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Suburb profile ·Unley LGA · SA ·5063

Highgate SA 5063

Highgate is in Unley LGA, SA, postcode 5063, with population 1,504.

The read

Premium-market

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$605/wk
Falling
-15.8% YoY
Mar 2025 → Mar 2026 · 5 periods
SA private rent report · suburb grain · Mar 2026
$770
$585
Mar 2025Mar 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$2.6M
House median, latest period
6.9%YoY D10 vs AU
Median rent
$605/wk
Rent context available
15.8%YoY D10 vs AU
Gross yield
1.2%
Low yield band
D2 vs AU
Population
1,504
2K local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
7 min
4.3 km to Adelaide CBD · free-flow
Transit to city
25 min
Public transport to Adelaide CBD · weekday 8am
Solar
2,421
191 added 12mo · 18MW

Price history

Trend & investor depth

Indicative cashflow-$2,106/wk (-$109,525/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage+76% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 22/100 · top 78% of 3,604AU suburbs
Peer distributionstronger than 22% of AU suburbs
WeakerTypicalStronger
Capital growth98
Rental yield3
Stability4
Volatility-33.5ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Highgate

Owner-occupied 76%Rented 24%
Investor activityATO
Negatively geared6.5%
545 of 1,297 landlords
Avg rental loss$8,487/yr
Landlords (rental income)1,297
Reported capital gains1,286
The read

Owner-occupier stronghold

74% of homes here are owner-occupied and 23% rented, with 7% of landlords negatively geared.

Why it fits

74% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 1.2% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

134%
of household income to service a new loan
30.4 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $12,739/mo vs median rent $2,622/mo (+386% · +$2335/wk)

If rates move

At 4.2%: $10,172/mo (-2,568) · at 6.2% (current): $12,739/mo · at 8.2%: $15,553/mo (+2,814)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
22.8x
median home price as a multiple of annual household income
Stretched
Renting
28%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,009/mo, while renters pay about $2,622/mo — renting runs $613/mo higher on these medians.

Median price
$2.60M
Household income · yr
$114K
Median rent · wk
$605
Owner mortgage · mo
$2,009
Gross yield
1.2%

Household income

$114K household · yr+51.4% vs SA suburb median
Personal
$51K
Family
$144K
Household
$114K
Household income distribution (ABS Census 2021 · weekly)fewer than 27% could service the median house
Under $300
21
$300-649
59
$650-999
52
$1,000-1,499
70
$1,500-1,999
50
$2,000-2,999
99
$3,000-3,999
48
$4,000+
146

Serviceability line: a household needs about $9,800/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 47% of households here would spend more than 30% of income on rent (rent stress line: $2,017/wk income).

Housing stock and tenure

Tenure (572 households)0.5% social housing
Owned outright
41%
Owned with mortgage
33%
Rented
23%
Dwelling structure5.3% of dwellings unoccupied on census night
Separate house
70%
Townhouse / semi
18%
Flat / apartment
14%

Getting to work: 70% drive, 6% public transport, 8% walk or cycle, 15% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total2
Avg ICSEA1145
Students1,928
Government1
Independent1
  • Concordia CollegeCombined · Independent · ICSEA 1140
  • Highgate SchoolPrimary · Government · ICSEA 1150

Livability

41/ 100 livability index

Top 59% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 41% of Australian suburbs
WeakerTypicalStronger
Everyday access19
Public transport (7 stops)27
Schools & hospitals56

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime 2024-25
26
1,729 per 100k
D2 vs AU

Crime

Rate · per 100k1,729
Total incidents26· 2024-25
  • Assault00%
  • Break And Enter1091%
  • Drug Offences00%
  • Fraud19%

Development screen

Could a secondary dwelling be worth investigating?

ancillary accommodation / dependent accommodation screening context Low broad constraint context

Policy position

Policy source needs review

A specific stable official policy source has not yet been adopted for this jurisdiction. Confirm the current planning scheme and building approval path directly with the local authority before relying on this screen.

Rental use: Review SA planning, building and tenancy requirements before use.

Open official policy source

Separate houses

65.9%

Suburb share of occupied private dwellings recorded as separate houses.

7.2 pp below the state median

State median 73.1% · 429 valid suburbs

Residential-zone context

Not staged

A comparable planning-zone layer is not staged for this state.

Rental households

22.9%

Demand context only; it does not establish permission to rent a secondary dwelling.

Near the state median

State median 26.0% · 429 valid suburbs

Mapped hazards

Not staged

No broad-area layer staged for this suburb. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current ancillary accommodation / dependent accommodation position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Highgate unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Highgate, SA 5063 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Population outlook

21,234 people · 202222,979 by 2032 (+8.2%)

ABS population projection (2022 base) for the Unley - Parkside SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Highgate SA — Property Data and Demographics

Highgate (postcode 5063) is a small locality in South Australia within the Unley local government area. The area has roughly 1,504 residents and an established demographic, with a median age of 41. Households earn a median income of $114K per year, with an average household size of 2.6 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. SA employment has moved +1.6% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. SA also had 21 Commonwealth-backed major projects under construction, 7 underway, and 7 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward healthcare and professional services. The top ancestries reported are English, Australian, Chinese.

Median house prices in Highgate stand at $2.6 million, having posted strong gains by 6.9% over the last twelve months. The current median weekly rent is $605. This gives a gross rental yield of approximately 1.2%. The median monthly mortgage repayment is $2,009.

Highgate is served by 2 schools, including 1 primary, 1 combined. The average ICSEA score is 1145, which is well above the national average of 1,000. Public transport access includes 7 bus stops. The crime rate in the Unley LGA is low at 1,729 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 1.2%, which reads as low yield. Property prices are above the state median ($2.6M/$980K), placing it in the premium segment. The price-to-income ratio of 22.8x is considered stretched. House prices have moved +6.9% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.2% Low Yield
Price vs State$2.6M/$980K Above Median
Affordability22.8x Stretched
Price Momentum+6.9% Rising
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentSA
Mortgage · mth$2,009
Rent · wk(Census)$360
Market rent · wk(Q1 2026)$605
Gross yield0.7%
Price / income22.8x
Population growth · Unley LGAABS ERP
Population (2025)40,731
5-year growth+0.6% CAGR
YoY change+0.7%
20012025
Development · Unley LGAABS Approvals
Approvals (2026)288
Houses 19%Units 81%
YoY change+0%
Employment · Unley LGASALM
Unemployment (Dec-25)2.3%
YoY change+0.1pp
Dec-10Dec-25
Property investors · Postcode 5063ATO
Negatively geared6.5%
545 of filers
Avg rental loss$8,487/yr
Landlords (rental income)1,297
Reported capital gains1,286
People & prosperity
DemographicsCensus 21
Population1,504
Median age41
Household size2.6
HH income · wk$2,192
Personal income · wk$988
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)10/10
Economic (IER)8/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$1,817 → $2,192
Change+20.6%
vs SA median+1.8 pp
Median rent+5.9%
stablevs SA 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
TransportGTFS
Bus stops7
Aged care · Unley LGAGEN
Facilities14
Residential places1,051
Lutheran Homes Group Fullarton164 places
Eldercare The Lodge127 places
Eldercare Goodwood100 places
War Veterans Home Myrtle Bank95 places
Estia Health Myrtle Bank78 places
Resthaven Malvern77 places
+8 more in Unley LGA
Childcare · Unley LGAACECQA
Services35
Approved places2,145
Exceeding NQS8
Highgate School OSHC135 places · in suburb
Black Forest Primary School OSHC120 places
Guardian Childcare & Education Fullarton103 places
Annesley Early Learning Centre100 places
Concordia College Out of School Hours Care90 places · in suburb
Glen Osmond Primary School OSHC90 places
+29 more in Unley LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Highgate for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

Official quarterly house sales workbooks; units remain on ABS fallback coverage

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
SA metropolitan median house sales · 2026-Q1 · Official quarterly house sales workbooks; units remain on ABS fallback coverage
stable source · automated · every update · quarterly
Available
Market rent
SA Housing Authority / CBS · Q1 2026 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
State crime dataset · 2024-25 · Area-level release dataset
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 7 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Highgate FAQ

Common questions
  1. What LGA is Highgate in?

    Highgate is in the Unley Local Government Area, SA, postcode 5063. Council-level context for Unley LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Highgate?

    The current median house price in Highgate, SA is $2.6M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Highgate?

    The median weekly rent in Highgate is $605/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Highgate?

    Rent context available: Highgate has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Highgate a good investment?

    QuickProperty's investment signals for Highgate show: Low Yield, Above Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Highgate?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Highgate data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.