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Suburb profile ·Wellington LGA · VIC ·3851

Loch Sport VIC 3851

Loch Sport is in Wellington LGA, VIC, postcode 3851, with population 1,021.

The read

Income-first

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$358K
-2.1% YoY
2014 → 2025 · 12 periods
ABS + state medians
$393K
$145K
2014 2025
Why it fits

Gross yield screens at about 6.3%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

Median house
$358K
House median, latest period
2.1%YoY D1 vs AU
Median rent
$435/wk
Rent-led investor candidate
D9 vs AU
Gross yield
6.3%
Strong yield band
D10 vs AU
Population
1,021
1K local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Solar
1,704
73 added 12mo · 10MW

Price history

HousesUnitsVacant land

Trend & investor depth

Indicative cashflow-$9/wk (-$481/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
10.2x
median home price as a multiple of annual household income
Stretched
Renting
65%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $700/mo, while renters pay about $1,885/mo — renting runs $1,185/mo higher on these medians.

Median price
$358K
Household income · yr
$35K
Median rent · wk
$435
Owner mortgage · mo
$700
Gross yield
6.3%

Household income

$35K household · yr-57.4% vs VIC suburb median
Personal
$23K
Family
$44K
Household
$35K

Growth outlook · Wellington LGA

Dwellings
+15.9%
23,550 → 27,290
+3,740 dwellings
Population
+12.3%
45,450 → 51,040
Households
+19%
19,130 → 22,760

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Schools

Total1
Avg ICSEA910
Students21
Government1
  • Loch Sport Primary SchoolPrimary · Government · ICSEA 910
Crime Year ending Dec 2025
5,680
12,111 per 100k
D9 vs AU

Crime

Rate · per 100k12,111
Total incidents5,680· Year ending Dec 2025
  • Assault63248%
  • Sexual Offences25419%
  • Robbery81%
  • Break And Enter42432%

Full data detail

Loch Sport VIC — Property Data and Demographics

Loch Sport is a small locality in Victoria within the Wellington local government area (postcode 3851). The area has roughly 1,021 residents and a predominantly older resident base, with a median age of 63. Households earn a median income of $35K per year, with an average household size of 1.7 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are community & personal service, technicians & trades, managers. Employment in the area leans toward healthcare and accommodation & food. The top ancestries reported are English, Australian, Irish.

Loch Sport has a median house price of $358,000, which has dipped slightly by 2.1% year-on-year. The current median weekly rent is $435. This gives a gross rental yield of approximately 6.3%. The median monthly mortgage repayment is $700.

Loch Sport is served by 1 school, including 1 primary. The average ICSEA score is 910, which is below the national average of 1,000. Public transport access includes 14 bus stops. The crime rate in the Wellington LGA is higher than average at 12,111 incidents per 100,000 population.

Looking at the investment signals, Loch Sport shows a gross rental yield of approximately 6.3%, rated as high yield. Property prices sit below the state median ($358K/$875K), which can point to relative value. The price-to-income ratio of 10.2x is considered stretched. House prices have moved -2.1% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield6.3% High Yield
Price vs State$358K/$875K Below Median
Affordability10.2x Stretched
Price Momentum-2.1% Falling
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$700
Rent · wk(Census)$180
Market rent · wk(Sep 2025)$435
Gross yield2.6%
Price / income10.2x
Population growth · Wellington LGAABS ERP
Population (2025)46,551
5-year growth+0.6% CAGR
YoY change+0.6%
20012025
Development · Wellington LGAABS Approvals
Approvals (2026)152
Houses133
Units19
YoY change+0%
Employment · Wellington LGASALM
Unemployment (Dec-25)4.1%
YoY change-0.7pp
Dec-10Dec-25
Property investors · Postcode 3851ATO
Negatively geared168 (5.7% of filers)
Avg rental loss$7,015/yr
Landlords (rental income)389
Reported capital gains260
People & prosperity
DemographicsCensus 21
Population1,021
Median age63
Household size1.7
HH income · wk$674
Personal income · wk$433
Persons / bedroom0.6
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics1
Fuel stations1
Cafes & dining4
TransportGTFS
Bus stops14
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Sources & freshness
Strong evidence

There is enough direct local evidence on Loch Sport for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 14 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Loch Sport FAQ

Common questions
  1. What LGA is Loch Sport in?

    Loch Sport is in the Wellington Local Government Area, VIC, postcode 3851. Council-level context for Wellington LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Loch Sport?

    The current median house price in Loch Sport, VIC is $358K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Loch Sport?

    The median weekly rent in Loch Sport is $435/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Loch Sport?

    Rent-led investor candidate: Gross rent yield screens at about 6.3%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Loch Sport a good investment?

    QuickProperty's investment signals for Loch Sport show: High Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Loch Sport?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Loch Sport data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.