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Suburb profile ·Alpine LGA · VIC ·3698

Tawonga South VIC 3698

Tawonga South is in Alpine LGA, VIC, postcode 3698, with population 1,012.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$607K
+9.7% YoY
2014 → 2024 · 11 periods
ABS + state medians
$641K
$235K
2014 2024
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum. Higher SEIFA context supports a stronger local-quality read.

Median house
$607K
House median, latest period
9.7%YoY D3 vs AU
Median rent
$450/wk
Rent context available
D10 vs AU
Gross yield
3.9%
Below investor band
D10 vs AU
Population
1,012
1K local footprint
D8 vs AU
Schools
No matched school data
Drive to city
4h 26m
345.4 km to Melbourne CBD · free-flow
Solar
341
27 added 12mo · 2MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$241/wk (-$12,532/yr) · interest-only @ 6.2%, 80% LVR
Value vs advantage-41% vs suburbs of similar SEIFA advantage (decile 8)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Cgrade · 45/100 · top 55% of 3,605AU suburbs
Peer distributionstronger than 45% of AU suburbs
WeakerTypicalStronger
Capital growth64
Rental yield32
Stability28
Volatility-19.0ppCycle+2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Tawonga South

Owner-occupied 86%Rented 14%
Investor activityATO
Negatively geared7.4%
45 of 129 landlords
Avg rental loss$8,247/yr
Landlords (rental income)129
Reported capital gains96
The read

Owner-occupier stronghold

85% of homes here are owner-occupied and 14% rented, with 7% of landlords negatively geared.

Why it fits

85% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

48%
of household income to service a new loan
11.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $2,909/mo vs median rent $1,950/mo (+49% · +$221/wk)

If rates move

At 4.0%: $2,316/mo (-593) · at 6.0% (current): $2,909/mo · at 8.0%: $3,560/mo (+651)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
8.4x
median home price as a multiple of annual household income
Moderate
Renting
32%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,300/mo, while renters pay about $1,950/mo — renting runs $650/mo higher on these medians.

Median price
$607K
Household income · yr
$72K
Median rent · wk
$450
Owner mortgage · mo
$1,300
Gross yield
3.9%

Household income

$72K household · yr-12.1% vs VIC suburb median
Personal
$38K
Family
$95K
Household
$72K
Household income distribution (ABS Census 2021 · weekly)28% could service the median house
Under $300
22
$300-649
62
$650-999
60
$1,000-1,499
67
$1,500-1,999
47
$2,000-2,999
67
$3,000-3,999
43
$4,000+
20

Serviceability line: a household needs about $2,238/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 54% of households here would spend more than 30% of income on rent (rent stress line: $1,500/wk income).

Housing stock and tenure

Tenure (409 households)
Owned outright
51%
Owned with mortgage
34%
Rented
14%
Dwelling structure26.7% of dwellings unoccupied on census night
Separate house
96%
Townhouse / semi
1%
Flat / apartment
1%

Getting to work: 60% drive, 0% public transport, 12% walk or cycle, 26% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

3/ 100 livability index

Top 97% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 3% of Australian suburbs
WeakerTypicalStronger
Everyday access19
Public transport (2 stops)15
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
487
3,670 per 100k
D5 vs AU

Crime

Rate · per 100k3,670
Total incidents487· Year ending Mar 2026
  • Assault6760%
  • Sexual Offences2018%
  • Robbery11%
  • Break And Enter2321%

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Public Conservation & Resource (PCRZ)
Public / Open space 88% Residential 7% Rural / Green wedge 5%
Residential density: Low · 1% growth-zoned (RGZ/UGZ)

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Alpine LGA

Dwellings
+11.1%
7,270 → 8,080
+810 dwellings
Population
+6.2%
13,150 → 13,960
Households
+9.3%
5,780 → 6,320

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

8,902 people · 20229,730 by 2032 (+9.3%)

ABS population projection (2022 base) for the Bright - Mount Beauty SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Tawonga South VIC — Property Data and Demographics

Tawonga South is a small community in Victoria within the Alpine local government area (postcode 3698). It is home to about 1,012 residents, with an older-leaning population and a median age of 50. Households earn a median income of $72K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.9% year-on-year at the LGA level. VIC employment has moved +0.9% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward education and accommodation & food. The top ancestries reported are English, Australian, Scottish.

Tawonga South has a median house price of $607,000, which has risen solidly by 9.7% year-on-year. The current median weekly rent is $450. This gives a gross rental yield of approximately 3.9%. The median monthly mortgage repayment is $1,300.

Public transport access includes 2 bus stops. The crime rate in the Alpine LGA is below average at 3,670 incidents per 100,000 population.

From an investment perspective, Tawonga South shows a gross rental yield of approximately 3.9%, rated as moderate yield. Property prices are near the state median ($607K/$850K). The price-to-income ratio of 8.4x is considered moderate. House prices have moved +9.7% year-on-year. Population growth of +0.9% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.9%· Moderate Yield
Price vs State$607K/$850K· Near Median
Affordability8.4x· Moderate
Price Momentum+9.7% Rising
Pop. Growth+0.9%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,300
Rent · wk(Census)$285
Market rent · wk(Sep 2025)$450
Gross yield2.4%
Price / income8.4x
Population growth · Alpine LGAABS ERP
Population (2025)13,236
5-year growth+0.3% CAGR
YoY change+0.9%
20012025
Development · Alpine LGAABS Approvals
Approvals (2026)29
Houses 93%Units 7%
YoY change+0%
Employment · Alpine LGASALM
Unemployment (Dec-25)2.9%
YoY change+1pp
Dec-10Dec-25
Property investors · Postcode 3698ATO
Negatively geared7.4%
45 of filers
Avg rental loss$8,247/yr
Landlords (rental income)129
Reported capital gains96
People & prosperity
DemographicsCensus 21
Population1,012
Median age50
Household size2.2
HH income · wk$1,392
Personal income · wk$726
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)9/10
Economic (IER)5/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,101 → $1,392
Change+26.4%
vs VIC median+2.9 pp
Median rent+29.5%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining1
TransportGTFS
Bus stops2
Hospitals · Alpine LGAAIHW
Public3
Private0
Alpine Health [Bright]public
Alpine Health [Mount Beauty]public
Alpine Health [Myrtleford]public
Aged care · Alpine LGAGEN
Facilities4
Residential places186
Mercy Place Myrtleford Lodge81 places
Bright Multi-Purpose Service45 places
Myrtleford Multi-Purpose Service35 places
Mount Beauty Multi-Purpose Service25 places
Childcare · Alpine LGAACECQA
Services12
Approved places846
Exceeding NQS3
Chabad Youth Holiday Program - Harrietville300 places
Alpine View Children's Centre155 places
Mountain View Children's Centre97 places
Lake View Children's Centre96 places
Bright P-12 College TheirCare30 places
Dederang Primary School OSHC30 places
+6 more in Alpine LGA
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Sources & freshness
Strong evidence

Tawonga South carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2024 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 2 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Tawonga South FAQ

Common questions
  1. What LGA is Tawonga South in?

    Tawonga South is in the Alpine Local Government Area, VIC, postcode 3698. Council-level context for Alpine LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Tawonga South?

    The current median house price in Tawonga South, VIC is $607K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Tawonga South?

    The median weekly rent in Tawonga South is $450/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Tawonga South?

    Rent context available: Tawonga South has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Tawonga South a good investment?

    QuickProperty's investment signals for Tawonga South show: Moderate Yield, Near Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Tawonga South?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Tawonga South data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.