Cowes VIC

Postcode 3922 · Bass Coast LGA

Cowes is a mid-sized suburb in Victoria within the Bass Coast local government area (postcode 3922). With a population of 6,593, the suburb has an older demographic with a median age of 55. Households earn a median income of $53K per year, with an average household size of 2.1 people. The most common occupations are technicians & trades, professionals, community & personal service. The top ancestries reported are English, Australian, Scottish.

The median house price in Cowes is $801,000, having risen modestly 0.1% over the past year. Units have a median price of $446,000 (-24.1% YoY). The current median weekly rent is $450. This gives a gross rental yield of approximately 2.9%. The median monthly mortgage repayment is $1,550.

Cowes is served by 2 schools, including 2 primary. The average ICSEA score is 1007, which is around the national average of 1,000. Public transport access includes 29 bus stops. The crime rate in the Bass Coast LGA is higher than average at 8,622 incidents per 100,000 population.

From an investment perspective, Cowes offers a gross rental yield of 2.9%, rated as low yield. Property prices are near the state median ($801K/$875K). The price-to-income ratio of 15.0x is considered stretched. House prices have moved +0.1% year-on-year.

INVESTMENT SIGNALS
Rental Yield2.9% Low Yield
Price vs State$801K/$875K Near Median
Affordability15.0x Stretched
Price Momentum+0.1% Stable
SEIFA INDEX (ABS)
Advantage3/10
Education4/10
Economic3/10
Disadvantage3/10
MEDIAN HOUSE
$801K
0.1% YoY
MEDIAN UNIT
$446K
-24.1% YoY
MEDIAN RENT /WK
$331
POPULATION
6,593
DEMOGRAPHICS
Median Age55
Household Size2.1
HH Income /wk$1,026
Personal Income /wk$586
Mortgage /mth$1,550
CRIME (Bass Coast LGA)
Crime Rate (per 100k)8,622
Total Incidents3,822
TRANSPORT
Bus Stops29
SCHOOLS (2)
Avg ICSEA1007
Total Students633
Government1
Catholic1
Cowes Primary SchoolPrimary · Government · ICSEA 1019
Our Lady Star of the Sea Catholic Primary SchoolPrimary · Catholic · ICSEA 995
Data: 2024