Highest Outright Ownership — Northland
SA2 areas with the highest share of dwellings owned outright on the 2023 census — mortgage-free strongholds (100+ stated dwellings).
Highest Outright Ownership
SA2 areas with the highest share of dwellings owned outright on the 2023 census — mortgage-free strongholds (100+ stated dwellings) — Northland
This ranking works best as a first-pass screen in Northland, especially when you need to reduce a wide field quickly.
A rank is useful because it compresses one dimension well, but it never replaces the fuller suburb-level picture.
Use the ranking to build a shortlist, then confirm whether those finalists still hold up on the rest of the data.
A ranking compresses one signal well, but it should hand you into compare or suburb detail before becoming a decision.
Save a small working set, then use compare and evidence depth before treating any row as a decision.
Rankings are strongest when they hand you a shortlist quickly. Compare the top two first, then open suburb detail if the head-to-head result still feels narrow.
- #1Taemaro-OruaitiNORTHLAND88.9%405
- #2PukenuiNORTHLAND88.6%498
- #3Abbey Caves-GlenbervieNORTHLAND87.2%492
- #4MatarauNORTHLAND86.5%954
- #5PātauaNORTHLAND86.4%618
- #6Waipū RuralNORTHLAND85.7%732
- #7KiripakaNORTHLAND85.5%351
- #8Pārua BayNORTHLAND85.4%987
- #9KauriNORTHLAND85.3%633
- #10Matapouri-TutukākāNORTHLAND85.2%729
- #11Russell Forest-RawhitiNORTHLAND84.7%255
- #12Lake Manuwai-KapiroNORTHLAND84.6%816
- #13Mangawhai RuralNORTHLAND84.5%1,143
- #14MaungatāpereNORTHLAND84.0%1,275
- #15Otaika-PortlandNORTHLAND83.7%459
- #16Oakleigh-MangapaiNORTHLAND83.6%897
- #17Bream HeadNORTHLAND83.3%594
- #18RiverviewNORTHLAND82.6%984
- #19MaunuNORTHLAND82.0%981
- #20Karikari PeninsulaNORTHLAND81.7%624
- #21PeriaNORTHLAND81.7%507
- #22Herekino-TakahueNORTHLAND81.3%402
- #23Oruru-ParaparaNORTHLAND80.8%360
- #24Ōpua (Far North District)NORTHLAND80.6%540
- #25Puketona-WaitangiNORTHLAND80.3%579
- #26Rangitane-PureruaNORTHLAND80.2%576
- #27WhangaruruNORTHLAND80.2%969
- #28RussellNORTHLAND79.8%357
- #29Granfield ReserveNORTHLAND79.8%1,413
- #30Russell PeninsulaNORTHLAND79.4%291
- #31Otamatea (Kaipara District)NORTHLAND79.4%756
- #32MaungatūrotoNORTHLAND79.2%462
- #33WhakapakuNORTHLAND78.8%312
- #34Kerikeri SouthNORTHLAND78.8%1,161
- #35PakarakaNORTHLAND78.8%240
- #36PuketotaraNORTHLAND78.7%663
- #37Matawaia-TaumarereNORTHLAND78.7%465
- #38RangitihiNORTHLAND78.3%360
- #39KaiwakaNORTHLAND78.1%930
- #40NgunguruNORTHLAND77.7%444
- #41Bream BayNORTHLAND77.6%804
- #42One Tree PointNORTHLAND77.5%1,173
- #43WhakararaNORTHLAND77.2%486
- #44Onerahi ParkNORTHLAND77.0%639
- #45MangawhaiNORTHLAND76.3%519
- #46WaipūNORTHLAND76.3%582
- #47Kamo WestNORTHLAND76.2%744
- #48Ōhaeawai-Waimate NorthNORTHLAND75.7%408
- #49WaipapaNORTHLAND75.7%309
- #50Kohukohu-BroadwoodNORTHLAND75.7%345
| # ▲ | AREA | REGION | OWNED OUTRIGHT % | DWELLINGS | POP |
|---|---|---|---|---|---|
| 1 | Taemaro-Oruaiti | NORTHLAND | 88.9% | 405 | 1,101 |
| 2 | Pukenui | NORTHLAND | 88.6% | 498 | 1,482 |
| 3 | Abbey Caves-Glenbervie | NORTHLAND | 87.2% | 492 | 1,416 |
| 4 | Matarau | NORTHLAND | 86.5% | 954 | 2,955 |
| 5 | Pātaua | NORTHLAND | 86.4% | 618 | 1,788 |
| 6 | Waipū Rural | NORTHLAND | 85.7% | 732 | 1,869 |
| 7 | Kiripaka | NORTHLAND | 85.5% | 351 | 1,107 |
| 8 | Pārua Bay | NORTHLAND | 85.4% | 987 | 2,574 |
| 9 | Kauri | NORTHLAND | 85.3% | 633 | 1,866 |
| 10 | Matapouri-Tutukākā | NORTHLAND | 85.2% | 729 | 1,860 |
| 11 | Russell Forest-Rawhiti | NORTHLAND | 84.7% | 255 | 738 |
| 12 | Lake Manuwai-Kapiro | NORTHLAND | 84.6% | 816 | 2,322 |
| 13 | Mangawhai Rural | NORTHLAND | 84.5% | 1,143 | 2,940 |
| 14 | Maungatāpere | NORTHLAND | 84.0% | 1,275 | 3,651 |
| 15 | Otaika-Portland | NORTHLAND | 83.7% | 459 | 1,392 |
| 16 | Oakleigh-Mangapai | NORTHLAND | 83.6% | 897 | 2,409 |
| 17 | Bream Head | NORTHLAND | 83.3% | 594 | 1,431 |
| 18 | Riverview | NORTHLAND | 82.6% | 984 | 2,595 |
| 19 | Maunu | NORTHLAND | 82.0% | 981 | 2,811 |
| 20 | Karikari Peninsula | NORTHLAND | 81.7% | 624 | 1,686 |
| 21 | Peria | NORTHLAND | 81.7% | 507 | 1,260 |
| 22 | Herekino-Takahue | NORTHLAND | 81.3% | 402 | 1,140 |
| 23 | Oruru-Parapara | NORTHLAND | 80.8% | 360 | 954 |
| 24 | Ōpua (Far North District) | NORTHLAND | 80.6% | 540 | 1,248 |
| 25 | Puketona-Waitangi | NORTHLAND | 80.3% | 579 | 1,515 |
| 26 | Rangitane-Purerua | NORTHLAND | 80.2% | 576 | 1,581 |
| 27 | Whangaruru | NORTHLAND | 80.2% | 969 | 2,733 |
| 28 | Russell | NORTHLAND | 79.8% | 357 | 798 |
| 29 | Granfield Reserve | NORTHLAND | 79.8% | 1,413 | 3,597 |
| 30 | Russell Peninsula | NORTHLAND | 79.4% | 291 | 705 |
| 31 | Otamatea (Kaipara District) | NORTHLAND | 79.4% | 756 | 1,890 |
| 32 | Maungatūroto | NORTHLAND | 79.2% | 462 | 1,308 |
| 33 | Whakapaku | NORTHLAND | 78.8% | 312 | 777 |
| 34 | Kerikeri South | NORTHLAND | 78.8% | 1,161 | 2,814 |
| 35 | Pakaraka | NORTHLAND | 78.8% | 240 | 702 |
| 36 | Puketotara | NORTHLAND | 78.7% | 663 | 2,007 |
| 37 | Matawaia-Taumarere | NORTHLAND | 78.7% | 465 | 1,473 |
| 38 | Rangitihi | NORTHLAND | 78.3% | 360 | 1,008 |
| 39 | Kaiwaka | NORTHLAND | 78.1% | 930 | 2,532 |
| 40 | Ngunguru | NORTHLAND | 77.7% | 444 | 1,173 |
| 41 | Bream Bay | NORTHLAND | 77.6% | 804 | 2,340 |
| 42 | One Tree Point | NORTHLAND | 77.5% | 1,173 | 2,988 |
| 43 | Whakarara | NORTHLAND | 77.2% | 486 | 1,350 |
| 44 | Onerahi Park | NORTHLAND | 77.0% | 639 | 1,611 |
| 45 | Mangawhai | NORTHLAND | 76.3% | 519 | 1,206 |
| 46 | Waipū | NORTHLAND | 76.3% | 582 | 1,392 |
| 47 | Kamo West | NORTHLAND | 76.2% | 744 | 2,103 |
| 48 | Ōhaeawai-Waimate North | NORTHLAND | 75.7% | 408 | 1,251 |
| 49 | Waipapa | NORTHLAND | 75.7% | 309 | 891 |
| 50 | Kohukohu-Broadwood | NORTHLAND | 75.7% | 345 | 738 |
New Zealand highest outright ownership FAQ
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What does Highest Outright Ownership rank?
Highest Outright Ownership ranks areas in Northland using QuickProperty's processed property and locality datasets. SA2 areas with the highest share of dwellings owned outright on the 2023 census — mortgage-free strongholds (100+ stated dwellings)
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How should I use this ranking for property research?
Use the ranking as a screening step for Northland. Save realistic areas to your shortlist, compare the strongest pair, and open suburb detail pages before relying on one result.
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Does the top ranked area mean it is the best choice?
No. Rankings are a shortlist input, not a final recommendation. Check price history, rent, income, population, local services, source freshness, and current listings before making a decision.
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How current is the ranking data?
QuickProperty uses processed public-source datasets and refreshes automated sources where available. Use the suburb detail page source panels to see which signals are current, estimated, or missing for a specific area.