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Suburb profile · Otago · NZ

Dunstan-Galloway NZ

Dunstan-Galloway is in Otago, New Zealand, with population 1,986.

Limited data

Thin-context

This page still helps with local context, but the evidence stack is too thin for a clean suburb-level call. Use nearby alternatives or compare mode before turning it into a shortlist decision.

Why it fits

Lower deprivation supports a livability-led read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting.

Median rent
$670/wk
Income-stretched rent market
D8 vs NZ
Population
1,986
2K local footprint
D5 vs NZ
Income
$46K/yr
Median personal income
D7 vs NZ
NZDep
Decile 2
Lower deprivation
D2 vs NZ
Schools
No matched schools

Area prices & affordability

Median sale price
$824K
+34.6% over 5yr
4.7%YoY
Lower quartile
$647K
Entry-level price
House Price Index
4,313
QV-based HPI
30.7%5yr
Income to buy
9.6x
Years of median income
Annual sales
633
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$3,822/mo
20% deposit, 30-year P&I
Repayment burden
53%
of gross household income
Stress level
Severe
<30% comfortable · >45% severe
Years to deposit
12.7 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$4,016
1-year fixed · 5.26%
$3,644
2-year fixed · 5.69%
$3,822
3-year fixed · 5.86%
$3,893

A territorial-authority estimate: the Central Otago District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Dunstan-Galloway-specific or borrower-specific figure.

Price trend

1yr +5.2%5yr +30.1%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Central Otago District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Central Otago District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Dunstan-Galloway, not a Dunstan-Galloway-specific sale price.

Personal income

$46K personal · yr+12.4% vs Otago suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
201
$10,001-$20,000
180
$20,001-$30,000
216
$30,001-$50,000
300
$50,001-$70,000
294
$70,001-$100,000
264
$100,001 or more
225

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses+3.2pp since 2013
2013
87% owned
2018
89% owned
2023
90% owned

9.9% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

6% damp (-1pp vs 2018) and 4% with visible mould larger than A4 (+1pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

25,100 people · 202329,200 by 2033 (+16.3%)

Stats NZ subnational projection (2023 base, medium series) for Central Otago District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k1,280
Total incidents311· 2026-05
  • Assault6822%
  • Burglary7123%
  • Sexual Assault124%
  • Theft15551%

Natural hazards

Earthquake exposure
Moderate
Proximity to active faults
Nearest active fault
8.7 km
Dunstan Fault
Fault slip rate
Low
Higher = more active

Earthquake exposure is the distance from Dunstan-Galloway's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

44
active listings · ~22.2 per 1,000 residents
80%
entire homes (vs private rooms)
52%
run by multi-listing operators
Investment view Estimated
$296
median nightly (entire home)
12%
estimated occupancy
$17,348
estimated annual revenue (gross)

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Livability

0/ 100 livability index

Top 100% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 1% of New Zealand districts
WeakerTypicalStronger
Everyday access23
Public transport0
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Fgrade · 16/100 · top 84% of 65New Zealand districts
Peer distributionstronger than 16% of New Zealand districts
WeakerTypicalStronger
Capital growth81
Rental yield11
Stability8

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Stronger alternatives nearby

Cheaper to rent

lower weekly rent · cross-TA

Higher income

personal median · cross-TA

Less deprived

lower NZDep decile · cross-TA

Alternatives are similar-rent suburbs (0.6–1.6x this suburb's median rent) in other territorial authorities that exceed it on the named metric. Indicative — not financial advice.

Building activity

Latest consents
25
14 houses · 11 units
35.9%YoY D10 vs NZ

Employment

Employed residents
1,221
Was 1,083 in 2018
12.7%vs 2018 D6 vs NZ

Full data detail

Dunstan-Galloway Otago — Property Data and Demographics

Dunstan-Galloway is a small community in Otago with a population of 1,986 and a median age of 50. Median personal income is $46K per year. The main ethnic groups are European, Māori, Asian. Otago population estimates moved +0.6% in the year ended June 2025, after moving +1.6% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,083 in 2018 to 1,221 in 2023 (+12.7%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Dunstan-Galloway is $670 (670 houses, 0 units). This represents approximately 75% of median weekly personal income.

Livability indicators for Dunstan-Galloway: NZDep decile 2 (low deprivation (affluent)).

In 2026, Dunstan-Galloway recorded 25 building approvals (14 houses, 11 units), down 35.9% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability75% Stretched
DeprivationDecile 2 Low
Development-36% Slowing
Rental marketMBIE
Median rent · wk(1/07/2025)$670
House · wk$670
Rent / income75.2%
Lodgements12
DevelopmentStats NZ
Consents (2026)25
Houses 56%Units 44%
YoY change-35.9%
People & prosperity
DemographicsCensus 23
Population1,986
Median age50
Household size
HH income · yr
Personal income · yr$46,300
Deprivation (NZDep)NZDep23
Less deprived2/10
NZDep score913

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European1,884
Māori171
Asian21
Pacific Peoples12
MELAA9
Top industriesCensus 23
Construction216
Agriculture, Forestry and Fishing180
Professional, Scientific and Technical123
Health Care and Social Assistance102
Retail Trade93
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
Shortlist workspace

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Current status
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Sources & freshness
Usable evidence

Dunstan-Galloway works as a starting read but still needs cross-checking.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/07/2025 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · No linked local school matches
stable source · automated · every update · nightly
Missing
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · No matched local transport stops
medium stability · mixed acquisition · snapshot · mixed
Missing
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.
Sparse locality note

This page stays indexable because Dunstan-Galloway still carries enough real local context to help with NZ suburb discovery. It should still be read as a lighter locality brief, not as a fully covered suburb profile.

WHY IT LOOKS LIGHTER
The page is useful, but thinner than the strongest NZ suburb profiles.

Read it as a quick locality brief, particularly when weighing it against larger or better-covered suburbs.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, and transport stops.

Coverage is thinner on school matches, hospital coverage, and transport stops; don't let a single sparse read define the suburb.

BEST NEXT STEP
Use this page to frame the locality, then compare or zoom back out.

If the area still looks interesting, open compare, the region hub, or a nearby larger suburb to test whether the story holds up with denser coverage.

Page status
INDEXED WITH LIGHTER COVERAGE

The page still has enough real suburb context to remain searchable, but some market and service layers are too light for a full-confidence read.

HOW TO READ THIS PAGE

Let this page frame the locality, then check the story against compare, the region hub, or a nearby better-covered suburb before treating it as final.

Stronger nearby reads

If Dunstan-Galloway feels too thin on its own, use these nearby suburbs as stronger local reads before treating it as a full shortlist call.

Lindis-Nevis Valleys most similar
similar rent profile similar deprivation profile similar suburb scale

pop +1200 · rent -$5/wk · income +$3K

Similar local read: useful for context, but still compare the actual market signals.

Cromwell East most similar
similar rent profile similar deprivation profile similar suburb scale

pop +1000 · rent +$30/wk · income +$1K

Similar local read: useful for context, but still compare the actual market signals.

Clyde most similar
similar rent profile similar deprivation profile similar suburb scale

pop -800 · rent -$70/wk · income -$6K

Similar local read: useful for context, but still compare the actual market signals.

Dunstan-Galloway FAQ

Common questions
  1. What is the typical weekly rent in Dunstan-Galloway?

    The median weekly rent in Dunstan-Galloway is $670/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Dunstan-Galloway?

    Income-stretched rent market: Weekly rent screens at about 75% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Dunstan-Galloway?

    QuickProperty's livability signals for Dunstan-Galloway show: Stretched, Low, Slowing. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Dunstan-Galloway?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Dunstan-Galloway data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.