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Suburb profile ·Bass Coast LGA · VIC ·3995

Cape Paterson VIC 3995

Cape Paterson is in Bass Coast LGA, VIC, postcode 3995, with population 1,111.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$845K
+5.0% YoY
2014 → 2024 · 11 periods
ABS + state medians
$880K
$332K
2014 2024
Why it fits

Population movement supports a growth-led read. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case.

Median house
$845K
House median, latest period
5.0%YoY D5 vs AU
Median rent
$480/wk
Rent context available
D10 vs AU
Gross yield
3.0%
Low yield band
D9 vs AU
Population
1,111
1K local footprint
D8 vs AU
Schools
No matched school data
Solar
2,845
204 added 12mo · 17MW

Price history

HousesUnitsVacant land

Trend & investor depth

Indicative cashflow-$433/wk (-$22,516/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
12.6x
median home price as a multiple of annual household income
Stretched
Renting
37%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,517/mo, while renters pay about $2,080/mo — renting runs $563/mo higher on these medians.

Median price
$845K
Household income · yr
$67K
Median rent · wk
$480
Owner mortgage · mo
$1,517
Gross yield
3.0%

Household income

$67K household · yr-18.8% vs VIC suburb median
Personal
$34K
Family
$85K
Household
$67K

Growth outlook · Bass Coast LGA

Dwellings
+27.2%
28,980 → 36,870
+7,890 dwellings
Population
+25.4%
40,640 → 50,960
Households
+29.7%
18,560 → 24,070

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Crime Year ending Dec 2025
3,822
8,622 per 100k
D9 vs AU

Crime

Rate · per 100k8,622
Total incidents3,822· Year ending Dec 2025
  • Assault40148%
  • Sexual Offences12815%
  • Robbery61%
  • Break And Enter29335%

Full data detail

Cape Paterson VIC — Property Data and Demographics

Cape Paterson is a small community in Victoria within the Bass Coast local government area (postcode 3995). The area has roughly 1,111 residents and an older demographic, with a median age of 55. Households earn a median income of $67K per year, with an average household size of 2.2 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +2.1% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Scottish.

Cape Paterson has a median house price of $845,000, which has moved higher by 5% year-on-year. The current median weekly rent is $480. This gives a gross rental yield of approximately 3.0%. The median monthly mortgage repayment is $1,517.

Public transport access includes 13 bus stops. The crime rate in the Bass Coast LGA is higher than average at 8,622 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 3.0% (low yield). Property prices are near the state median ($845K/$875K). The price-to-income ratio of 12.6x is considered stretched. House prices have moved +5.0% year-on-year. Population growth of +2.1% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.0% Low Yield
Price vs State$845K/$875K· Near Median
Affordability12.6x Stretched
Price Momentum+5.0%· Stable
Pop. Growth+2.1% Strong Growth
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,517
Rent · wk(Census)$300
Market rent · wk(Sep 2025)$480
Gross yield1.8%
Price / income12.6x
Population growth · Bass Coast LGAABS ERP
Population (2025)44,377
5-year growth+2.6% CAGR
YoY change+2.1%
20012025
Development · Bass Coast LGAABS Approvals
Approvals (2026)260
Houses246
Units14
YoY change+0%
Employment · Bass Coast LGASALM
Unemployment (Dec-25)3.3%
YoY change-0.6pp
Dec-10Dec-25
Property investors · Postcode 3995ATO
Negatively geared285 (4.3% of filers)
Avg rental loss$7,067/yr
Landlords (rental income)703
Reported capital gains525
People & prosperity
DemographicsCensus 21
Population1,111
Median age55
Household size2.2
HH income · wk$1,285
Personal income · wk$656
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)8/10
Economic (IER)5/10
Disadvantage (IRSD)7/10
Area & amenity
TransportGTFS
Bus stops13
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Sources & freshness
Strong evidence

There is enough direct local evidence on Cape Paterson for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2024 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 13 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Cape Paterson FAQ

Common questions
  1. What LGA is Cape Paterson in?

    Cape Paterson is in the Bass Coast Local Government Area, VIC, postcode 3995. Council-level context for Bass Coast LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cape Paterson?

    The current median house price in Cape Paterson, VIC is $845K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cape Paterson?

    The median weekly rent in Cape Paterson is $480/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Cape Paterson?

    Rent context available: Cape Paterson has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Cape Paterson a good investment?

    QuickProperty's investment signals for Cape Paterson show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Cape Paterson?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Cape Paterson data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.