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Suburb profile ·Campaspe LGA · VIC ·3624

Girgarre VIC 3624

Girgarre is in Campaspe LGA, VIC, postcode 3624, with population 563.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

What to check

Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$460/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
563
563 local footprint
D7 vs AU
Schools
1
Matched school context
D1 vs AU
Solar
154
6 added 12mo · 1MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,083
Median rent · wk$180

Affordability

42%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,083/mo, while renters pay about $1,993/mo — renting runs $910/mo higher on these medians.

Household income · yr
$57K
Median rent · wk
$460
Owner mortgage · mo
$1,083

Household income

$57K household · yr-31% vs VIC suburb median
Personal
$31K
Family
$73K
Household
$57K

Growth outlook · Campaspe LGA

Dwellings
+11.4%
17,840 → 19,880
+2,040 dwellings
Population
+5.9%
38,540 → 40,820
Households
+12.9%
16,330 → 18,430

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Schools

Total1
Avg ICSEA863
Students27
Government1
  • Girgarre Primary SchoolPrimary · Government · ICSEA 863
Crime Year ending Dec 2025
3,914
10,244 per 100k
D9 vs AU

Crime

Rate · per 100k10,244
Total incidents3,914· Year ending Dec 2025
  • Assault40149%
  • Sexual Offences15219%
  • Robbery51%
  • Break And Enter25932%

Full data detail

Girgarre VIC — Property Data and Demographics

Girgarre is a small locality in Victoria within the Campaspe local government area (postcode 3624). It is home to about 563 residents, with an established demographic and a median age of 42. Households earn a median income of $57K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at -0.1% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, labourers. Employment in the area leans toward agriculture and manufacturing. The top ancestries reported are Australian, English, Irish.

The current median weekly rent is $460. The median monthly mortgage repayment is $1,083.

Girgarre is served by 1 school, including 1 primary. The average ICSEA score is 863, which is well below the national average of 1,000. Public transport access includes 3 rail stations. The crime rate in the Campaspe LGA is higher than average at 10,244 incidents per 100,000 population.

Looking at the investment signals, Population growth of -0.1% year-on-year points to declining demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth-0.1% Declining
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,083
Rent · wk(Census)$180
Market rent · wk(Sep 2025)$460
Population growth · Campaspe LGAABS ERP
Population (2025)37,954
5-year growth-0.2% CAGR
YoY change-0.1%
20012025
Development · Campaspe LGAABS Approvals
Approvals (2026)183
Houses183
YoY change+0%
Employment · Campaspe LGASALM
Unemployment (Dec-25)2.3%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 3624ATO
Negatively geared7 (2.2% of filers)
Avg rental loss$6,600/yr
Landlords (rental income)21
Reported capital gains26
People & prosperity
DemographicsCensus 21
Population563
Median age42
Household size2.4
HH income · wk$1,093
Personal income · wk$597
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)2/10
Economic (IER)2/10
Disadvantage (IRSD)2/10
Area & amenity
TransportGTFS
Rail stations3
Milk Bar/Station St
Morgan Cres/Station St
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Girgarre for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 3 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Girgarre FAQ

Common questions
  1. What LGA is Girgarre in?

    Girgarre is in the Campaspe Local Government Area, VIC, postcode 3624. Council-level context for Campaspe LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Girgarre?

    The median weekly rent in Girgarre is $460/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Girgarre?

    Rent context available: Girgarre has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Girgarre a good investment?

    QuickProperty's investment signals for Girgarre show: Declining, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Girgarre?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Girgarre data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.