • Break And Enter529%
  • Drug Offences00%
  • Fraud16%

Building due diligence

Construction requirements can change by location.

Code baseline only

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Population outlook

ABS projection · Eyre Peninsula SA2 area · 2022 base
7,020 people · 20227,109 by 2032 (+1.3%)

ABS population projection (2022 base) for the Eyre Peninsula SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Cummins SA — Property Data and Demographics

Cummins is a small community in South Australia within the Lower Eyre Peninsula local government area (postcode 5631). With a population of 981, the suburb has an established demographic with a median age of 42. Households earn a median income of $79K per year, with an average household size of 2.5 people. SA employment has moved +1.6% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. SA also had 21 Commonwealth-backed major projects under construction, 7 underway, and 7 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, technicians & trades. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are Australian, English, German.

The current median weekly rent is $380. The median monthly mortgage repayment is $1,083.

Cummins is served by 1 school, including 1 combined. The average ICSEA score is 994, which is around the national average of 1,000. Healthcare facilities include 1 public hospital. The crime rate in the Lower Eyre Peninsula LGA is below average at 2,650 incidents per 100,000 population.

Market & money
InvestmentSA
Mortgage · mth$1,083
Rent · wk(Census)$180
Market rent · wk(Q1 2026)$380
Property investors · Postcode 5631ATO
Negatively geared6.7%
49 of filers
Avg rental loss$5,910/yr
Landlords (rental income)104
Reported capital gains105
People & prosperity
DemographicsCensus 21
Population981
Median age42
Household size2.5
HH income · wk$1,526
Personal income · wk$851
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)4/10
Economic (IER)4/10
Disadvantage (IRSD)5/10
Income momentumCensus 16→21
HH income · wk$1,211 → $1,526
Change+26%
vs SA median+7.2 pp
Median rent+20%
gentrifyingvs SA 2016–21
Top occupationsCensus
Managers106Professionals77Technicians & Trades67Labourers67Clerical & Administrative54
Top industriesCensus
Agriculture139Healthcare47Education43Wholesale Trade40Retail Trade33
Top ancestryCensus
Australian458English437German104Irish101Scottish94
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations2
Cafes & dining1
iga1
Hospitals · Lower Eyre Peninsula LGAAIHW
Public1
Private0
Cummins and District Memorial Hospitalpublic · in suburb
Aged care · Lower Eyre Peninsula LGAGEN
Facilities1
Residential places22
Cummins Multi-Purpose Service22 places · in suburb
Childcare · Lower Eyre Peninsula LGAACECQA
Services3
Approved places96
Exceeding NQS1
Cummins Child Parent Centre44 places · in suburb
Poonindie Early Childhood Centre30 places
Lake Wangary Preschool22 places
Nearby in Lower Eyre Peninsula LGA12
Boston · 1,169Coffin Bay · 664Duck Ponds · 284Coomunga · 133Tiatukia · 367Wangary · 203Tootenilla · 12Sleaford · 31Coulta · 213Poonindie · 210Edillilie · 129Green Patch · 53
Tax calculatorsaustax.tools
Stamp Duty CalculatorSA ↗Land Tax CalculatorSA ↗Capital Gains Tax↗Depreciation Calculator↗Investment Property Tax↗
Shortlist workspace

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Current status
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Sources & freshness
Usable evidence

Cummins is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

Official quarterly house sales workbooks; units remain on ABS fallback coverage

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
SA metropolitan median house sales · Official quarterly house sales workbooks; units remain on ABS fallback coverage
stable source · automated · every update · quarterly
Missing
Market rent
SA Housing Authority / CBS · Q1 2026 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
State crime dataset · 2024-25 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Cummins is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
The page is readable, but the local evidence base is lighter than a mainstream suburb profile.

Read it as a starting locality brief, then cross-check the suburb story against better-covered nearby markets or the state hub.

WHAT IS MISSING
Coverage is lighter across transport stops, population trend data, and building approvals.

The lighter areas here are transport stops, population trend data, and building approvals, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Next step path
COMPARE OR CHECK NEARBY Open SA hub Browse rankings
Stronger nearby reads

If Cummins feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Boston most similar
similar suburb scale

pop +200 · rent -$35/wk

Similar local read: useful for context, but still compare the actual market signals.

Detail Compare
Coffin Bay most similar
similar rent profile similar suburb scale

pop -300 · rent -$107/wk

Similar local read: useful for context, but still compare the actual market signals.

Detail Compare
Duck Ponds most similar
similar rent profile

pop -700 · rent -$180/wk

Similar local read: useful for context, but still compare the actual market signals.

Detail Compare

Cummins FAQ

Common questions
  1. What LGA is Cummins in?

    Cummins is in the Lower Eyre Peninsula Local Government Area, SA, postcode 5631. Council-level context for Lower Eyre Peninsula LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Cummins?

    The median weekly rent in Cummins is $380/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Cummins?

    Rent context available: Cummins has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Where does QuickProperty get its data for Cummins?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  5. How often is the Cummins data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.