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Suburb profile ·Campaspe LGA · VIC ·3623

Stanhope VIC 3623

Stanhope is in Campaspe LGA, VIC, postcode 3623, with population 826.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$357K
+1.1% YoY
2014 → 2024 · 10 periods
ABS + state medians
$357K
$131K
2014 2024
Why it fits

Gross yield screens at about 6.7%. Entry price sits in the lower-cost range for a first-pass screen.

What to check

Small local population makes the signal set more fragile.

Median house
$357K
House median, latest period
1.1%YoY D1 vs AU
Median rent
$460/wk
Rent-led investor candidate
D10 vs AU
Gross yield
6.7%
Strong yield band
D10 vs AU
Population
826
826 local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
233
6 added 12mo · 2MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$6/wk (-$313/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-24% vs suburbs of similar SEIFA advantage (decile 2)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Cgrade · 58/100 · top 42% of 3,604AU suburbs
Peer distributionstronger than 58% of AU suburbs
WeakerTypicalStronger
Capital growth77
Rental yield51
Stability14
Volatility-20.2ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Stanhope

Owner-occupied 83%Rented 17%
Investor activityATO
Negatively geared3.5%
18 of 35 landlords
Avg rental loss$2,810/yr
Landlords (rental income)35
Reported capital gains43
The read

Owner-occupier stronghold

79% of homes here are owner-occupied and 16% rented, with 4% of landlords negatively geared.

Why it fits

79% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

36%
of household income to service a new loan
8.1 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRoughly even

New-loan repayment $1,747/mo vs median rent $1,993/mo (-12% · -$57/wk)

If rates move

At 4.2%: $1,395/mo (-352) · at 6.2% (current): $1,747/mo · at 8.2%: $2,133/mo (+386)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
6.1x
median home price as a multiple of annual household income
Moderate
Renting
41%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $888/mo, while renters pay about $1,993/mo — renting runs $1,105/mo higher on these medians.

Median price
$357K
Household income · yr
$59K
Median rent · wk
$460
Owner mortgage · mo
$888
Gross yield
6.7%

Household income

$59K household · yr-28.9% vs VIC suburb median
Personal
$30K
Family
$73K
Household
$59K
Household income distribution (ABS Census 2021 · weekly)41% could service the median house
Under $300
15
$300-649
69
$650-999
60
$1,000-1,499
68
$1,500-1,999
39
$2,000-2,999
59
$3,000-3,999
11
$4,000+
3

Serviceability line: a household needs about $1,344/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 66% of households here would spend more than 30% of income on rent (rent stress line: $1,533/wk income).

Housing stock and tenure

Tenure (353 households)
Owned outright
47%
Owned with mortgage
32%
Rented
16%
Dwelling structure11.2% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
2%
Flat / apartment
3%

Getting to work: 70% drive, 0% public transport, 7% walk or cycle, 20% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA844
Students16
Government1
  • Stanhope Primary SchoolPrimary · Government · ICSEA 844

Livability

21/ 100 livability index

Top 79% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 21% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (4 stops)21
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
3,815
10,065 per 100k
D9 vs AU

Crime

Rate · per 100k10,065
Total incidents3,815· Year ending Mar 2026
  • Assault37652%
  • Sexual Offences9313%
  • Robbery30%
  • Break And Enter25035%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 99.6% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

Low broad-area context

About 9.9% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~99.6%
~99.6% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

Low exposure ~9.9%
~9.9% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 96% Residential 3% Public / Open space 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Campaspe LGA

Dwellings
+11.4%
17,840 → 19,880
+2,040 dwellings
Population
+5.9%
38,540 → 40,820
Households
+12.9%
16,330 → 18,430

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

4,158 people · 20224,419 by 2032 (+6.3%)

ABS population projection (2022 base) for the Rushworth SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Stanhope VIC — Property Data and Demographics

Stanhope is a small locality in Victoria within the Campaspe local government area (postcode 3623). With a population of 826, the suburb has an older-leaning population with a median age of 49. Households earn a median income of $59K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at -0.1% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, technicians & trades. Employment in the area leans toward agriculture and manufacturing. The top ancestries reported are Australian, English, Irish.

Median house prices in Stanhope stand at $357,000, having edged higher by 1.1% over the last twelve months. The current median weekly rent is $460. This gives a gross rental yield of approximately 6.7%. The median monthly mortgage repayment is $888.

Stanhope is served by 1 school, including 1 primary. The average ICSEA score is 844, which is well below the national average of 1,000. Public transport access includes 4 bus stops. The crime rate in the Campaspe LGA is higher than average at 10,065 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 6.7%, which reads as high yield. Property prices sit below the state median ($357K/$850K), which can point to relative value. The price-to-income ratio of 6.1x is considered moderate. House prices have moved +1.1% year-on-year. Population growth of -0.1% year-on-year points to declining demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield6.7% High Yield
Price vs State$357K/$850K Below Median
Affordability6.1x· Moderate
Price Momentum+1.1%· Stable
Pop. Growth-0.1% Declining
Development+0%· Steady
InvestmentVIC
Mortgage · mth$888
Rent · wk(Census)$198
Market rent · wk(Sep 2025)$460
Gross yield2.9%
Price / income6.1x
Sales vol (latest Q)(2025-Q4)1
Population growth · Campaspe LGAABS ERP
Population (2025)37,954
5-year growth-0.2% CAGR
YoY change-0.1%
20012025
Development · Campaspe LGAABS Approvals
Approvals (2026)229
Houses 99%Units 1%
YoY change+0%
Employment · Campaspe LGASALM
Unemployment (Dec-25)2.3%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 3623ATO
Negatively geared3.5%
18 of filers
Avg rental loss$2,810/yr
Landlords (rental income)35
Reported capital gains43
People & prosperity
DemographicsCensus 21
Population826
Median age49
Household size2.2
HH income · wk$1,125
Personal income · wk$575
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)2/10
Economic (IER)2/10
Disadvantage (IRSD)2/10
Income momentumCensus 16→21
HH income · wk$903 → $1,125
Change+24.6%
vs VIC median+1.1 pp
Median rent+13.1%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops4
Hospitals · Campaspe LGAAIHW
Public4
Private0
Echuca Regional Healthpublic
Goulburn Valley Health [Waranga]public
Kyabram & District Health Servicepublic
Rochester & Elmore District Health Servicepublic
Aged care · Campaspe LGAGEN
Facilities8
Residential places564
Bupa Echuca120 places
Wharparilla Lodge92 places
Warramunda Village Hostel82 places
Tongala Memorial70 places
Rochester and Elmore District Health Service - Yalukang Aged Care62 places
Glanville Village60 places
+2 more in Campaspe LGA
Childcare · Campaspe LGAACECQA
Services31
Approved places1,605
Exceeding NQS8
Journey Early Learning Centre - Echuca171 places
Brigid's Light Early Learning Centre147 places
Goodstart Early Learning Echuca105 places
COUNTRY KIDZ PRESCHOOL94 places
Campaspe Community Children's Centre77 places
SchoolsOUT! Twin Rivers Primary75 places
+25 more in Campaspe LGA
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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Stanhope for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025-Q4 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 4 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Stanhope FAQ

Common questions
  1. What LGA is Stanhope in?

    Stanhope is in the Campaspe Local Government Area, VIC, postcode 3623. Council-level context for Campaspe LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Stanhope?

    The current median house price in Stanhope, VIC is $357K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Stanhope?

    The median weekly rent in Stanhope is $460/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Stanhope?

    Rent-led investor candidate: Gross rent yield screens at about 6.7%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Stanhope a good investment?

    QuickProperty's investment signals for Stanhope show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Stanhope?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Stanhope data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.