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Suburb profile ·Surf Coast LGA · VIC ·3232

Lorne VIC 3232

Lorne is in Surf Coast LGA, VIC, postcode 3232, with population 1,327.

The read

Premium-market

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$1.9M
-4.9% YoY
2014 → 2024 · 11 periods
ABS + state medians
$2.2M
$765K
2014 2024
Why it fits

Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.9M
House median, latest period
4.9%YoY D9 vs AU
Median rent
$580/wk
Income-stretched rent market
D10 vs AU
Gross yield
1.6%
Low yield band
D3 vs AU
Population
1,327
1K local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Solar
239
16 added 12mo · 2MW

Price history

HousesUnits

Houses to 2024 · Units to 2025 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Indicative cashflow-$1,376/wk (-$71,564/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
24.3x
median home price as a multiple of annual household income
Stretched
Renting
38%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $2,513/mo — renting runs $346/mo higher on these medians.

Median price
$1.93M
Household income · yr
$79K
Median rent · wk
$580
Owner mortgage · mo
$2,167
Gross yield
1.6%

Household income

$79K household · yr-3.7% vs VIC suburb median
Personal
$46K
Family
$102K
Household
$79K

Growth outlook · Surf Coast LGA

Dwellings
+27.8%
20,680 → 26,430
+5,750 dwellings
Population
+27.6%
37,620 → 48,010
Households
+34%
14,650 → 19,630

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Schools

Total1
Avg ICSEA1038
Students167
Government1
  • Lorne P-12 CollegeCombined · Government · ICSEA 1038
Crime Year ending Dec 2025
1,277
3,149 per 100k
D5 vs AU

Crime

Rate · per 100k3,149
Total incidents1,277· Year ending Dec 2025
  • Assault13656%
  • Sexual Offences3715%
  • Robbery42%
  • Break And Enter6828%

Full data detail

Lorne VIC — Property Data and Demographics

Located in Victoria within the Surf Coast local government area, Lorne is a small locality (postcode 3232). It is home to about 1,327 residents, with an older demographic and a median age of 56. Households earn a median income of $79K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, technicians & trades. Employment in the area leans toward accommodation & food and construction. The top ancestries reported are English, Australian, Irish.

Median house prices in Lorne stand at $1.9 million, having moved lower by 4.9% over the last twelve months. Units have a median price of $1.1 million (-14.3% YoY). The current median weekly rent is $580. This gives a gross rental yield of approximately 1.6%. The median monthly mortgage repayment is $2,167.

Lorne is served by 1 school, including 1 combined. The average ICSEA score is 1038, which is around the national average of 1,000. Public transport access includes 4 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Surf Coast LGA is below average at 3,149 incidents per 100,000 population.

On the investment side, Lorne shows a gross rental yield of approximately 1.6%, rated as low yield. Property prices are above the state median ($1.9M/$875K), placing it in the premium segment. The price-to-income ratio of 24.3x is considered stretched. House prices have moved -4.9% year-on-year. Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.6% Low Yield
Price vs State$1.9M/$875K Above Median
Affordability24.3x Stretched
Price Momentum-4.9% Falling
Pop. Growth+1.1%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$2,167
Rent · wk(Census)$363
Market rent · wk(Sep 2025)$580
Gross yield1.0%
Price / income24.3x
Population growth · Surf Coast LGAABS ERP
Population (2025)40,265
5-year growth+2.4% CAGR
YoY change+1.1%
20012025
Development · Surf Coast LGAABS Approvals
Approvals (2026)200
Houses180
Units20
YoY change+0%
Employment · Surf Coast LGASALM
Unemployment (Dec-25)1.7%
YoY change+0.1pp
Dec-10Dec-25
Property investors · Postcode 3232ATO
Negatively geared59 (6.5% of filers)
Avg rental loss$9,500/yr
Landlords (rental income)161
Reported capital gains107
People & prosperity
DemographicsCensus 21
Population1,327
Median age56
Household size2.1
HH income · wk$1,525
Personal income · wk$893
Persons / bedroom0.7
IncomeATO 22-23
Median income$48,068
Mean income$73,201
Earners4,340
YoY change+6.8%
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)9/10
Economic (IER)5/10
Disadvantage (IRSD)8/10
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining23
TransportGTFS
Bus stops4
Hospitals · 1AIHW
Public1
Private0
Lorne Community Hospitalpublic
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Sources & freshness
Strong evidence

There is enough direct local evidence on Lorne for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2024 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 4 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Lorne FAQ

Common questions
  1. What LGA is Lorne in?

    Lorne is in the Surf Coast Local Government Area, VIC, postcode 3232. Council-level context for Surf Coast LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Lorne?

    The current median house price in Lorne, VIC is $1.9M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Lorne?

    The median weekly rent in Lorne is $580/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Lorne?

    Income-stretched rent market: Weekly rent screens at about 63% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Lorne a good investment?

    QuickProperty's investment signals for Lorne show: Low Yield, Above Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Lorne?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Lorne data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.