Fingal VIC

Postcode 3939 · Mornington Peninsula LGA

Fingal is a small community in Victoria within the Mornington Peninsula local government area (postcode 3939). With a population of 637, the suburb has an older demographic with a median age of 56. Households earn a median income of $100K per year, with an average household size of 2.4 people. The most common occupations are managers, professionals, technicians & trades. The top ancestries reported are English, Australian, Scottish.

The median house price in Fingal is $1.8 million, having dropped significantly 11.7% over the past year. The median weekly rent is $418 (Census 2021). This gives a gross rental yield of approximately 1.2%. The median monthly mortgage repayment is $2,167.

The crime rate in the Mornington Peninsula LGA is moderate at 7,089 incidents per 100,000 population.

From an investment perspective, Fingal offers a gross rental yield of 1.2%, rated as low yield. Property prices are above the state median ($1.8M/$875K), placing it in the premium segment. The price-to-income ratio of 17.6x is considered stretched. House prices have moved -11.7% year-on-year.

INVESTMENT SIGNALS
Rental Yield1.2% Low Yield
Price vs State$1.8M/$875K Above Median
Affordability17.6x Stretched
Price Momentum-11.7% Falling
SEIFA INDEX (ABS)
Advantage9/10
Education8/10
Economic9/10
Disadvantage9/10
MEDIAN HOUSE
$1.8M
-11.7% YoY
MEDIAN RENT /WK
$418
POPULATION
637
DEMOGRAPHICS
Median Age56
Household Size2.4
HH Income /wk$1,928
Personal Income /wk$803
Mortgage /mth$2,167
CRIME (Mornington Peninsula LGA)
Crime Rate (per 100k)7,089
Total Incidents12,194
Data: 2024