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Suburb profile ·Banyule LGA · VIC ·3093

Lower Plenty VIC 3093

Lower Plenty is in Banyule LGA, VIC, postcode 3093, with population 3,962.

The read

Livability-led

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$1.3M
-0.3% YoY
2014 → 2024 · 11 periods
ABS + state medians
$1.4M
$675K
2014 2024
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Gross yield looks low for an income-first use case.

Median house
$1.3M
House median, latest period
0.3%YoY D8 vs AU
Median rent
$560/wk
Rent context available
D10 vs AU
Gross yield
2.2%
Low yield band
D6 vs AU
Population
3,962
4K local footprint
D9 vs AU
Schools
1
Matched school context
D1 vs AU
Solar
442
29 added 12mo · 3MW

Price history

HousesUnits

Houses to 2024 · Units to 2025 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Indicative cashflow-$838/wk (-$43,552/yr) · interest-only @ 6.1%, 80% LVR

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection.

Affordability

Buying
11.9x
median home price as a multiple of annual household income
Stretched
Renting
26%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,200/mo, while renters pay about $2,427/mo — renting runs $227/mo higher on these medians.

Median price
$1.34M
Household income · yr
$112K
Median rent · wk
$560
Owner mortgage · mo
$2,200
Gross yield
2.2%

Household income

$112K household · yr+36.4% vs VIC suburb median
Personal
$50K
Family
$141K
Household
$112K

Growth outlook · Banyule LGA

Dwellings
+19.2%
53,030 → 63,200
+10,170 dwellings
Population
+16.9%
127,370 → 148,860
Households
+19.5%
50,110 → 59,890

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Schools

Total1
Avg ICSEA1093
Students95
Government1
  • Lower Plenty Primary SchoolPrimary · Government · ICSEA 1093
Crime Year ending Dec 2025
11,496
8,647 per 100k
D9 vs AU

Crime

Rate · per 100k8,647
Total incidents11,496· Year ending Dec 2025
  • Assault69630%
  • Sexual Offences69430%
  • Robbery542%
  • Break And Enter87038%

Full data detail

Lower Plenty VIC — Property Data and Demographics

Lower Plenty is a smaller residential area in Victoria within the Banyule local government area (postcode 3093). It is home to about 3,962 residents, with a mature demographic and a median age of 45. Households earn a median income of $112K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. VIC also had 45 Commonwealth-backed major projects under construction, 17 underway, and 27 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Irish.

Lower Plenty has a median house price of $1.3 million, holding roughly steady year-on-year. Units have a median price of $701,000 (+14.8% YoY). The current median weekly rent is $560. This gives a gross rental yield of approximately 2.2%. The median monthly mortgage repayment is $2,200.

Lower Plenty is served by 1 school, including 1 primary. The average ICSEA score is 1093, which is above the national average of 1,000. Public transport access includes 13 bus stops. The crime rate in the Banyule LGA is higher than average at 8,647 incidents per 100,000 population.

On the investment side, The gross rental yield works out to roughly 2.2%, which reads as low yield. Property prices are above the state median ($1.3M/$875K), placing it in the premium segment. The price-to-income ratio of 11.9x is considered stretched. House prices have moved -0.3% year-on-year. Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.2% Low Yield
Price vs State$1.3M/$875K Above Median
Affordability11.9x Stretched
Price Momentum-0.3% Falling
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$2,200
Rent · wk(Census)$400
Market rent · wk(Sep 2025)$560
Gross yield1.6%
Price / income11.9x
Population growth · Banyule LGAABS ERP
Population (2025)132,770
5-year growth+0.4% CAGR
YoY change+1%
20012025
Development · Banyule LGAABS Approvals
Approvals (2026)886
Houses169
Units717
YoY change+0%
Employment · Banyule LGASALM
Unemployment (Dec-25)3.2%
YoY change+0.3pp
Dec-10Dec-25
Property investors · Postcode 3093ATO
Negatively geared229 (8.9% of filers)
Avg rental loss$11,935/yr
Landlords (rental income)462
Reported capital gains363
People & prosperity
DemographicsCensus 21
Population3,962
Median age45
Household size2.5
HH income · wk$2,160
Personal income · wk$955
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)10/10
Economic (IER)9/10
Disadvantage (IRSD)10/10
Area & amenity
Local amenitiesOSM
Supermarkets2
Pharmacies1
GP / clinics1
Fuel stations0
Cafes & dining2
aldi1
TransportGTFS
Bus stops13
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Current status
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Sources & freshness
Strong evidence

Lower Plenty carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2024 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · manual file · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Dec 2025 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 13 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Lower Plenty FAQ

Common questions
  1. What LGA is Lower Plenty in?

    Lower Plenty is in the Banyule Local Government Area, VIC, postcode 3093. Council-level context for Banyule LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Lower Plenty?

    The current median house price in Lower Plenty, VIC is $1.3M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Lower Plenty?

    The median weekly rent in Lower Plenty is $560/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Lower Plenty?

    Rent context available: Lower Plenty has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Lower Plenty a good investment?

    QuickProperty's investment signals for Lower Plenty show: Low Yield, Above Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Lower Plenty?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Lower Plenty data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.