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Suburb profile ·Moira LGA · VIC ·3639

Picola VIC 3639

Picola is in Moira LGA, VIC, postcode 3639, with population 206.

The read

Verify-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

What to check

Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$460/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
30,866
31K via Moira LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
164
2 added 12mo · 1MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$910
Median rent · wk$150

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in Picola

Owner-occupied 88%Rented 12%
Investor activityATO
Negatively geared4.6%
14 of 28 landlords
Avg rental loss$2,016/yr
Landlords (rental income)28
Reported capital gains20
The read

Owner-occupier stronghold

82% of homes here are owner-occupied and 11% rented, with 5% of landlords negatively geared.

Why it fits

82% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

42%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $910/mo, while renters pay about $1,993/mo — renting runs $1,083/mo higher on these medians.

Household income · yr
$57K
Median rent · wk
$460
Owner mortgage · mo
$910

Household income

$57K household · yr-30.3% vs VIC suburb median
Personal
$27K
Family
$72K
Household
$57K
Household income distribution (ABS Census 2021 · weekly)
Under $300
7
$300-649
17
$650-999
14
$1,000-1,499
12
$1,500-1,999
5
$2,000-2,999
20
$3,000-3,999
0
$4,000+
4

At the median asking rent, about 64% of households here would spend more than 30% of income on rent (rent stress line: $1,533/wk income).

Housing stock and tenure

Tenure (84 households)
Owned outright
61%
Owned with mortgage
21%
Rented
11%
Dwelling structure10.9% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 56% drive, 0% public transport, 3% walk or cycle, 33% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime Year ending Mar 2026
2,798
8,992 per 100k
D9 vs AU

Crime

Rate · per 100k8,992
Total incidents2,798· Year ending Mar 2026
  • Assault31456%
  • Sexual Offences7814%
  • Robbery51%
  • Break And Enter16629%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

Low broad-area context

About 5.8% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

Low exposure ~5.8%
~5.8% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 55% Public / Open space 44% Residential 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Moira LGA

Dwellings
+14.2%
14,950 → 17,070
+2,120 dwellings
Population
+8.2%
30,350 → 32,840
Households
+14%
13,070 → 14,900

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

12,505 people · 202212,896 by 2032 (+3.1%)

ABS population projection (2022 base) for the Numurkah SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Picola VIC — Property Data and Demographics

Picola (postcode 3639) is a sparsely populated locality in Victoria within the Moira local government area. It is home to about 206 residents, with an older demographic and a median age of 57. Households earn a median income of $57K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, technicians & trades. Employment in the area leans toward agriculture and education. The top ancestries reported are Australian, English, Scottish.

The current median weekly rent is $460. The median monthly mortgage repayment is $910.

Public transport access includes 1 bus stop. The crime rate in the Moira LGA is higher than average at 8,992 incidents per 100,000 population.

On the investment side, Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$910
Rent · wk(Census)$150
Market rent · wk(Sep 2025)$460
Population growth · Moira LGAABS ERP
Population (2025)30,866
5-year growth+0.4% CAGR
YoY change+0.7%
20012025
Development · Moira LGAABS Approvals
Approvals (2026)358
Houses 88%Units 12%
YoY change+0%
Employment · Moira LGASALM
Unemployment (Dec-25)2.4%
YoY change+0.7pp
Dec-10Dec-25
Property investors · Postcode 3639ATO
Negatively geared4.6%
14 of filers
Avg rental loss$2,016/yr
Landlords (rental income)28
Reported capital gains20
People & prosperity
DemographicsCensus 21
Population206
Median age57
Household size2.2
HH income · wk$1,104
Personal income · wk$515
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)5/10
Economic (IER)3/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$961 → $1,104
Change+14.9%
vs VIC median-8.6 pp
Median rent+552.2%
softeningvs VIC 2016–21
Area & amenity
TransportGTFS
Bus stops1
Hospitals · Moira LGAAIHW
Public4
Private0
Cobram District Healthpublic
Nathalia District Hospitalpublic
Numurkah & District Health Servicepublic
Yarrawonga Healthpublic
Aged care · Moira LGAGEN
Facilities9
Residential places435
Mercy Place Yarrawonga Woods Point130 places
Ottrey Lodge101 places
Numurkah Pioneers Memorial Lodge36 places
Allawah Special Care Hostel30 places
Irvin House30 places
Karana30 places
+3 more in Moira LGA
Childcare · Moira LGAACECQA
Services29
Approved places1,520
Exceeding NQS4
Trikki Kidz Yarrawonga125 places
Country Buddies119 places
Trikki Kidz Cobram110 places
Country Buddies Woods Road108 places
Early Learning Victoria Numurkah102 places
Punt Road Kindergarten and Childcare Centre88 places
+23 more in Moira LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Picola carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Picola FAQ

Common questions
  1. What LGA is Picola in?

    Picola is in the Moira Local Government Area, VIC, postcode 3639. Council-level context for Moira LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Picola?

    The median weekly rent in Picola is $460/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Picola?

    Rent context available: Picola has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Picola a good investment?

    QuickProperty's investment signals for Picola show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Picola?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Picola data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.