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Suburb profile ·Greater Bendigo LGA · VIC ·3558

Elmore VIC 3558

Elmore is in Greater Bendigo LGA, VIC, postcode 3558, with population 847.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$324K
-9.5% YoY
2014 → 2024 · 9 periods
ABS + state medians
$405K
$162K
2014 2024
Why it fits

Gross yield screens at about 7.9%. Entry price sits in the lower-cost range for a first-pass screen.

What to check

Small local population makes the signal set more fragile.

Median house
$324K
House median, latest period
9.5%YoY D1 vs AU
Median rent
$493/wk
Rent-led investor candidate
D10 vs AU
Gross yield
7.9%
Strong yield band
D10 vs AU
Population
847
847 local footprint
D8 vs AU
Schools
2
Matched school context
D8 vs AU
Solar
234
7 added 12mo · 1MW

Price history

HousesUnits

Trend & investor depth

Indicative cashflow$66/wk ($3,416/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
6.9x
median home price as a multiple of annual household income
Moderate
Renting
54%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,083/mo, while renters pay about $2,136/mo — renting runs $1,053/mo higher on these medians.

Median price
$324K
Household income · yr
$47K
Median rent · wk
$493
Owner mortgage · mo
$1,083
Gross yield
7.9%

Household income

$47K household · yr-42.6% vs VIC suburb median
Personal
$28K
Family
$69K
Household
$47K

Growth outlook · Greater Bendigo LGA

Dwellings
+25.7%
53,170 → 66,820
+13,650 dwellings
Population
+23.3%
121,220 → 149,490
Households
+26.5%
49,900 → 63,130

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Schools

Total2
Avg ICSEA984
Students56
Catholic1
Government1
  • Elmore Primary SchoolPrimary · Government · ICSEA 959
  • Our Lady of the Sacred Heart PrimaryPrimary · Catholic · ICSEA 1010
Crime Year ending Dec 2025
12,282
9,634 per 100k
D9 vs AU

Crime

Rate · per 100k9,634
Total incidents12,282· Year ending Dec 2025
  • Assault1,17947%
  • Sexual Offences62725%
  • Robbery422%
  • Break And Enter63526%

Full data detail

Elmore VIC — Property Data and Demographics

Elmore (postcode 3558) is a small community in Victoria within the Greater Bendigo local government area. With a population of 847, the suburb has an older-leaning population with a median age of 52. Households earn a median income of $47K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, technicians & trades. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are Australian, English, Irish.

Median house prices in Elmore stand at $324,000, having declined steeply by 9.5% over the last twelve months. The current median weekly rent is $493. This gives a gross rental yield of approximately 7.9%. The median monthly mortgage repayment is $1,083.

Elmore is served by 2 schools, including 2 primary. The average ICSEA score is 984, which is around the national average of 1,000. Public transport access includes 2 rail stations, 1 bus stop. The crime rate in the Greater Bendigo LGA is higher than average at 9,634 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 7.9% (high yield). Property prices sit below the state median ($324K/$875K), which can point to relative value. The price-to-income ratio of 6.9x is considered moderate. House prices have moved -9.5% year-on-year. Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield7.9% High Yield
Price vs State$324K/$875K Below Median
Affordability6.9x· Moderate
Price Momentum-9.5% Falling
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,083
Rent · wk(Census)$220
Market rent · wk(Sep 2025)$493
Gross yield3.5%
Price / income6.9x
Population growth · Greater Bendigo LGAABS ERP
Population (2025)126,568
5-year growth+1.1% CAGR
YoY change+1%
20012025
Development · Greater Bendigo LGAABS Approvals
Approvals (2026)582
Houses506
Units76
YoY change+0%
Employment · Greater Bendigo LGASALM
Unemployment (Dec-25)4%
YoY change-0.1pp
Dec-10Dec-25
Property investors · Postcode 3558ATO
Negatively geared19 (3.4% of filers)
Avg rental loss$6,928/yr
Landlords (rental income)70
Reported capital gains55
People & prosperity
DemographicsCensus 21
Population847
Median age52
Household size2.1
HH income · wk$909
Personal income · wk$540
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)2/10
Economic (IER)2/10
Disadvantage (IRSD)1/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations2
Cafes & dining2
iga1
TransportGTFS
Rail stations2
Bus stops1
Elmore Station
Elmore Station/Northern Hwy
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Current status
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Sources & freshness
Strong evidence

Elmore has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2024 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 3 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Elmore FAQ

Common questions
  1. What LGA is Elmore in?

    Elmore is in the Greater Bendigo Local Government Area, VIC, postcode 3558. Council-level context for Greater Bendigo LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Elmore?

    The current median house price in Elmore, VIC is $324K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Elmore?

    The median weekly rent in Elmore is $493/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Elmore?

    Rent-led investor candidate: Gross rent yield screens at about 7.9%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Elmore a good investment?

    QuickProperty's investment signals for Elmore show: High Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Elmore?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Elmore data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.