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Suburb profile · Northland · NZ

Kamo Central NZ

Kamo Central is in Northland, New Zealand, with population 1,758.

The read

Livability-led

There are enough weaker signals here that you should expect trade-offs, not a clean local story. Compare it directly with stronger nearby suburbs before treating it as a preferred option.

$600/wk
1/04/2021 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$610
$445
1/04/20211/01/2026
Why it fits

Transport coverage adds a practical access signal.

What to check

Higher deprivation should be treated as a local-context caution.

Median rent
$600/wk
Income-stretched rent market
D6 vs NZ
Population
1,758
2K local footprint
D4 vs NZ
Income
$39K/yr
Median personal income
D4 vs NZ
NZDep
Decile 8
Higher deprivation
D8 vs NZ
Schools
2
matched school context

Area prices & affordability

Median sale price
$653K
+12.8% over 5yr
2.2%YoY
Lower quartile
$524K
Entry-level price
House Price Index
3,420
QV-based HPI
2.3%5yr
Income to buy
8.0x
Years of median income
Annual sales
1,356
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$3,029/mo
20% deposit, 30-year P&I
Repayment burden
44%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
10.7 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$3,183
1-year fixed · 5.26%
$2,888
2-year fixed · 5.69%
$3,029
3-year fixed · 5.86%
$3,085

A territorial-authority estimate: the Whangarei District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Kamo Central-specific or borrower-specific figure.

Price trend

1yr +0.1%5yr -0.4%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Whangarei District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Whangarei District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Kamo Central, not a Kamo Central-specific sale price.

Rent trend depth

Rent cycle positionRents rising
Low · 2020Peak · 2024

1.6% below peak rent · 50.0% above its low

Rent growth (compound)3-yr +0.6%/yr · 5-yr +6.2%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$39K personal · yr+16.3% vs Northland suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
183
$10,001-$20,000
135
$20,001-$30,000
246
$30,001-$50,000
261
$50,001-$70,000
249
$70,001-$100,000
210
$100,001 or more
84

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses+0.1pp since 2013
2013
67% owned
2018
67% owned
2023
67% owned

9.2% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

31% damp (-1pp vs 2018) and 29% with visible mould larger than A4 (+1pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

99,200 people · 2023110,000 by 2033 (+10.9%)

Stats NZ subnational projection (2023 base, medium series) for Whangarei District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k6,825
Total incidents6,599· 2026-05
  • Assault74134%
  • Burglary1,24458%
  • Robbery874%
  • Sexual Assault874%

Natural hazards

Earthquake exposure
Minimal
Proximity to active faults
Nearest active fault
156.1 km
Waikopua Fault
Fault slip rate
Very Low
Higher = more active

Earthquake exposure is the distance from Kamo Central's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

2
active listings · ~1.1 per 1,000 residents
50%
entire homes (vs private rooms)
0%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Schools

Total2
Students1,432
State2
  • Te Kamo High SchoolSecondary (Year 9-15) · State
  • Te Kamo Intermediate SchoolIntermediate · State

Livability

64/ 100 livability index

Top 36% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 64% of New Zealand districts
WeakerTypicalStronger
Everyday access23
Public transport (8 stops)50
Schools & hospitals70

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Cgrade · 42/100 · top 58% of 65New Zealand districts
Peer distributionstronger than 42% of New Zealand districts
WeakerTypicalStronger
Capital growth33
Rental yield41
Stability55

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Stronger alternatives nearby

Cheaper to rent

lower weekly rent · cross-TA

Less deprived

lower NZDep decile · cross-TA

Alternatives are similar-rent suburbs (0.6–1.6x this suburb's median rent) in other territorial authorities that exceed it on the named metric. Indicative — not financial advice.

Building activity

Latest consents
0
0 houses · 0 units
100.0%YoY

Employment

Employed residents
870
Was 774 in 2018
12.4%vs 2018 D4 vs NZ

Full data detail

Kamo Central Northland — Property Data and Demographics

Kamo Central is a small community in Northland with a population of 1,758 and a median age of 35. Median personal income is $39K per year. The main ethnic groups are European, Māori, Asian. Northland population estimates moved +0.4% in the year ended June 2025, after moving +1.0% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 774 in 2018 to 870 in 2023 (+12.4%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Kamo Central is $600 (600 houses, 0 units). This represents approximately 80% of median weekly personal income.

Livability indicators for Kamo Central: NZDep decile 8 (high deprivation); 2 schools with avg EQI 495; 8 transport stops (8 bus).

In 2026, Kamo Central recorded 0 building approvals (0 houses, 0 units), down 100% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability80% Stretched
School QualityEQI 495 Below Average
DeprivationDecile 8 High
Transport Access8 stops· Some Access
Development-100% Slowing
Rental marketMBIE
Median rent · wk(1/01/2026)$600
House · wk$600
Rent / income79.6%
Lodgements24
DevelopmentStats NZ
Consents (2026)0
YoY change-100%
People & prosperity
DemographicsCensus 23
Population1,758
Median age35
Household size
HH income · yr
Personal income · yr$39,200
Deprivation (NZDep)NZDep23
Less deprived8/10
NZDep score1034

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European1,389
Māori567
Asian111
Pacific Peoples105
MELAA3
Top industriesCensus 23
Health Care and Social Assistance132
Construction117
Manufacturing87
Retail Trade84
Education and Training75
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining1
TransportGTFS
Bus stops8
Hospitals · Whangarei DistrictMoH
Whangarei HospitalPublic Hospital
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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Kamo Central for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · 2 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 8 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Kamo Central FAQ

Common questions
  1. What is the typical weekly rent in Kamo Central?

    The median weekly rent in Kamo Central is $600/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Kamo Central?

    Income-stretched rent market: Weekly rent screens at about 80% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Kamo Central?

    QuickProperty's livability signals for Kamo Central show: Stretched, Below Average, High. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Kamo Central?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Kamo Central data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.