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Suburb profile ·Cardinia LGA · VIC ·3814

Garfield North VIC 3814

Garfield North is in Cardinia LGA, VIC, postcode 3814, with population 236.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

Why it fits

Population movement supports a growth-led read. Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$560/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
133,472
133K via Cardinia LGA · SAL undercount
Schools
No matched school data
Solar
415
16 added 12mo · 3MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$2,152
Median rent · wk$387

Affordability

33%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,152/mo, while renters pay about $2,427/mo — renting runs $275/mo higher on these medians.

Household income · yr
$89K
Median rent · wk
$560
Owner mortgage · mo
$2,152

Household income

$89K household · yr+8.2% vs VIC suburb median
Personal
$44K
Family
$113K
Household
$89K

Growth outlook · Cardinia LGA

Dwellings
+51.5%
43,530 → 65,930
+22,400 dwellings
Population
+49.4%
119,520 → 178,610
Households
+52.3%
42,610 → 64,900

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Crime Year ending Dec 2025
9,665
7,195 per 100k
D8 vs AU

Crime

Rate · per 100k7,195
Total incidents9,665· Year ending Dec 2025
  • Assault87147%
  • Sexual Offences29416%
  • Robbery764%
  • Break And Enter60733%

Full data detail

Garfield North VIC — Property Data and Demographics

Garfield North (postcode 3814) is a small, quiet locality in Victoria within the Cardinia local government area. With a population of 236, the suburb has a mature demographic with a median age of 50. Households earn a median income of $89K per year, with an average household size of 2.8 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +2.6% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, clerical & administrative, technicians & trades. Employment in the area leans toward construction and agriculture. The top ancestries reported are English, Australian, Irish.

The current median weekly rent is $560. The median monthly mortgage repayment is $2,152.

The crime rate in the Cardinia LGA is moderate at 7,195 incidents per 100,000 population.

From an investment perspective, Population growth of +2.6% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+2.6% Strong Growth
Development+0%· Steady
InvestmentVIC
Mortgage · mth$2,152
Rent · wk(Census)$387
Market rent · wk(Sep 2025)$560
Population growth · Cardinia LGAABS ERP
Population (2025)133,472
5-year growth+2.8% CAGR
YoY change+2.6%
20012025
Development · Cardinia LGAABS Approvals
Approvals (2026)980
Houses863
Units117
YoY change+0%
Employment · Cardinia LGASALM
Unemployment (Dec-25)4.2%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 3814ATO
Negatively geared102 (6.5% of filers)
Avg rental loss$6,482/yr
Landlords (rental income)184
Reported capital gains111
People & prosperity
DemographicsCensus 21
Population236
Median age50
Household size2.8
HH income · wk$1,713
Personal income · wk$837
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)5/10
Economic (IER)10/10
Disadvantage (IRSD)8/10
Shortlist workspace

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Current status
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EMPTY SET

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Sources & freshness
Usable evidence

Garfield North is usable as a read, though it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Garfield North is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
The page is readable, but the local evidence base is lighter than a mainstream suburb profile.

Use it for direction first, then confirm the story against stronger neighbouring suburbs or the state hub before relying on it.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, and transport stops.

The main gaps on this page are school matches, hospital coverage, and transport stops. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Garfield North feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Tonimbuk most similar
similar rent profile similar suburb scale

pop same · rent -$300/wk

Similar local read: useful for context, but still compare the actual market signals.

Iona most similar
similar rent profile similar suburb scale

pop same · rent -$310/wk

Similar local read: useful for context, but still compare the actual market signals.

Cora Lynn most similar
similar rent profile similar suburb scale

pop same · rent -$310/wk

Similar local read: useful for context, but still compare the actual market signals.

Garfield North FAQ

Common questions
  1. What LGA is Garfield North in?

    Garfield North is in the Cardinia Local Government Area, VIC, postcode 3814. Council-level context for Cardinia LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Garfield North?

    The median weekly rent in Garfield North is $560/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Garfield North?

    Rent context available: Garfield North has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Garfield North a good investment?

    QuickProperty's investment signals for Garfield North show: Strong Growth, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Garfield North?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Garfield North data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.