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Suburb profile · Manawatu-Whanganui · NZ

Terrace End NZ

Terrace End is in Manawatu-Whanganui, New Zealand, with population 3,582.

The read

Verify-first

There are enough weaker signals here that you should expect trade-offs, not a clean local story. Compare it directly with stronger nearby suburbs before treating it as a preferred option.

$550/wk
1/04/2021 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$605
$420
1/04/20211/01/2026
What to check

Higher deprivation should be treated as a local-context caution.

Median rent
$550/wk
Income-stretched rent market
D4 vs NZ
Population
3,582
4K local footprint
D10 vs NZ
Income
$33K/yr
Median personal income
D2 vs NZ
NZDep
Decile 9
Higher deprivation
D9 vs NZ
Schools
1
matched school context

Area prices & affordability

Median sale price
$605K
+6.3% over 5yr
1.5%YoY
Lower quartile
$514K
Entry-level price
House Price Index
3,547
QV-based HPI
5.9%5yr
Income to buy
6.8x
Years of median income
Annual sales
1,615
Transactions, TA
Years of median household income to buy

Figures are for the Palmerston North City territorial authority (as at 2026-02). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Terrace End, not a Terrace End-specific sale price.

Rent trend depth

Rent cycle positionRents at their peak
Low · 2020Peak · 2026

At / near its highest median rent on record

Rent growth (compound)3-yr +6.9%/yr · 5-yr +4.6%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$33K personal · yr-10.9% vs Manawatu-Whanganui suburb median

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure.

Schools

Total1
Students207
State1
  • Terrace End SchoolContributing · StateZoned

1 of 1 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

15/ 100 livability index

Top 85% most liveable of 1,714New Zealand suburbs.

Everyday access15
Public transport0
Schools & hospitals29

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Building activity

Latest consents
0
0 houses · 0 units
100.0%YoY

Employment

Employed residents
1,662
Was 1,506 in 2018
10.4%vs 2018 D9 vs NZ

Full data detail

Terrace End Manawatu-Whanganui — Property Data and Demographics

Terrace End is a small suburb in Manawatu-Whanganui with a population of 3,582 and a median age of 34. Median personal income is $33K per year. The main ethnic groups are European, Māori, Asian. Manawatu-Whanganui population estimates moved +1.4% in the year ended June 2024, after averaging +1.0% a year from 2018 to 2023, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,506 in 2018 to 1,662 in 2023 (+10.4%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Terrace End is $550 (550 houses, 350 units). This represents approximately 87% of median weekly personal income.

Livability indicators for Terrace End: NZDep decile 9 (high deprivation); 1 school with avg EQI 505.

In 2026, Terrace End recorded 0 building approvals (0 houses, 0 units), down 100% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability87% Stretched
School QualityEQI 505 Below Average
DeprivationDecile 9 High
Development-100% Slowing
Rental marketMBIE
Median rent · wk(1/01/2026)$550
House · wk$550
Unit · wk$350
Rent / income87.5%
Lodgements60
DevelopmentStats NZ
Consents (2026)0
YoY change-100%
People & prosperity
DemographicsCensus 23
Population3,582
Median age34
Household size
HH income · yr
Personal income · yr$32,700
Deprivation (NZDep)NZDep23
Less deprived9/10
NZDep score1106

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European2,469
Māori939
Asian552
Pacific Peoples264
MELAA69
Top industriesCensus 23
Health Care and Social Assistance264
Education and Training165
Retail Trade156
Construction153
Public Administration and Safety153
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining1
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Terrace End carries enough direct local evidence for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · 1 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · No matched local transport stops
medium stability · mixed acquisition · snapshot · mixed
Missing
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Terrace End FAQ

Common questions
  1. What is the typical weekly rent in Terrace End?

    The median weekly rent in Terrace End is $550/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Terrace End?

    Income-stretched rent market: Weekly rent screens at about 87% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Terrace End?

    QuickProperty's livability signals for Terrace End show: Stretched, Below Average, High. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Terrace End?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Terrace End data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.