Fingal is a small locality in Victoria within the Mornington Peninsula local government area (postcode 3939). With a population of 637, the suburb has a more retirement-aged population with a median age of 56. Households earn a median income of $100K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.8% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, technicians & trades. Employment in the area leans toward retail trade and professional services. The top ancestries reported are English, Australian, Scottish.
The median house price in Fingal is $1.8 million, having dropped significantly by 11.7% over the past year. The median weekly rent is $418 (Census 2021). This gives a gross rental yield of approximately 1.2%. The median monthly mortgage repayment is $2,167.
The crime rate in the Mornington Peninsula LGA is moderate at 6,718 incidents per 100,000 population.
From an investment perspective, The gross rental yield works out to roughly 1.2%, which reads as low yield. Property prices are above the state median ($1.8M/$850K), placing it in the premium segment. The price-to-income ratio of 17.6x is considered stretched. House prices have moved -11.7% year-on-year. Population growth of +0.8% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.