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Suburb profile ·Bass Coast LGA · VIC ·3995

Wonthaggi VIC 3995

Wonthaggi is in Bass Coast LGA, VIC, postcode 3995, with population 5,215.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$579K
+6.2% YoY
2014 → 2025 · 11 periods
ABS + state medians
$602K
$251K
2014 2025
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Population movement supports a growth-led read. School coverage gives the page a stronger family/livability signal.

Median house
$579K
House median, latest period
6.2%YoY D3 vs AU
Median rent
$480/wk
Income-stretched rent market
D10 vs AU
Gross yield
4.3%
Moderate yield band
D10 vs AU
Population
5,215
5K local footprint
D9 vs AU
Schools
5
Matched school context
D10 vs AU
Solar
2,845
204 added 12mo · 17MW

Price history

HousesUnitsVacant land

Trend & investor depth

Indicative cashflow-$183/wk (-$9,535/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
13.1x
median home price as a multiple of annual household income
Stretched
Renting
56%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,198/mo, while renters pay about $2,080/mo — renting runs $882/mo higher on these medians.

Median price
$579K
Household income · yr
$44K
Median rent · wk
$480
Owner mortgage · mo
$1,198
Gross yield
4.3%

Household income

$44K household · yr-46.2% vs VIC suburb median
Personal
$27K
Family
$64K
Household
$44K

Growth outlook · Bass Coast LGA

Dwellings
+27.2%
28,980 → 36,870
+7,890 dwellings
Population
+25.4%
40,640 → 50,960
Households
+29.7%
18,560 → 24,070

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Schools

Total5
Avg ICSEA976
Students2,598
Catholic1
Government4
  • Bass Coast CollegeSecondary · Government · ICSEA 988
  • Wonthaggi Primary SchoolPrimary · Government · ICSEA 996
  • Wonthaggi North Primary SchoolPrimary · Government · ICSEA 942
  • Bass Coast Specialist SchoolSpecial · Government · ICSEA 922
  • St Joseph's SchoolPrimary · Catholic · ICSEA 1031
Crime Year ending Dec 2025
3,822
8,622 per 100k
D9 vs AU

Crime

Rate · per 100k8,622
Total incidents3,822· Year ending Dec 2025
  • Assault40148%
  • Sexual Offences12815%
  • Robbery61%
  • Break And Enter29335%

Full data detail

Wonthaggi VIC — Property Data and Demographics

Located in Victoria within the Bass Coast local government area, Wonthaggi is a moderately sized suburb (postcode 3995). With a population of 5,215, the suburb has an older demographic with a median age of 55. Households earn a median income of $44K per year, with an average household size of 2 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +2.1% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, professionals, community & personal service. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are English, Australian, Scottish.

Median house prices in Wonthaggi stand at $579,000, having grown strongly by 6.2% over the last twelve months. Units have a median price of $430,000 (+4.9% YoY). The current median weekly rent is $480. This gives a gross rental yield of approximately 4.3%. The median monthly mortgage repayment is $1,198.

Wonthaggi is served by 5 schools, including 3 primary, 1 secondary, 1 special. The average ICSEA score is 976, which is around the national average of 1,000. Public transport access includes 34 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Bass Coast LGA is higher than average at 8,622 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 4.3% (moderate yield). Property prices sit below the state median ($579K/$875K), which can point to relative value. The price-to-income ratio of 13.1x is considered stretched. House prices have moved +6.2% year-on-year. Population growth of +2.1% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.3%· Moderate Yield
Price vs State$579K/$875K Below Median
Affordability13.1x Stretched
Price Momentum+6.2% Rising
Pop. Growth+2.1% Strong Growth
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,198
Rent · wk(Census)$270
Market rent · wk(Sep 2025)$480
Gross yield2.4%
Price / income13.1x
Population growth · Bass Coast LGAABS ERP
Population (2025)44,377
5-year growth+2.6% CAGR
YoY change+2.1%
20012025
Development · Bass Coast LGAABS Approvals
Approvals (2026)260
Houses246
Units14
YoY change+0%
Employment · Bass Coast LGASALM
Unemployment (Dec-25)3.3%
YoY change-0.6pp
Dec-10Dec-25
Property investors · Postcode 3995ATO
Negatively geared285 (4.3% of filers)
Avg rental loss$7,067/yr
Landlords (rental income)703
Reported capital gains525
People & prosperity
DemographicsCensus 21
Population5,215
Median age55
Household size2
HH income · wk$852
Personal income · wk$515
Persons / bedroom0.7
IncomeATO 22-23
Median income$46,209
Mean income$57,469
Earners16,547
YoY change+6.8%
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)2/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Area & amenity
Local amenitiesOSM
Supermarkets4
Pharmacies2
GP / clinics5
Fuel stations4
Cafes & dining20
aldi1
coles1
iga1
woolworths1
TransportGTFS
Bus stops34
Hospitals · 1AIHW
Public1
Private0
Bass Coast Healthpublic
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Current status
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Sources & freshness
Strong evidence

Wonthaggi has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · 5 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 34 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Wonthaggi FAQ

Common questions
  1. What LGA is Wonthaggi in?

    Wonthaggi is in the Bass Coast Local Government Area, VIC, postcode 3995. Council-level context for Bass Coast LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Wonthaggi?

    The current median house price in Wonthaggi, VIC is $579K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Wonthaggi?

    The median weekly rent in Wonthaggi is $480/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Wonthaggi?

    Income-stretched rent market: Weekly rent screens at about 54% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Wonthaggi a good investment?

    QuickProperty's investment signals for Wonthaggi show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Wonthaggi?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Wonthaggi data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.