Cobram VIC

Postcode 3644 · Moira LGA

Cobram is a mid-sized suburb in Victoria within the Moira local government area (postcode 3644). With a population of 6,148, the suburb has a mature demographic with a median age of 48. Households earn a median income of $53K per year, with an average household size of 2.2 people. The most common occupations are labourers, managers, technicians & trades. The top ancestries reported are English, Australian, Italian.

The median house price in Cobram is $405,000, having declined 7.4% over the past year. Units have a median price of $295,000 (+3.5% YoY). The current median weekly rent is $423. This gives a gross rental yield of approximately 5.4%. The median monthly mortgage repayment is $1,235.

Cobram is served by 5 schools, including 2 primary, 1 secondary, 1 combined, 1 special. The average ICSEA score is 966, which is around the national average of 1,000. Public transport access includes 2 rail stations, 17 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Moira LGA is higher than average at 8,887 incidents per 100,000 population.

From an investment perspective, Cobram offers a gross rental yield of 5.4%, rated as high yield. Property prices sit below the state median ($405K/$875K), suggesting a potential value opportunity. The price-to-income ratio of 7.6x is considered moderate. House prices have moved -7.4% year-on-year.

INVESTMENT SIGNALS
Rental Yield5.4% High Yield
Price vs State$405K/$875K Below Median
Affordability7.6x Moderate
Price Momentum-7.4% Falling
INCOME (ATO 2022-23)
Median Income$46,997
Mean Income$54,557
Earners4,046
YoY Change+3.7%
SEIFA INDEX (ABS)
Advantage1/10
Education1/10
Economic2/10
Disadvantage1/10
MEDIAN HOUSE
$405K
-7.4% YoY
MEDIAN UNIT
$295K
3.5% YoY
MEDIAN RENT /WK
$250
POPULATION
6,148
DEMOGRAPHICS
Median Age48
Household Size2.2
HH Income /wk$1,026
Personal Income /wk$598
Mortgage /mth$1,235
CRIME (Moira LGA)
Crime Rate (per 100k)8,887
Total Incidents2,751
TRANSPORT
Rail Stations2
Bus Stops17
Cobram Station, Punt Rd
Cobram Station/Punt Rd
SCHOOLS (5)
Avg ICSEA966
Total Students1,486
Government3
Independent1
Catholic1
Cobram Secondary CollegeSecondary · Government · ICSEA 952
Cobram Anglican Grammar SchoolCombined · Independent · ICSEA 1010
St Joseph's SchoolPrimary · Catholic · ICSEA 1006
Cobram Primary SchoolPrimary · Government · ICSEA 933
Cobram and District Specialist SchoolSpecial · Government · ICSEA 929
HOSPITALS (1)
Cobram District Healthpublic
Data: 2024