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Suburb profile ·Belmont LGA · WA ·6105

Cloverdale WA 6105

Cloverdale is in Belmont LGA, WA, postcode 6105, with population 8,864.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$650/wk
Falling
-4.4% YoY
Oct 2024 → May 2026 · 20 periods
WA rental bonds · suburb grain · May 2026
$700
$615
Oct 2024May 2026
Why it fits

Recent price movement shows visible market momentum. School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal.

Median house
$859K
House median, latest period
16.1%YoY D5 vs AU
Median rent
$650/wk
Income-stretched rent market
4.4%YoY D10 vs AU
Gross yield
3.9%
Below investor band
D10 vs AU
Population
8,864
9K local footprint
D10 vs AU
Schools
5
Matched school context
D10 vs AU
Drive to city
21 min
15.5 km to Perth CBD · free-flow
Transit to city
60 min
Public transport to Perth CBD · weekday 8am
Solar
2,616
146 added 12mo · 17MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Houses to 2026 · Units to 2024 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2020Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+20.6%
5-yr
+14.9%
Affordability trajectoryImproving
Price
+3.6%/yr
Income
+5.8%/yr

Growth in median price vs median household income — improving — incomes outgrowing prices.

Yield trend5.8% → 4.2% (-1.6pp · price outgrowing rent)
Indicative cashflow-$332/wk (-$17,256/yr) · interest-only @ 6.2%, 80% LVR
Rent stabilitystable — rents vary ±4.5% around trend
Value vs advantage+67% vs suburbs of similar SEIFA advantage (decile 3)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Agrade · 94/100 · top 6% of 3,605AU suburbs
Peer distributionstronger than 94% of AU suburbs
WeakerTypicalStronger
Capital growth93
Rental yield83
Stability70
Volatility-10.8ppCycle-2.0Affordability+1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Cloverdale

Owner-occupied 55%Rented 45%
Investor activityATO
Negatively geared4.9%
561 of 1,046 landlords
Avg rental loss$87,695/yr
Landlords (rental income)1,046
Reported capital gains677
Investor exposure index(moderate vs national)79.3/100
The read

Mixed owner-renter market

53% of homes here are owner-occupied and 43% rented, with 5% of landlords negatively geared.

Why it fits

A balanced 53% owner-occupier / 43% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

63%
of household income to service a new loan
14.5 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,120/mo vs median rent $2,817/mo (+46% · +$301/wk)

If rates move

At 4.0%: $3,281/mo (-839) · at 6.0% (current): $4,120/mo · at 8.0%: $5,042/mo (+922)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.9x
median home price as a multiple of annual household income
Stretched
Renting
43%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,700/mo, while renters pay about $2,817/mo — renting runs $1,117/mo higher on these medians.

Median price
$859K
Household income · yr
$79K
Median rent · wk
$650
Owner mortgage · mo
$1,700
Gross yield
3.9%

Household income

$79K household · yr-7.6% vs WA suburb median
Personal
$42K
Family
$99K
Household
$79K
Household income distribution (ABS Census 2021 · weekly)15% could service the median house
Under $300
129
$300-649
466
$650-999
414
$1,000-1,499
525
$1,500-1,999
407
$2,000-2,999
643
$3,000-3,999
304
$4,000+
219

Serviceability line: a household needs about $3,169/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 67% of households here would spend more than 30% of income on rent (rent stress line: $2,167/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$49K → $61K

Housing stock and tenure

Tenure (3,402 households)6.5% social housing
Owned outright
22%
Owned with mortgage
31%
Rented
43%
Dwelling structure11.3% of dwellings unoccupied on census night
Separate house
74%
Townhouse / semi
20%
Flat / apartment
6%

Getting to work: 79% drive, 6% public transport, 2% walk or cycle, 5% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total5
Avg ICSEA992
Students1,327
Catholic1
Government4
  • Notre Dame Catholic Primary SchoolPrimary · Catholic · ICSEA 1090
  • Belmay Primary SchoolPrimary · Government · ICSEA 958
  • Cloverdale Primary SchoolPrimary · Government · ICSEA 958
  • South East Language Development CentreSpecial · Government · ICSEA 950
  • Cloverdale Education Support CentreSpecial · Government · ICSEA 1006

Livability

91/ 100 livability index

Top 9% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 91% of Australian suburbs
WeakerTypicalStronger
Everyday access89
Public transport (62 stops)89
Schools & hospitals88

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Short-term rentals

57
active listings · ~6.4 per 1,000 residents
39%
entire homes (vs private rooms)
90%
run by multi-listing operators
Investment view Estimated
$194
median nightly (entire home)
25%
estimated occupancy
$19,323
estimated annual revenue (gross)

Estimated short-let income is 0.6× the $33,800/yr a long-term let would earn at the median rent — before management fees, cleaning, vacancy beyond the occupancy model, and short-stay regulation.

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Population outlook

9,242 people · 202210,947 by 2032 (+18.4%)

ABS population projection (2022 base) for the Cloverdale SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Cloverdale WA — Property Data and Demographics

Cloverdale (postcode 6105) is a moderately sized suburb in Western Australia within the Belmont local government area. It is home to about 8,864 residents, with a mix of young professionals and families and a median age of 34. Households earn a median income of $79K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.2% year-on-year at the LGA level. WA employment has moved +2.4% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. WA also had 24 Commonwealth-backed major projects under construction, 12 underway, and 12 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, community & personal service. Employment in the area leans toward healthcare and accommodation & food. The top ancestries reported are English, Australian, Chinese.

The median house price in Cloverdale is $859,000, having risen steeply by 16.1% over the past year. Units have a median price of $400,000 (+6.7% YoY). The current median weekly rent is $650. This gives a gross rental yield of approximately 3.9%. The median monthly mortgage repayment is $1,700.

Cloverdale is served by 5 schools, including 3 primary, 2 special. The average ICSEA score is 992, which is around the national average of 1,000. Public transport access includes 62 bus stops.

Looking at the investment signals, The gross rental yield works out to roughly 3.9%, which reads as moderate yield. Property prices are near the state median ($859K/$1.0M). The price-to-income ratio of 10.9x is considered stretched. House prices have moved +16.1% year-on-year. Population growth of +1.2% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.9%· Moderate Yield
Price vs State$859K/$1.0M· Near Median
Affordability10.9x Stretched
Price Momentum+16.1% Rising
Pop. Growth+1.2%· Stable
Development+0%· Steady
InvestmentWA
Mortgage · mth$1,700
Rent · wk(Census)$340
Market rent · wk(Feb 2026)$650
Gross yield2.1%
Price / income10.9x
Population growth · Belmont LGAABS ERP
Population (2025)48,221
5-year growth+2% CAGR
YoY change+1.2%
20012025
Development · Belmont LGAABS Approvals
Approvals (2026)527
Houses 20%Units 80%
YoY change+0%
Employment · Belmont LGASALM
Unemployment (Dec-25)4.8%
YoY change+0.5pp
Dec-10Dec-25
Property investors · Postcode 6105ATO
Negatively geared4.9%
561 of filers
Avg rental loss$87,695/yr
Landlords (rental income)1,046
Reported capital gains677
People & prosperity
DemographicsCensus 21
Population8,864
Median age34
Household size2.4
HH income · wk$1,520
Personal income · wk$812
Persons / bedroom0.8
IncomeATO 22-23
Median income$60,741
Mean income$68,044
Earners6,767
YoY change+6.9%
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)5/10
Economic (IER)2/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$1,332 → $1,520
Change+14.1%
vs WA median+0.4 pp
Median rent-5.6%
stablevs WA 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets4
Pharmacies1
GP / clinics0
Fuel stations1
Cafes & dining21
aldi1
coles1
woolworths1
TransportGTFS
Bus stops62
Aged care · Belmont LGAGEN
Facilities11
Residential places526
Craigcare Ascot Waters164 places
Sister Mary Glowrey Residential Care96 places
Aegis Parkview79 places
Aegis Karalee58 places
Belmont Community Nursing Home52 places
Brightwater Redcliffe50 places
+5 more in Belmont LGA
Childcare · Belmont LGAACECQA
Services16
Approved places998
Exceeding NQS0
Great Beginnings Cloverdale96 places · in suburb
Nido Early School Belmont96 places
Mulberry Tree Child Care - Ascot95 places
Stride Early Learning Belmont86 places · in suburb
Mulberry Tree OSHC - Ascot80 places
Kids Academy Early Learning Centre - Rivervale76 places
+10 more in Belmont LGA
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Sources & freshness
Strong evidence

There is enough direct local evidence on Cloverdale for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

REIWA public suburb pages (annual median series) scraped monthly; unmatched suburbs fall back to annual ABS SA2 series

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
REIWA · 2026 · REIWA public suburb pages (annual median series) scraped monthly; unmatched suburbs fall back to annual ABS SA2 series
medium stability · automated · every update · monthly
Available
Market rent
WA rental bonds · Feb 2026 · State market dataset
medium stability · automated · every update · monthly
Available
Crime
State crime dataset · No linked local crime series
Missing
Schools
ACARA 2025 · 5 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 62 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Cloverdale FAQ

Common questions
  1. What LGA is Cloverdale in?

    Cloverdale is in the Belmont Local Government Area, WA, postcode 6105. Council-level context for Belmont LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cloverdale?

    The current median house price in Cloverdale, WA is $859K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cloverdale?

    The median weekly rent in Cloverdale is $650/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Cloverdale?

    Income-stretched rent market: Weekly rent screens at about 56% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Cloverdale a good investment?

    QuickProperty's investment signals for Cloverdale show: Moderate Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Cloverdale?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Cloverdale data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.